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  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
      • How to apply
      • Help & Resources
      • Priority areas for action
      • Glossary
    • The First-Time Home Buyer Incentive
    • Shared Equity Mortgage Provider Fund
      • Preconstruction Loans
        Stream 1
      • Shared Equity Mortgages (SEM)
        Stream 2
    • Federal/Provincial/Territorial Housing Agreements
    • Federal Community Housing Initiative
    • Federal Lands Initiative
    • A CMHC-SSHRC Joint Initiative: Collaborative Housing Research Network
    • National Housing Co-Investment Fund
    • Rental Construction Financing
    • Affordable Housing Innovation Fund
    • Other funding and financing opportunities
    • Community Housing Transformation Centre and Sector Transformation Fund
    • Community-Based Tenant Initiative
    • NHS Demonstrations Initiative
    • Solutions Labs
      • Social Innovation Labs Resources
      • Solution Lab Consultant Information
    • The Collaborative Housing Research Network
    • NHS Research and Planning Fund
    • CMHC Housing Research Scholarship Program
    • Housing Research Awards
    • National Housing Conference
      • National Housing Conference 2018
    • NHS Housing Needs Data
  • Buying
    • Homebuying Step by Step
      • Decide if Homeownership is Right for You
      • Check if You are Financially Ready to Own a Home
      • Finance Your Home
      • Find the Right Home
      • Make an Offer and Close the Deal
      • Maintain Your Home and Protect Your Investment
    • Condominium Buyer's Guide
      • Chapter 1: Condominium Basics
      • Chapter 2: Condominium Governance
      • Chapter 3: The Pros and Cons of Condominium Ownership
      • Chapter 4: Buying a Condominium
      • Chapter 5: Checklists, Tips and FAQ's
      • Tips for Buying a New Condominium
      • Tips for Buying a Resale Condominium
      • Checklist for Buying a New Condominium
      • Checklist for Buying a Resale Condominium
      • Condominium Purchase and Recurring Costs
      • Physical Evaluation Checklist (For Resale Units)
      • Questions to Ask Advisors and Condominium Experts
      • Frequently Asked Questions
      • Glossary
      • Provincial and Territorial Fact Sheets
        • Alberta Fact Sheet
        • British Columbia Fact Sheet
        • Manitoba Fact Sheet
        • New Brunswick Fact Sheet
        • Newfoundland and Labrador Fact Sheet
        • Northwest Territories Fact Sheet
        • Nova Scotia Fact Sheet
        • Nunavut Fact Sheet
        • Ontario Fact Sheet
        • Prince Edward Island Fact Sheet
        • Quebec Fact Sheet
        • Saskatchewan Fact Sheet
        • Yukon Fact Sheet
    • Financial Information and Calculators
      • Mortgage Fraud
      • Mortgage Planning Tips
      • Plan and Manage Your Mortgage
      • Your Credit Report
      • Government of Canada Programs to Support Homebuyers
      • Your Home Value
    • Seniors Housing
      • Housing options for Seniors
      • Housing and Finance Tips
      • Mortgage Financing Options for People 55+
      • Preventing Fraud and Financial Abuse
    • Newcomers
    • Mortgage Loan Insurance for Consumers
      • CMHC Green Home
      • CMHC — Home Renovation Financing Options
      • FAQs — Mortgage Loan Insurance
      • What are the General Requirements to Qualify for Homeowner Mortgage Loan Insurance?
      • What is CMHC Mortgage Loan Insurance?
      • CMHC Mortgage Loan Insurance Costs
  • Renting
    • I Want to Rent
      • Things to Consider Before Renting
      • Types of Housing for Rent in Canada
      • Finding or Advertising a Rental Property
      • Visiting the Rental Property
      • Lease and Rental Agreements
      • Signing the Lease
      • Credit Checks and Bad Credit
      • Rental Payments and Deposits
      • Roommates and Pets
    • I Am Renting
      • Moving Day
      • Landlord/Tenant Responsibilities
      • Inspections
      • Maintenance & repairs
      • Complaints & evictions
      • Rent Increase
      • When you can't pay Rent
      • Renewing or terminating the lease
      • Moving Out
  • Developing and Renovating
    • Funding Opportunities
      • First Nations Development Funding
        • Direct Lending Program for First Nation Communities
        • Funding Opportunities Tool for Indigenous Housing
        • Insured Loans for On-Reserve First Nation Housing
        • On-Reserve Non Profit Housing Program (Section 95)
        • Proposal Development Funding (PDF) for First Nation Communities
      • On-Reserve Renovation Programs
        • Emergency Repair Program (ERP)
        • Home Adaptations for Seniors' Independence (HASI)
        • Residential Rehabilitation Assistance Program (RRAP) – Regular
        • Shelter Enhancement Program (SEP)
      • Seed Funding
      • Preservation Funding for Community Housing
    • Testimonials
    • Develop New Affordable Housing
      • Manufactured Housing: Affordable Quality Homes
      • Programs and Information
        • About Affordable Housing in Canada
        • Affordable Housing in Canada's North
        • Affordable Housing Programs Across Canada
        • Reno/Retro 2016: Funding for Existing Social Housing
        • Housing Action Plans: A Guide for Municipalities
        • Development Checklist for Affordable Housing
        • Housing Development Resources
    • First Nation Housing
      • Housing Internship Initiative for First Nation and Inuit Youth (HIIFNIY)
      • Our Work With First Nation Communities
      • Keeper of My Home
    • Developing Sustainable Housing
      • Maintenance and Resource Efficiency for Buildings
      • Webcast: Advancing Sustainable and Affordable Housing in Canada
