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Solving housing affordability together
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Project funding and mortgage financing
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Funding programs
- All funding opportunities
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All funding opportunities
We offer a range of funding opportunities. Explore options though the National Housing Strategy and other CMHC programs that are designed to build or renovate affordable housing. This includes initiatives for Indigenous communities. We also provide funding for housing innovation and research.
Learn more about our funding options with CMHC’s Housing Solutions Table.
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Affordable Housing Fund: Portal Closed and Funding Fully Committed
Affordable Housing Fund repaired 174,500+ units and built 60,000+ affordable homes in Canada. The portal is closed and funding committed.
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Affordable Housing Innovation Fund
Loans, forgivable loans, contributions and financing options that support housing innovation across the housing continuum.
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Apartment Construction Loan Program
Low-cost loans to build rental apartment projects across Canada.
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Canada Greener Affordable Housing
Financing program helping affordable housing providers complete deep energy retrofits on existing multi-unit residential buildings.
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Canada Greener Homes Loan
Major home retrofits through grants and interest-free loans to make your home more energy-efficient.
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CMHC’s Housing Research Scholarship Program
Offering fellowships for up to 2 years with a valued amount of $45,000 per year.
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Co-op Housing Development Program
Forgivable and low-interest repayable loans to build rental co-operative housing.
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COVID-19: loan payment deferrals for Indigenous clients
Support for on and off-reserve clients with CMHC financing.
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Federal Community Housing Initiative
Funding and support for housing providers and their low-income tenants.
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Federal Lands Initiative
Access surplus federal lands and buildings to develop affordable housing and inclusive communities.
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First Nations development funding
Direct lending, insured loans, non-profit housing and proposal development funding.
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Housing Accelerator Fund
Incentive funding for local governments to boost housing supply.
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Housing Research Awards
Awards for innovative and impactful Canadian housing research, training, knowledge mobilization and outreach.
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Housing Supply Challenge
$300 million in funding to break down barriers affecting housing supply.
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Indigenous Shelter and Transitional Housing Initiative
Funding to supports for Indigenous women, children and 2SLGBTQQIA+ people escaping gender-based violence.
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On-Reserve Non-Profit Housing Program (Section 95)
Funding for non-profit rental housing projects in First Nation communities.
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On-Reserve Residential Rehabilitation Assistance Program
Explore the funding options and application process for your next project.
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Preservation Funding for community housing (program closed)
Explore financial assistance for community housing providers to sustain existing community housing projects.
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Proposal Development Funding for First Nation communities
Funding up to $75,000 to help plan on-reserve housing projects.
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Research and Planning Fund
The NHS Research and Planning Fund provides support to not-for-profit housing stakeholders with an interest in research.
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Seed Funding (program closed)
Interest-free loans and/or non-repayable contributions to develop and preserve affordable housing.
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Shared Equity Mortgage Providers Fund
Helping Canadians achieve affordable home ownership.
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Shelter Enhancement Program (SEP) - Renovation
Funding to repair shelters and housing for people who are fleeing domestic violence.
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Shelters Initiative for Indigenous Women and Children
$44.8 million to create 12 new shelters for Indigenous women and children escaping family violence.
