CMHC is more than mortgage loan insurance…

We delve into research, explore innovative strategies, collaborate with industry professionals and innovators and fund affordable housing opportunities to create a Canada where everyone has a place to call home. We also offer plenty of housing information for consumers — like tips on renting, purchasing and owning a home.

Professionals

Access CMHC funding, research, knowledge and expertise to help make affordable housing a reality.
Consumers

Explore homebuyer and rental guides, use mortgage calculators, renovation and maintenance tips.

New and Noteworthy

Residential Mortgage Industry Report — Fall 2023

The slowdown in home sales, coupled with rising interest rates and continued growth in outstanding mortgage debt, is escalating debt servicing costs, notably for uninsured mortgages.

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2023 Mortgage Consumer Survey

Our results show that rising interest rates significantly impact the finances of younger consumers, and price sensitivity is increasing as homeowners renovate with smaller budgets.