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  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
      • How to apply
      • Help & Resources
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    • The First-Time Home Buyer Incentive
    • Shared Equity Mortgage Provider Fund
      • Preconstruction Loans
        Stream 1
      • Shared Equity Mortgages (SEM)
        Stream 2
    • A CMHC-SSHRC Joint Initiative: Collaborative Housing Research Network
    • National Housing Co-Investment Fund
    • Rental Construction Financing
    • Federal/Provincial/Territorial Housing Agreements
    • Federal Community Housing Initiative
    • Other funding and financing opportunities
    • Federal Lands Initiative
    • The Collaborative Housing Research Network
    • NHS Research and Planning Fund
    • CMHC Housing Research Scholarship Program
    • Affordable Housing Innovation Fund
    • The Community Housing Transformation Centre
    • Community-Based Tenant Initiative
    • NHS Demonstrations Initiative
    • Solutions Labs
      • Social Innovation Labs Resources
      • Solution Lab Consultant Information
    • CMHC Housing Research Awards
    • Housing Supply Challenge
    • National Housing Conference
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    • College of Reviewers
  • Buying
    • Homebuying Step by Step
      • Decide if Homeownership is Right for You
      • Check if You are Financially Ready to Own a Home
      • Finance Your Home
      • Find the Right Home
      • Make an Offer and Close the Deal
      • Maintain Your Home and Protect Your Investment
    • Condominium Buyer's Guide
      • Chapter 1: Condominium Basics
      • Chapter 2: Condominium Governance
      • Chapter 3: The Pros and Cons of Condominium Ownership
      • Chapter 4: Buying a Condominium
      • Chapter 5: Checklists, Tips and FAQ's
      • Tips for Buying a New Condominium
      • Tips for Buying a Resale Condominium
      • Checklist for Buying a New Condominium
      • Checklist for Buying a Resale Condominium
      • Condominium Purchase and Recurring Costs
      • Physical Evaluation Checklist (For Resale Units)
      • Questions to Ask Advisors and Condominium Experts
      • Frequently Asked Questions
      • Glossary
      • Provincial and Territorial Fact Sheets
        • Alberta Fact Sheet
        • British Columbia Fact Sheet
        • Manitoba Fact Sheet
        • New Brunswick Fact Sheet
        • Newfoundland and Labrador Fact Sheet
        • Northwest Territories Fact Sheet
        • Nova Scotia Fact Sheet
        • Nunavut Fact Sheet
        • Ontario Fact Sheet
        • Prince Edward Island Fact Sheet
        • Quebec Fact Sheet
        • Saskatchewan Fact Sheet
        • Yukon Fact Sheet
    • Financial Information and Calculators
      • Mortgage Fraud
      • Mortgage Planning Tips
      • Plan and Manage Your Mortgage
      • Your Credit Report
      • Government of Canada Programs to Support Homebuyers
      • Your Home Value
    • Seniors Housing
      • Housing options for Seniors
      • Housing and Finance Tips
      • Mortgage Financing Options for People 55+
      • Preventing Fraud and Financial Abuse
    • Newcomers
    • Mortgage Loan Insurance for Consumers
      • COVID-19: Understanding Mortgage Payment Deferral
      • What is CMHC Mortgage Loan Insurance?
      • What are the General Requirements to Qualify for Homeowner Mortgage Loan Insurance?
      • FAQs — Mortgage Loan Insurance
      • CMHC Mortgage Loan Insurance Costs
      • CMHC Green Home
      • CMHC — Home Renovation Financing Options
  • Renting
    • COVID-19: Eviction Bans and Suspensions to Support Renters
    • I Want to Rent
      • Things to Consider Before Renting
      • Types of Housing for Rent in Canada
      • Finding or Advertising a Rental Property
      • Visiting the Rental Property
      • Lease and Rental Agreements
      • Signing the Lease
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      • Roommates and Pets
    • I Am Renting
      • Moving Day
      • Landlord/Tenant Responsibilities
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      • Maintenance & repairs
      • Complaints & evictions
      • Rent Increase
      • When you can't pay Rent
      • Renewing or terminating the lease
      • Moving Out
  • Developing and Renovating
    • Funding Opportunities
      • First Nations Development Funding
