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Canada Mortgage
and Housing Corporation

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Mortgage loan insurance premium calculator

Whether you're a first-time homebuyer or refinancing, mortgage loan insurance may be required. Use our calculator to estimate your premium by entering your desired home price and down payment amount. This will give you a clear understanding of your CMHC insurance costs.

IMPORTANT
CMHC mortgage loan insurance is available for amortization periods of up to 30 years if you are a first-time homebuyer or purchasing a new build.

An asterisk (*) indicates a required field.

I am a …* Property type* Purchase price ($)* Down payment ($)* Amortization* Province/Territory*

Your loan insurance cost would be

0

An asterisk (*) indicates a required field.

I am a …*

Property type*

Purchase price ($)*

Down payment ($)*

Amortization*

NOTES:

This calculator automatically includes premiums for down payments under 20% for homes priced below $1,500,000.
This calculation does not consider non-traditional payment methods for the premium calculator.

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