How much home can I afford in Canada?
Estimate how much home you can afford in Canada based on your income, debts and monthly expenses using a housing affordability calculator.
Check my home affordabilityWhat is CMHC Mortgage Loan Insurance?
Learn what mortgage loan insurance is, when it’s required and how it works when your down payment is less than 20%.
Learn about mortgage loan insuranceWhat will my monthly mortgage payments be?
Estimate your monthly mortgage payments in Canada based on your loan amount, interest rate and amortization period.
Estimate my mortgage paymentsWhat does CMHC mortgage loan insurance cost?
Estimate your CMHC mortgage loan insurance premium based on your home price and down-payment amount.
Estimate my insurance costBacking a Well-Functioning, Stable, Resilient Housing System Across Canada
Canada Mortgage and Housing Corporation (CMHC) provides trusted housing finance solutions and unbiased housing data, research and insights across Canada. We offer information, tools and resources to help you understand housing affordability, mortgage costs and the expenses involved in buying or planning a home.
Tools and resources for Canadian homebuyers and renters
Buying a home
Understand the costs of buying a home in Canada, mortgage options and the steps to own a home. Access first-time homebuyer tools, affordability calculators and resources to support buying a home.
Owning a home
Manage your mortgage, maintain your home and plan for long-term homeownership costs in Canada. Learn how to reduce housing costs, improve energy efficiency, and maintain safe and healthy housing.
Renting a home
Find, secure and maintain rental housing in Canada. Learn about tenant rights and responsibilities, rental agreements and rental housing supports in Canada.
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