        • Direct Lending Program for First Nation Communities
        • Funding Opportunities Tool for Indigenous Housing
        • Insured Loans for On-Reserve First Nation Housing
        • On-Reserve Non Profit Housing Program (Section 95)
        • Proposal Development Funding (PDF) for First Nation Communities
      • On-Reserve Renovation Programs
        • Emergency Repair Program (ERP)
        • Home Adaptations for Seniors' Independence (HASI)
        • Residential Rehabilitation Assistance Program (RRAP) – Regular
        • Shelter Enhancement Program (SEP)
      • Seed Funding
      • Preservation Funding for Community Housing
    • Testimonials
    • Develop New Affordable Housing
      • Manufactured Housing: Affordable Quality Homes
      • Programs and Information
        • About Affordable Housing in Canada
        • Affordable Housing in Canada's North
        • Affordable Housing Programs Across Canada
        • Reno/Retro 2016: Funding for Existing Social Housing
        • Housing Action Plans: A Guide for Municipalities
        • Development Checklist for Affordable Housing
        • Housing Development Resources
    • First Nation Housing
      • Housing Internship Initiative for First Nation and Inuit Youth (HIIFNIY)
      • Our Work With First Nation Communities
      • Keeper of My Home Learning Resource
    • Developing Sustainable Housing
      • Maintenance and Resource Efficiency for Buildings
      • Webcast: Advancing Sustainable and Affordable Housing in Canada
      • Energy and Water Savings Case Studies
    • Accessible and Adaptable Housing
      • Universal Design for New Housing Units
      • Secondary Suites
      • Accessible Housing by Design
      • Aging in Place
        • Aging in Place Success Stories
        • Housing a Senior Population: The Economic and Social Benefits
        • Hiring a Contractor
      • Universal Design and Adaptable Housing Models
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      • National IAH Funding Table
      • Investment in Affordable Housing (IAH)
    • External Links
  • Managing and Maintaining
    • Managing Affordable Housing
      • Connect with a Housing Solutions Specialist – Multi-Unit
      • Affordable Housing Project Profiles
      • Housing Management Hub
        • Contractors and Suppliers
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        • Governance for Housing Organizations
        • Steps for Managing Vacancies
          • Welcome new residents
        • Policy Information
          • Why are policies important
          • Policy Enforcement
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          • Developing Effective Policies
        • Tendering Contracts
    • Manage First Nation Properties
      • First Nation Housing Policies Development Guide
        • Decide if You Need a Written Policy
        • Research the Housing Policy
        • Write and Review the Housing Policy
        • Develop the Housing Policy Implementation Plan
        • Get Approval for the Housing Policy
        • Implement and Monitor the Housing Policy
        • Revise or Cancel the Policy as Required
      • Tenant Records
      • Building Code Compliance for First Nation Housing
      • Finances
        • Differences Between the On-Reserve Non-Profit Housing Program Pre-1997 and Post-1996
        • Understanding Operating Agreement Terms
      • Maintenance Solutions
        • How to Maintain a Heat Recovery Ventilator
        • Maintenance Planning Guide for First Nation Communities
        • Mould in Housing
          • Information for Occupants
          • Information for Housing Managers
          • Information for Builders and Renovators
          • Flood Cleanup and Mould Prevention
          • Mould Cleanup at a Glance: Infographic
          • Mould in Housing at Glance
      • Role of a First Nation Housing Manager
    • Maintenance Funding and Information
      • Governance and Finance Information Series
      • Loans Administration and Direct Lending
      • Off-Reserve Aboriginal Social Housing
      • Prepayment Flexibility for Co-operatives and Non-Profits
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      • Tendering Contracts Information Series
    • Co-operative Housing Guide
  • Data and Research
    • News Releases and Reports Calendar
    • Housing in Canada Online (HiCO)
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    • Coronavirus (COVID-19) Update
    • Media Relations
 

