Apply for a partial premium refund of 25% if you’re CMHC insured and working on energy efficient renovations to your recently purchased home.
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CMHC Eco Improvement aims to reduce the environmental impact of housing by supporting energy-efficient improvements. Apply for a 25% partial premium refund if you’re insured with CMHC and you’re spending at least $20,000 in energy efficient renovations. This product is available for both home buyers and individual condo buyers.
It aligns with CMHC's commitment to combat climate change and the Canadian government's goal of carbon neutrality by 2050.
Embrace Green Living and Save on Your Insurance Premium!
CMHC Eco Improvement allows you to apply for a 25% partial premium refund on your CMHC insurance – that’s a win for you and a win for the environment!
IMPORTANT
Please note that due to a high volume of applications for this product, there is currently a delay in processing time of a minimum of 24 weeks. CMHC is working on reducing the backlog as quickly as possible. Thank you for your understanding.
We believe in rewarding homeowners who take eco-conscious steps. To be eligible for Eco Improvement you must:
By purchasing an existing home and completing energy efficiency improvements, you not only increase the value of your property but also become part of the solution in reducing housing's impact on climate change.
After closing your mortgage, eligible borrowers have 2 years to submit the refund request, along with the necessary supporting documentation, directly to CMHC. It's easy, convenient, and hassle-free!
If your home meets the energy efficiency requirements and you have CMHC mortgage loan insurance, you can apply for the Eco Improvement refund.
Make sure you have documentation to show the renovations you’ve completed, such as:
Supporting documentation may be used for up to 5 years, including for subsequent purchasers.
IMPORTANT!
Your application must be submitted within 24 months (2 years) of the closing date of your mortgage.
Please note that due to a high volume of applications for this product, there is currently a delay in processing time of a minimum of 24 weeks. CMHC is working on reducing the backlog as quickly as possible. Thank you for your understanding.
1. Download and complete the application form.
2. Send us the completed application form with your home’s energy certificate or report:
