Compare your monthly debt payments and housing expenses to your gross household income.
You can include an email signature?
Register | Sign In
Mortgage professionals use 2 main ratios to decide if borrowers can afford to
buy a home: Gross Debt Service (GDS) and Total Debt Service (TDS). This
calculator will give you both.
For more information on these calculations, including guidance on which rental income to include in your household income, see
Calculating GDS and TDS
If you don’t know the monthly mortgage payment for the home you would like to purchase, use our
Thank you for your feedback!
Sorry to hear that! Can you tell us about the problem?
For further assistance, please contact us
Thank you. Your feedback has been submitted.