      • Energy and Water Savings Case Studies
    • Accessible and Adaptable Housing
      • Universal Design for New Housing Units
      • Secondary Suites
      • Accessible Housing by Design
      • Aging in Place
        • Aging in Place Success Stories
        • Housing a Senior Population: The Economic and Social Benefits
        • Hiring a Contractor
      • Universal Design and Adaptable Housing Models
    • Provincial/Territorial Agreements
      • Bilateral IAH Agreements and Public Reporting
      • National IAH Funding Table
      • Investment in Affordable Housing (IAH)
    • External Links
  • Managing and Maintaining
    • Managing Affordable Housing
      • Connect with a Housing Solutions Specialist – Multi-Unit
      • Affordable Housing Project Profiles
      • Housing Management Hub
        • Contractors and Suppliers
        • Evictions and Expulsions
        • Capital Replacement Planning
        • Governance for Housing Organizations
        • Steps for Managing Vacancies
          • Welcome new residents
        • Policy Information
          • Why are policies important
          • Policy Enforcement
          • Policies Your Housing Organization Needs
          • Developing Effective Policies
        • Tendering Contracts
    • Manage First Nation Properties
      • First Nation Housing Policies Development Guide
        • Decide if You Need a Written Policy
        • Research the Housing Policy
        • Write and Review the Housing Policy
        • Develop the Housing Policy Implementation Plan
        • Get Approval for the Housing Policy
        • Implement and Monitor the Housing Policy
        • Revise or Cancel the Policy as Required
      • Tenant Records
      • Building Code Compliance for First Nation Housing
      • Finances
        • Differences Between the On-Reserve Non-Profit Housing Program Pre-1997 and Post-1996
        • Understanding Operating Agreement Terms
      • Maintenance Solutions
        • How to Maintain a Heat Recovery Ventilator
        • Maintenance Planning Guide for First Nation Communities
        • Mould in Housing
          • Information for Occupants
          • Information for Housing Managers
          • Information for Builders and Renovators
          • Flood Cleanup and Mould Prevention
          • Mould Cleanup at a Glance: Infographic
          • Mould in Housing at Glance
        • Mould in Housing
          • Step1
      • Role of a First Nation Housing Manager
    • Maintenance Funding and Information
      • Governance and Finance Information Series
      • Loans Administration and Direct Lending
      • Off-Reserve Aboriginal Social Housing
      • Prepayment Flexibility for Co-operatives and Non-Profits
      • Renovation Programs for On-Reserve Housing
      • Tendering Contracts Information Series
    • Co-operative Housing Guide
  • Data and Research
    • News Releases and Reports Calendar
    • Housing in Canada Online (HiCO)
    • Publications and Reports
    • Housing Market Information Portal
    • CMHC Library
    • Data Tables
      • Funding and Securitization Data
      • Household Characteristics
      • Housing Market Data
      • Mortgage and Debt Data
      • Rental Market Survey Reliability Tables
      • Rental Market Data
    • Survey Methods
    • Core Housing Need
    • CMHC Licence Agreement for the Use of Data
    • Consumer Surveys
      • 2019 Mortgage Consumer Survey Results
      • 2018 Mortgage Consumer Survey Results
        • Homebuyers insights
        • Renewers insights
        • Refinancers insights
        • Financial Literacy
        • Affordability
        • Home financing choices
        • MCS blog
  • Finance and Investing
    • Mortgage Loan Insurance
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      • Contact Mortgage Loan Insurance
      • Homebuying Calculators
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      • The Resource
        • Home Buying Step by Step
      • Mortgage Fraud
      • NHA Approved Lenders
        • NHA Approved Lenders — Atlantic Central
      • emili
        • emiliTRACKER
    • Canada Mortgage Bonds
    • Canadian Registered Covered Bonds
      • Canadian Covered Bonds Registry
    • NHA Mortgage Backed Securities
      • MBS Information Circulars
        • MBS Information Circulars Search Page
  • CMHC E-Newsletters
    • Affordable Housing E-newsletter
      • Affordable Housing E-newsletter Subscription
    • First Nation E-newsletter
      • First Nation E-newsletter Subscription
    • Housing Research E-newsletter
      • Housing Research E-newsletter Subscription
    • Client e-Update
      • Client e-Update Subscription
    • Multi-Unit e-Update
      • Multi Unit eUpdate - Subscription
  • CMHC Library
  • Careers
  • About CMHC
    • CMHC’s Story
    • Management and Governance
      • Board of Directors and Committees
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        • Pension Overview
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      • CMHC Annual Report
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        • Briefing Materials
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          • CETA
        • Travel, hospitality and conference expenditures
          • Annual travel, hospitality and conference expenditures
    • Contact Us
      • CMHC Departments
        • Connect with a Housing Solutions Specialist – Multi-Unit
        • Contact Mortgage Loan Insurance
    • Speakers Bureau
    • Careers
    • Social Housing Information
      • Administration of Social Housing
      • Existing Social Housing
      • Social Housing Programs
  • Housing Observer
  • Media Newsroom
    • Media Relations
 

