What does CMHC do?
CMHC exists for a single reason: to make housing affordable for everyone in Canada. We know that housing helps people stay employed, do better in school and participate more fully in society. Housing affordability and a stable housing finance system support a stronger, safer Canada where everyone can live with dignity.
Affordable housing for all is an ambitious goal, and we can’t do it alone. We’re mobilizing the expertise and energy of governments, non-profits, lenders, developers, social entrepreneurs and co-ops to create the future of housing. Canada’s first-ever National Housing Strategy is just one example. Together, we’re removing barriers to ensure that no one is left behind.
Our Aspiration

Read our Plan and learn more about our Strategy
Housing affordability is the reason CMHC exists. It is a critical thread in a strong social fabric and integral to Canada’s economic stability and wellbeing.
We help make housing affordable in many ways
You can count on CMHC for the housing information and support you need.
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Canada’s National Housing Strategy
An $82+ billion plan to fuel the economy and give more Canadians a place to call home.
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Funds to create or improve rental units
Financial assistance options and mortgage insurance products for affordable and market rental housing.
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Mortgage loan insurance for buyers
Learn about mortgage insurance and how it can help you buy a home with a lower down payment.
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Data and research
Current and archived research, data, trends, surveys and insights on housing in Canada.
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Develop Indigenous housing
Funding and partnership opportunities to develop, maintain and enhance Indigenous housing.
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Housing resources for newcomers
Information in 8 different languages on renting, buying and getting a mortgage in Canada.