Get financing through the Canada Greener Affordable Housing program

Canada Greener Affordable Housing helps affordable housing providers complete deep energy retrofits on existing multi-unit residential buildings.

IMPORTANT

The Canada Greener Affordable Housing program has played a vital role in making deep energy retrofits more affordable for affordable housing providers. Its budget will soon be fully allocated, and the application intake portal will close on January 20, 2026, at 11:59 p.m. Eastern Time.

We encourage you to submit your application as soon as possible. Only complete and eligible applications submitted before the deadline will be considered for funding.

Funding Opportunities

Pre-Retrofit Funding

For activities like energy audits, energy modelling studies and building condition assessment reports needed for a Retrofit Funding application.

Retrofit Funding

For deep energy retrofits that will reduce rental buildings energy consumption and greenhouse gas emissions.

Now accepting applications on a continuous basis until the available funding has been fully committed.

Highlights

This program provides forgivable and low-interest loans to help finance building retrofit measures and activities needed to meet climate goals. It also supplies contributions for pre-retrofit activities needed to plan, prepare and apply for retrofit funding.

CMHC will fund 100% of eligible retrofit costs, up to $170,000 per unit (low-interest repayable and forgivable loans combined). Forgivable loans will be the lesser of: $85,000 per unit, or 80% of eligible retrofit costs. Low-interest loans will be available to finance the rest.
For pre-retrofit activities, the maximum contribution is $130,000 per project.
The project must be primarily residential and have at least 5 units or beds. Buildings must be at least 20 years old.
Applicants must meet a municipal, provincial, territorial, Indigenous government or CMHC program affordability criteria. Applicants can also follow other affordability criteria such as rent-geared-to-income, low-income, moderate-income, established income or rent limits/thresholds.