Every home has a story.

Read more about how we help Canadians meet their housing needs.

WHAT CAN WE HELP YOU WITH?

Buying

Tools and information to help you buy a house or condominium in Canada.

Managing and Maintaining

Tools and funding for housing management and sustainable maintenance. 

Rental Housing

Rental rules and processes for building owners, landlords and tenants.

Data and Research

The latest trends, research, data and insights on housing in Canada.

Developing and Renovating

Resources and funding for new builds, conversions and renovations. 

Finance and Investing

Mortgage insurance, securities, bonds and more for professionals. 

Common Tasks for

Buying

  • Homebuying Step by Step
  • Mortgage Consumer Survey
  • Mortgage Payment Calculator
  • Research, Market and Housing Data

Data and Research

  • Data Tables
  • Housing Market Information Portal
  • Housing Research eNewsletter
  • Our Housing Library

Developing and Renovating

  • Affordable Housing Funding Opportunities
  • First Nation Development Funding
  • Affordable Housing Webinar
  • Research, Market and Housing Data

Finance and Investing

  • Mortgage Loan Insurance
  • Mortgage-Backed Securities
  • Canada Mortgage Bonds
  • Canadian Registered Covered Bonds

Managing and Maintaining

  • Guide to Co-op Housing
  • Free Capital Replacement Planning Tools
  • First Nations Housing Toolkit
  • Research, Market and Housing Data

Rental Housing

  • Rent or Buy Calculator
  • Lease and Rental Agreements
  • Funding for Rental Housing
  • Research, Market and Housing Data

Housing Observer

January 21, 2020

CMHC introduces a measure of housing hardship

New metric provides new information on housing affordability.
January 15, 2020

National vacancy rate declined for the third year in a row

CMHC’s 2019 Rental Market Reports examine the latest trends on Canada’s rental housing market.
Housing waitlist - Liste d'attente logement
January 13, 2020

Canada’s new survey delivers insights on housing waitlists

Learn more.
Housing Starts
January 9, 2020

December Housing Starts trend lower

Learn more.
December 18, 2019

Measuring housing outcomes

New Survey of Social and Affordable Housing-Rental Structures measures housing outcomes.
December 16, 2019

How lenders and brokers are measuring up

Get the details from CMHC 2019 Mortgage Consumer Survey
December 11, 2019

Top 10 Mortgage Consumer Findings

What you need to know from CMHC 2019 Mortgage Consumer Survey
Housing Starts
December 9, 2019

November Housing Starts remain unchanged

Learn more.
December 4, 2019

A look into the future of Montréal’s housing market

Learn how demographic changes will effect Montréal’s housing market over the next few decades
Mortgage & Consumer Credit Trends
December 3, 2019

Indebtedness increases in 2019

Get the full story on mortgage and consumer credit trends from the second quarter of 2019.
November 26, 2019

Is Montreal resale market even hotter than the data suggest?

See how Montréal resale market analysis has been affected by the inclusion of new homes on Centris®
November 22, 2019

Why Housing Matters

Special National Housing Day Message from the President of CMHC.
Housing Market Insight: Hamilton – Niagara
November 19, 2019

GO projects increase house values in Hamilton – Niagara

See the house price effect of recent GO transit projects in the Hamilton – Niagara area.
November 15, 2019

The state of homebuying in Canada

Learn the attitudes and behaviours of home buyers, download the 2019 Mortgage Consumer Survey.
November 12, 2019

Register for Marché de l'habitation

Join the discussion on housing solutions at Les Affaires’ 3rd annual conference — Marché de l'habitation.
Housing Starts
November 8, 2019

October Housing Starts trended lower

Learn more.
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