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Project funding and mortgage financing
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Funding programs
- All funding opportunities
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All funding opportunities
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All funding opportunities
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National Housing Co-Investment Funding
Construction loans and contributions
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Canada Greener Affordable Housing
Financing program helping affordable housing providers complete deep energy retrofits on existing multi-unit residential buildings.
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Shelters Initiative for Indigenous Women and Children
$44.8 million funding initiative to create 12 new shelters for Indigenous women and children escaping family violence.
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First Nations development funding
Direct lending, insured loans, non-profit housing and proposal development funding.
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Canada Greener Homes Loan
Major home retrofits through grants and interest-free loans to make your home more energy-efficient.
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Emergency Repair Program (ERP)
Funding to help low-income on-reserve households make emergency home repairs.
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Home Adaptations for Seniors’ Independence Program (HASI)
Funding to help on-reserve seniors adapt their homes so they can keep living independently.
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On-Reserve Non-Profit Housing Program (Section 95)
Funding for non-profit rental housing projects in First Nation communities.
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Proposal Development Funding for First Nation communities
Funding for the proposal stage of your on-reserve housing project.
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Residential Rehabilitation Assistance Program (RRAP) – Regular
Funding for major repairs to improve the health and safety of on-reserve affordable housing.
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Seed Funding
Interest-free loans and/or non-repayable contributions to develop and preserve affordable housing.
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Shelter Enhancement Program (SEP)
Funding to build and repair shelters and housing for people who are fleeing domestic violence.
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Preservation Funding for community housing
Financial assistance to help community housing providers complete preservation activities related to the sustainability of existing community housing projects.
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Indigenous Shelter and Transitional Housing Initiative
$724.1 million to expand supports for Indigenous women, children, and 2SLGBTQQIA+ people escaping gender-based violence.
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Shared Equity Mortgage Providers Fund
Helping Canadians achieve affordable home ownership.
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Federal Community Housing Initiative
Funding and support for housing providers and their low-income tenants.
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Federal Lands Initiative
Surplus federal lands and buildings available for affordable housing development.
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COVID-19: loan payment deferrals for Indigenous clients
Support for on and off-reserve clients with CMHC financing.
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Affordable Housing Innovation Fund
Loans, forgivable loans, contributions and financing options that support housing innovation across the housing continuum.
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National Housing Co-Investment Fund – Renovation
Long term, low-interest loans for the construction and revitalization of affordable housing.
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Rental Construction Financing Initiative
Low-cost loans encouraging the construction of sustainable rental apartment projects across Canada.
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CMHC’s Housing Research Scholarship Program
Offering fellowships for up to 2 years with a valued amount of $45,000 per year.
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Longitudinal Outcomes Research Grant
Guiding evidence-based decision-making for vulnerable populations through research.
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Housing Supply Challenge
$300 million in funding to break down barriers affecting housing supply.
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Rapid Housing Initiative
Capital contributions for the rapid construction of new housing and/or acquisition of existing buildings for rehabilitation or conversion to permanent affordable housing.
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Housing Accelerator Fund
Incentive funding for local governments to boost housing supply.