COVID-19: We’re all in this together

That’s why CMHC has emergency measures in place to ultimately help homeowners and renters in Canada.

See what we’re doing

WHAT CAN WE HELP YOU WITH?

Buying

Tools and information to help you buy a house or condominium in Canada.

Managing and Maintaining

Tools and funding for housing management and sustainable maintenance. 

Rental Housing

Rental rules and processes for building owners, landlords and tenants.

Data and Research

The latest trends, research, data and insights on housing in Canada.

Developing and Renovating

Resources and funding for new builds, conversions and renovations. 

Finance and Investing

Mortgage insurance, securities, bonds and more for professionals. 

Common Tasks for

Buying

  • Homebuying Step by Step
  • Mortgage Consumer Survey
  • Mortgage Payment Calculator
  • Research, Market and Housing Data

Data and Research

  • Data Tables
  • Housing Market Information Portal
  • Housing Research eNewsletter
  • Our Housing Library

Developing and Renovating

  • Affordable Housing Funding Opportunities
  • First Nation Development Funding
  • Affordable Housing Webinar
  • Research, Market and Housing Data

Finance and Investing

  • Mortgage Loan Insurance
  • Mortgage-Backed Securities
  • Canada Mortgage Bonds
  • Canadian Registered Covered Bonds

Managing and Maintaining

  • Guide to Co-op Housing
  • Free Capital Replacement Planning Tools
  • First Nations Housing Toolkit
  • Research, Market and Housing Data

Rental Housing

  • Rent or Buy Calculator
  • Lease and Rental Agreements
  • Funding for Rental Housing
  • Research, Market and Housing Data

Housing Observer

Housing Starts
April 8, 2020

March Housing Starts trend down

Learn more.
March 30, 2020

Canada’s 2019 Rental Market Report on affordability

Why barriers to first-time homeownership are helping drive rental demand in Vancouver and Toronto.
CMHC President and CEO Evan Siddal, and representatives for the President's Medal winner and Housing Research Excellence winner.
March 24, 2020

Apply for housing research funding for up to $20,000

Learn about our Housing Research Awards and apply for 2020.
Key takeaways
March 10, 2020

10 key takeaways from the Marché de l’habitation conference

What you need to know about the Greater Montréal housing market from the 2019 conference.
Housing Starts
March 9, 2020

February housing starts trend moves down

Learn more.
March 6, 2020

Canada rental vacancy rates are down while rent continues to increase

Survey results are in for Canada’s 2019 Secondary Rental Condo Market, check them out.
February 28, 2020

4 ways Mortgage professionals can best serve clients in 2020

To prepare for 2020, find out what homebuyers were the most concerned about in 2019.
February 20, 2020

Evidence of overvaluation remains moderate

Find out which markets eased from moderate to low degree of vulnerability.
February 10, 2020

Average Rent in Canada Increases

Rental Market Survey finds that the average cost of renting across Canada is increasing.
Housing Starts
February 10, 2020

January Housing Starts trend unchanged

Learn more.
Winter 2019 Update
February 7, 2020

Mortgage market growing slowly, showing good performance

Get the latest Residential Mortgage Industry Report Quarterly Dashboard.
January 30, 2020

Row houses: a suitable rental option for larger households

See how purpose-built rental row houses stack up against other housing options.
January 28, 2020

Canada’s housing market: Top 5 lessons learned in 2019

A look at the Mortgage Consumer Survey and Housing Market Outlook to prepare you for 2020.
January 24, 2020

Canada’s rental vacancy rate declines

Findings from our Rental Market Survey outline a need for rental housing supply.
January 21, 2020

CMHC introduces a measure of housing hardship

New metric provides new information on housing affordability.
January 15, 2020

National vacancy rate declined for the third year in a row

CMHC’s 2019 Rental Market Reports examine the latest trends on Canada’s rental housing market.
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