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  • Insurance and Securitization

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    Tools and Comparison

    • Calculating GDS/TDS
    • CMHC Default Management Tool Selector
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    NHA Approved Lenders

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  • Housing Themes

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    Research and Analysis

    • Housing Market Outlook
    • Housing Supply Report
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    • Northern Housing Report

    Data and Statistics

    • Residential Mortgage Industry Data Dashboard
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    Reports Calendar

    Find out when we’re releasing our latest housing reports.

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    Residential Mortgage Industry Report Spring 2026

    Highlighting mortgage trends, lender activity and housing finance insights to support informed decisions for stable, affordable markets.

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Housing Finance Solutions
  • Homeowner and Small Rental Insurance
  • Multi-Unit Insurance
  • Securitization
  • Claims, Defaults and Risk Management
  • Calculating GDS/TDS
  • CMHC Default Management Tool Selector
  • How to Recognize and Report Mortgage Fraud
  • NHA Approved Lenders
  • Apartment Construction Loan Program
  • Housing Accelerator Fund
  • Federal Lands Initiative
  • View all housing programs
Housing Expertise
  • Housing Demand and Supply
  • Housing Finance
  • Indigenous Housing
  • Building Innovation
  • Housing Policies and Rules
  • Rental Markets and Vacancy Rates
  • Affordable and Non-Market Housing
  • Housing Needs and Conditions
  • Housing Market Outlook
  • Housing Supply Report
  • Residential Mortgage Industry Report
  • Rental Market Report
  • Northern Housing Report
  • Residential Mortgage Industry Data Dashboard
  • Canadian Housing Survey Data
  • Household Characteristics Data
  • Rental Market Data
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Backing a well-functioning, stable and resilient housing system across Canada.

Learn how we help strengthen Canada’s housing system and support long-term stability and resilience.

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Access trusted housing insights

Explore unbiased data, research and market insights that inform the national conversation on housing and help you make informed decisions.

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Find housing finance solutions

Discover CMHC’s financial tools that support access to home ownership, rental housing supply and provide lenders with reliable funding.

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Housing Design Catalogue

Explore standardized designs to make homebuilding easier and faster.

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The Foundation of Canada’s Housing System

CMHC is Canada’s trusted source for housing finance solutions and unbiased thought leadership. Our primary focus is on market housing, home to 95% of Canadians. We provide high-quality products, resources and expertise, ensuring a positive client experience. We also strengthen the federal government’s non-market housing priorities.

Housing Finance Solutions

Supporting a stable and resilient housing system by providing housing finance solutions.

Housing Expertise

Providing independent data, research and market insights to drive the national conversation on housing.

New and Noteworthy

Northern Housing Report

Housing demand has slowed across the North, but housing remains difficult to find and afford. Explore trends in demand, supply, affordability and non-market housing.

Explore the Northern Housing Report 2026
Northern Housing Report

Residential Mortgage Industry Report Spring 2026 Edition

Explore the latest trends in housing finance, borrower preferences and market risks — plus access in-depth residential mortgage data and analysis in Canada, including lender types, insurance, interest rates, arrears, funding flows and more.

Read now about the Residential Mortgage Industry Report — Fall 2025 Edition
Residential Mortgage Industry Report Spring 2026 Edition

Spring 2026 Housing Supply Report

Explore the latest insights into new housing supply in Canada’s key metropolitan areas. Find out where Canada is succeeding in expanding housing options, and where further progress is needed to ensure long-term supply and affordability.

Learn more about the Spring 2026 Housing Supply Report
Spring 2026 Housing Supply Report

Housing Market Outlook 2026

Discover key trends in new construction, resales and rentals. See how affordability, economic shifts and regional dynamics are expected to shape Canada’s housing market.

Explore: 2026 Housing Market Outlook
Housing Market Outlook 2026

2025 Rental Market Report

Explore our annual Rental Market Report for detailed insights into the rental market in major Canadian cities.

Learn more about the 2025 Rental Market Report
2025 Rental Market Report

Canada's housing supply shortages: moving to a new framework

CMHC is updating its housing supply estimates, calling for around 430,000 to 480,000 new homes per year by 2035.

Learn more about Canada's housing supply shortages
Canada's housing supply shortages: moving to a new framework

2025 CMHC Mortgage Consumer Survey

Discover the economic forces shaping the Canadian mortgage market, including savings, renewals, digital tools and changing homeownership trends.

Learn more about the Mortgage Consumer Survey
2025 CMHC Mortgage Consumer Survey

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