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  • Buying
    • Homebuying Step by Step
      • Decide if Homeownership is Right for You
      • Check if You are Financially Ready to Own a Home
      • Finance Your Home
      • Find the Right Home
      • Make an Offer and Close the Deal
      • Maintain Your Home and Protect Your Investment
    • Condominium Buyer's Guide
      • Chapter 1: Condominium Basics
      • Chapter 2: Condominium Governance
      • Chapter 3: The Pros and Cons of Condominium Ownership
      • Chapter 4: Buying a Condominium
      • Chapter 5: Checklists, Tips and FAQ's
      • Tips for Buying a New Condominium
      • Tips for Buying a Resale Condominium
      • Checklist for Buying a New Condominium
      • Checklist for Buying a Resale Condominium
      • Condominium Purchase and Recurring Costs
      • Physical Evaluation Checklist (For Resale Units)
      • Questions to Ask Advisors and Condominium Experts
      • Frequently Asked Questions
      • Glossary
      • Provincial and Territorial Fact Sheets
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        • Saskatchewan Fact Sheet
        • Yukon Fact Sheet
    • Financial Information and Calculators
      • Mortgage Fraud
      • Mortgage Planning Tips
      • Plan and Manage Your Mortgage
      • Your Credit Report
      • Government of Canada Programs to Support Homebuyers
      • Your Home Value
    • Seniors Housing
      • Housing options for Seniors
      • Housing and Finance Tips
      • Mortgage Financing Options for People 55+
      • Preventing Fraud and Financial Abuse
    • Newcomers
    • Mortgage Loan Insurance for Consumers
      • COVID-19: Understanding Mortgage Payment Deferral
      • What is CMHC Mortgage Loan Insurance?
      • What are the General Requirements to Qualify for Homeowner Mortgage Loan Insurance?
      • FAQs — Mortgage Loan Insurance
      • CMHC Mortgage Loan Insurance Costs
      • CMHC Green Home
      • CMHC — Home Renovation Financing Options
  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
      • How to apply
      • Help & Resources
      • Priority areas for action
      • Glossary
    • The First-Time Home Buyer Incentive
    • Shared Equity Mortgage Provider Fund
      • Preconstruction Loans
        Stream 1
      • Shared Equity Mortgages (SEM)
        Stream 2
    • Federal/Provincial/Territorial Housing Agreements
    • Federal Community Housing Initiative
    • Federal Lands Initiative
    • National Housing Co-Investment Fund
    • Rental Construction Financing
    • Affordable Housing Innovation Fund
    • Other funding and financing opportunities
    • The Community Housing Transformation Centre
    • Community-Based Tenant Initiative
    • NHS Demonstrations Initiative
    • Solutions Labs
      • Social Innovation Labs Resources
      • Solution Lab Consultant Information
    • Collaborative Housing Research Network
    • NHS Research and Planning Fund
    • CMHC Housing Research Scholarship Program
    • CMHC Housing Research Awards
    • Housing Supply Challenge
      • Round 1: Housing Supply Challenge
    • Rapid Housing Initiative
      • Rapid Housing Initiative Webinar
    • National Housing Conference
    • NHS Housing Needs Data
    • College of Reviewers
  • Renting
    • COVID-19: Eviction Bans and Suspensions to Support Renters
    • COVID-19: CECRA for small businesses
    • I Want to Rent
      • Things to Consider Before Renting
      • Types of Housing for Rent in Canada
      • Finding or Advertising a Rental Property
      • Visiting the Rental Property
      • Lease and Rental Agreements
      • Signing the Lease
      • Credit Checks and Bad Credit
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      • Roommates and Pets
    • I Am Renting
      • Moving Day
      • Landlord/Tenant Responsibilities
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      • Maintenance & repairs
      • Complaints & evictions
      • Rent Increase
      • When you can't pay Rent
      • Renewing or terminating the lease
      • Moving Out
  • Developing and Renovating
    • Funding Opportunities
      • First Nations Development Funding
        • Direct Lending Program for First Nation Communities
        • Funding Opportunities Tool for Indigenous Housing
        • Insured Loans for On-Reserve First Nation Housing
        • On-Reserve Non Profit Housing Program (Section 95)
        • Proposal Development Funding (PDF) for First Nation Communities
      • On-Reserve Renovation Programs
        • Emergency Repair Program (ERP)
        • Home Adaptations for Seniors' Independence (HASI)
        • Residential Rehabilitation Assistance Program (RRAP) – Regular
        • Shelter Enhancement Program (SEP)
      • Seed Funding
      • Preservation Funding for Community Housing
      • COVID-19: Loan Payment Deferrals for Indigenous Clients
    • Testimonials
    • Develop New Affordable Housing
      • Manufactured Housing: Affordable Quality Homes
      • Programs and Information
        • About Affordable Housing in Canada
        • Affordable Housing in Canada's North
        • Affordable Housing Programs Across Canada
        • Reno/Retro 2016: Funding for Existing Social Housing
        • Housing Action Plans: A Guide for Municipalities
        • Development Checklist for Affordable Housing
        • Housing Development Resources
    • Indigenous Housing
      • Housing Internship Initiative for First Nation and Inuit Youth (HIIFNIY)
      • Indigenous Advisory Council
      • Our Work With First Nation Communities
      • Shelters Initiative for Indigenous Women and Children
        • Funding Available for Shelters On-Reserve
        • Shelters in the Territories
      • Keeper of My Home Learning Resource
    • Developing Sustainable Housing
      • Maintenance and Resource Efficiency for Buildings
      • Webcast: Advancing Sustainable and Affordable Housing in Canada
      • Energy and Water Savings Case Studies
    • Accessible and Adaptable Housing
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      • Accessible Housing by Design
      • Aging in Place
        • Aging in Place Success Stories
        • Housing a Senior Population: The Economic and Social Benefits
        • Hiring a Contractor
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  • Managing and Maintaining
    • Managing Affordable Housing
      • Connect with a Housing Solutions Specialist – Multi-Unit
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      • Housing Management Hub
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        • Policy Information
          • Why are policies important
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          • Policies Your Housing Organization Needs
          • Developing Effective Policies
        • Tendering Contracts
    • Manage First Nation Properties
      • First Nation Housing Policies Development Guide
        • Decide if You Need a Written Policy
        • Research the Housing Policy
        • Write and Review the Housing Policy
        • Develop the Housing Policy Implementation Plan
        • Get Approval for the Housing Policy
        • Implement and Monitor the Housing Policy
        • Revise or Cancel the Policy as Required
      • Tenant Records
      • Building Code Compliance for First Nation Housing
      • Finances
        • Differences Between the On-Reserve Non-Profit Housing Program Pre-1997 and Post-1996
        • Understanding Operating Agreement Terms
      • Maintenance Solutions
        • How to Maintain a Heat Recovery Ventilator
        • Maintenance Planning Guide for First Nation Communities
        • Mould in Housing
          • Information for Occupants
          • Information for Housing Managers
          • Information for Builders and Renovators
          • Flood Cleanup and Mould Prevention
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    • Maintenance Funding and Information
      • Governance and Finance Information Series
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    • Co-operative Housing Guide
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  • Finance and Investing
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    • COVID-19: CECRA for small businesses
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        • CMHC Mortgage Loan Insurance Costs
      • Rental Housing Solutions
      • Contact Mortgage Loan Insurance
      • Homebuying Calculators
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      • The Resource
        • I Can’t Pay my Mortgage, What are my Options?
        • Home Buying Step by Step
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      • How to Become a Registered Issuer
    • Blockchain in the housing industry
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    • Coronavirus (COVID-19) Update
    • Media Relations
 

