Access reduced premiums and longer amortization periods based on your level of commitment to affordability, accessibility, and climate compatibility using MLI Select.
MLI Select uses a point system to offer insurance incentives based on affordability, energy efficiency, and accessibility. Incentives are available for new construction and existing properties.
The more committed you are to social and environmental outcomes, the better the incentives. You can choose to focus on a single area like affordability or combine commitments to increase your points and incentives.
If you wish to learn more about MLI Select and how the incentives works, don’t hesitate to reach out to your CMHC rep!
How the MLI Select point system works
Use the charts below to help you determine your MLI Select score.
1For borrowers making an affordability commitment of 20+ years, an
additional 30 points are awarded
2Buildings must be 100% Visitable (CSA B651-2018 Visitability)
3Min. DCR of 1.10 for standard rental housing, 1.20 for other shelter models, 1.4 for non-residential space