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  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
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    • The First-Time Home Buyer Incentive
    • Shared Equity Mortgage Provider Fund
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        Stream 1
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        Stream 2
    • Federal/Provincial/Territorial Housing Agreements
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      • Social Innovation Labs Resources
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    • Collaborative Housing Research Network
    • NHS Research and Planning Fund
    • CMHC Housing Research Scholarship Program
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    • Rapid Housing Initiative
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  • Buying
    • Homebuying Step by Step
      • Decide if Homeownership is Right for You
      • Check if You are Financially Ready to Own a Home
      • Finance Your Home
      • Find the Right Home
      • Make an Offer and Close the Deal
      • Maintain Your Home and Protect Your Investment
    • Condominium Buyer's Guide
      • Chapter 1: Condominium Basics
      • Chapter 2: Condominium Governance
      • Chapter 3: The Pros and Cons of Condominium Ownership
      • Chapter 4: Buying a Condominium
      • Chapter 5: Checklists, Tips and FAQ's
      • Tips for Buying a New Condominium
      • Tips for Buying a Resale Condominium
      • Checklist for Buying a New Condominium
      • Checklist for Buying a Resale Condominium
      • Condominium Purchase and Recurring Costs
      • Physical Evaluation Checklist (For Resale Units)
      • Questions to Ask Advisors and Condominium Experts
      • Frequently Asked Questions
      • Glossary
      • Provincial and Territorial Fact Sheets
        • Alberta Fact Sheet
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        • Nova Scotia Fact Sheet
        • Nunavut Fact Sheet
        • Ontario Fact Sheet
        • Prince Edward Island Fact Sheet
        • Quebec Fact Sheet
        • Saskatchewan Fact Sheet
        • Yukon Fact Sheet
    • Financial Information and Calculators
      • Mortgage Fraud
      • Mortgage Planning Tips
      • Plan and Manage Your Mortgage
      • Your Credit Report
      • Government of Canada Programs to Support Homebuyers
      • Your Home Value
    • Seniors Housing
      • Housing options for Seniors
      • Housing and Finance Tips
      • Mortgage Financing Options for People 55+
      • Preventing Fraud and Financial Abuse
    • Newcomers
    • Mortgage Loan Insurance for Consumers
      • COVID-19: Understanding Mortgage Payment Deferral
      • What is CMHC Mortgage Loan Insurance?
      • What are the General Requirements to Qualify for Homeowner Mortgage Loan Insurance?
      • FAQs — Mortgage Loan Insurance
      • CMHC Mortgage Loan Insurance Costs
      • CMHC Green Home
      • CMHC — Home Renovation Financing Options
  • Renting
    • COVID-19: Eviction Bans and Suspensions to Support Renters
    • COVID-19: CECRA for small businesses
    • I Want to Rent
      • Things to Consider Before Renting
      • Types of Housing for Rent in Canada
      • Finding or Advertising a Rental Property
      • Visiting the Rental Property
      • Lease and Rental Agreements
      • Signing the Lease
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    • I Am Renting
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      • Landlord/Tenant Responsibilities
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      • When you can't pay Rent
      • Renewing or terminating the lease
      • Moving Out
  • Developing and Renovating
    • Funding Opportunities
      • First Nations Development Funding
        • Direct Lending Program for First Nation Communities
        • Funding Opportunities Tool for Indigenous Housing
        • Insured Loans for On-Reserve First Nation Housing
        • On-Reserve Non Profit Housing Program (Section 95)
        • Proposal Development Funding (PDF) for First Nation Communities
      • On-Reserve Renovation Programs
        • Emergency Repair Program (ERP)
        • Home Adaptations for Seniors' Independence (HASI)
        • Residential Rehabilitation Assistance Program (RRAP) – Regular
        • Shelter Enhancement Program (SEP)
      • Seed Funding
      • Preservation Funding for Community Housing
      • COVID-19: Loan Payment Deferrals for Indigenous Clients
    • Testimonials
    • Develop New Affordable Housing
      • Manufactured Housing: Affordable Quality Homes
      • Programs and Information
        • About Affordable Housing in Canada
        • Affordable Housing in Canada's North
        • Affordable Housing Programs Across Canada
        • Reno/Retro 2016: Funding for Existing Social Housing
        • Housing Action Plans: A Guide for Municipalities
        • Development Checklist for Affordable Housing
        • Housing Development Resources
    • First Nation Housing
      • Housing Internship Initiative for First Nation and Inuit Youth (HIIFNIY)
      • Our Work With First Nation Communities
      • Shelters Initiative for Indigenous Women and Children
        • Funding Available for Shelters On-Reserve
        • Shelters in the Territories
      • Keeper of My Home Learning Resource
    • Developing Sustainable Housing
      • Maintenance and Resource Efficiency for Buildings
      • Webcast: Advancing Sustainable and Affordable Housing in Canada
      • Energy and Water Savings Case Studies
    • Accessible and Adaptable Housing
      • Universal Design for New Housing Units
      • Secondary Suites
      • Accessible Housing by Design
      • Aging in Place
        • Aging in Place Success Stories
        • Housing a Senior Population: The Economic and Social Benefits
        • Hiring a Contractor
      • Universal Design and Adaptable Housing Models
    • Provincial/Territorial Agreements
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      • National IAH Funding Table
      • Investment in Affordable Housing (IAH)
    • External Links
  • Managing and Maintaining
    • Managing Affordable Housing
      • Connect with a Housing Solutions Specialist – Multi-Unit
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        • Contractors and Suppliers
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          • Repair and clean the unit
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        • Policy Information
          • Why are policies important
          • Policy Enforcement
          • Policies Your Housing Organization Needs
          • Developing Effective Policies
        • Tendering Contracts
    • Manage First Nation Properties
      • First Nation Housing Policies Development Guide
        • Decide if You Need a Written Policy
        • Research the Housing Policy
        • Write and Review the Housing Policy
        • Develop the Housing Policy Implementation Plan
        • Get Approval for the Housing Policy
        • Implement and Monitor the Housing Policy
        • Revise or Cancel the Policy as Required
      • Tenant Records
      • Building Code Compliance for First Nation Housing
      • Finances
        • Differences Between the On-Reserve Non-Profit Housing Program Pre-1997 and Post-1996
        • Understanding Operating Agreement Terms
      • Maintenance Solutions
        • How to Maintain a Heat Recovery Ventilator
        • Maintenance Planning Guide for First Nation Communities
        • Mould in Housing
          • Information for Occupants
          • Information for Housing Managers
          • Information for Builders and Renovators
          • Flood Cleanup and Mould Prevention
          • Mould Cleanup at a Glance: Infographic
          • Mould in Housing at Glance
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    • Maintenance Funding and Information
      • Governance and Finance Information Series
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      • Tendering Contracts Information Series
    • Co-operative Housing Guide
  • Data and Research
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    • COVID-19: CECRA for small businesses
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      • How to Become a Registered Issuer
  • CMHC E-Newsletters
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COVID-19: We’re all in this together

That’s why CMHC has emergency measures in place to ultimately help homeowners and renters in Canada.

See what we’re doing

WHAT CAN WE HELP YOU WITH?

Buying

Tools and information to help you buy a house or condominium in Canada.

Managing and Maintaining

Tools and funding for housing management and sustainable maintenance. 

Rental Housing

Rental rules and processes for building owners, landlords and tenants.

Data and Research

The latest trends, research, data and insights on housing in Canada.

Developing and Renovating

Resources and funding for new builds, conversions and renovations. 

Finance and Investing

Mortgage insurance, securities, bonds and more for professionals. 

Common Tasks for

Buying

  • Homebuying Step by Step
  • Mortgage Consumer Survey
  • Mortgage Payment Calculator
  • Research, Market and Housing Data

Data and Research

  • Data Tables
  • Housing Market Information Portal
  • Housing Research eNewsletter
  • Our Housing Library

Developing and Renovating

  • Affordable Housing Funding Opportunities
  • First Nation Development Funding
  • Affordable Housing Webinar
  • Research, Market and Housing Data

Finance and Investing

  • Mortgage Loan Insurance
  • Mortgage-Backed Securities
  • Canada Mortgage Bonds
  • Canadian Registered Covered Bonds

Managing and Maintaining

  • Guide to Co-op Housing
  • Free Capital Replacement Planning Tools
  • First Nations Housing Toolkit
  • Research, Market and Housing Data

Rental Housing

  • Rent or Buy Calculator
  • Lease and Rental Agreements
  • Funding for Rental Housing
  • Research, Market and Housing Data

Housing Observer

October 14, 2020

Mortgage data standards could lead to $4B in annual savings

Find out how mortgage industry data standards can benefit the industry.
Housing Starts
October 8, 2020

Little change in September Housing Starts

Learn more.
October 8, 2020

The effect of COVID-19 on CMHC’s Housing Market Assessments

CMHC remains concerned about the long-term stability of the housing market.
October 7, 2020

Check out the new Collaborative Housing Research Network

Discover affordable housing solutions and meet the people researching them.
October 2, 2020

Housing for Older Canadians — Understanding the Market

Find market information that will help the housing needs of Canada’s seniors in this guide.
October 2, 2020

Housing for Older Canadians — Designing the Project

Providing design information that will help the housing needs of Canada’s seniors in a guide.
September 17, 2020

Mortgage Investment Corporations: fastest growing segment

Get the 2020 Annual Residential Mortgage Industry Report.
September 11, 2020

Measuring social and affordable housing outcomes

Survey of Social and Affordable Housing-Rental Structures measures housing outcomes.
September 10, 2020

Mortgage deferral contributing to growing mortgage debt

Get the 2020 Annual Residential Mortgage Industry Report.
Housing Starts
September 9, 2020

August Housing Starts increased

Learn more.
Housing Starts
August 11, 2020

July housing starts increased

Learn more.
August 4, 2020

Residential Mortgage and Debt Data updated

Download this data to complement your research.
Mortgage & Consumer Credit Trends
July 15, 2020

National-level data release

Get the full story on mortgage and consumer credit trends from the first quarter of 2020.
Housing Starts
July 9, 2020

June housing starts increased

Learn more.
A similar modular housing project in Vancouver, British Columbia
June 30, 2020

Building housing for people experiencing homelessness during COVID-19

Modular housing: A fast and flexible solution during a pandemic.
June 23, 2020

Overview of the Summer 2020 Housing Market Outlook Report

Housing activity forecasts for Vancouver, Calgary, Edmonton, Toronto, Ottawa and Montreal.
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More
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