COVID-19: We’re all in this together

That’s why CMHC has emergency measures in place to ultimately help homeowners and renters in Canada.

See what we’re doing

WHAT CAN WE HELP YOU WITH?

Buying

Tools and information to help you buy a house or condominium in Canada.

Managing and Maintaining

Tools and funding for housing management and sustainable maintenance. 

Rental Housing

Rental rules and processes for building owners, landlords and tenants.

Data and Research

The latest trends, research, data and insights on housing in Canada.

Developing and Renovating

Resources and funding for new builds, conversions and renovations. 

Finance and Investing

Mortgage insurance, securities, bonds and more for professionals. 

Common Tasks for

Buying

  • Homebuying Step by Step
  • Mortgage Consumer Survey
  • Mortgage Payment Calculator
  • Research, Market and Housing Data

Data and Research

  • Data Tables
  • Housing Market Information Portal
  • Housing Research eNewsletter
  • Our Housing Library

Developing and Renovating

  • Affordable Housing Funding Opportunities
  • First Nation Development Funding
  • Affordable Housing Webinar
  • Research, Market and Housing Data

Finance and Investing

  • Mortgage Loan Insurance
  • Mortgage-Backed Securities
  • Canada Mortgage Bonds
  • Canadian Registered Covered Bonds

Managing and Maintaining

  • Guide to Co-op Housing
  • Free Capital Replacement Planning Tools
  • First Nations Housing Toolkit
  • Research, Market and Housing Data

Rental Housing

  • Rent or Buy Calculator
  • Lease and Rental Agreements
  • Funding for Rental Housing
  • Research, Market and Housing Data

Housing Observer

January 7, 2021

CMHC Household Projections

National and Provincial Analysis, 2020
December 23, 2020

Mortgage delinquency rates are steady

Get Q3 2020 key highlights on mortgage and consumer credit trends.
December 16, 2020

Mortgage deferral agreements and their impact

Get the Fall 2020 Residential Mortgage Industry Dashboard.
December 3, 2020

Housing Research Awards recognize 2020 recipients

Be inspired by others who are moving the needle to create more affordable housing.
November 26, 2020

Increase in supply of rental condominiums in Vancouver

Read about the conversion of existing units to rental in 2019 and implications for housing policy.
November 20, 2020

Housing Matters — during COVID-19

National Housing Day 2020 recognizes the importance of safe and affordable housing.
November 13, 2020

Housing market affordability remains an issue in the North

Get the latest insights from the Northern Housing Report.
November 10, 2020

COVID-19 affects household debt burden

Analytical Brief, Housing Finance Research — November 2020
November 6, 2020

Pandemic’s impacts on Montréal’s rental and resale market

Learn more about the latest housing and rental supply in Montréal.
October 30, 2020

COVID-19: An Uneven Evolution of Household Debt Across CMAs

Analytical Brief, Housing Finance Research — October 2020
October 22, 2020

Housing-related research funding is now available

Access up to $250,000 in funding.
October 14, 2020

Mortgage data standards could lead to $4B in annual savings

Find out how mortgage industry data standards can benefit the industry.
October 8, 2020

The effect of COVID-19 on CMHC’s Housing Market Assessments

CMHC remains concerned about the long-term stability of the housing market.
Housing Starts
October 8, 2020

Little change in September Housing Starts

Learn more.
October 7, 2020

Check out the new Collaborative Housing Research Network

Discover affordable housing solutions and meet the people researching them.
October 2, 2020

Housing for Older Canadians — Understanding the Market

Find market information that will help the housing needs of Canada’s seniors in this guide.
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