Skip to content
CMHC Home Canada Mortgage
and Housing Corporation
  • Sign In or Register
  • Français
  • MENU
MENU
× Français
  • Home
  • Professionals
    • Project funding and mortgage financing
      • Funding programs
        • Affordable Housing Fund
        • Affordable Housing Innovation Fund
        • Apartment Construction Loan Program
        • Canada Greener Affordable Housing
        • Community (social) housing
        • Federal Lands Initiative
        • Funding for Indigenous housing
        • Housing Supply Challenge
        • Innovation and research
        • National Housing Strategy Project Profiles
        • Rapid Housing Initiative
      • Mortgage Loan Insurance Products
        • Homeowner and Small Rental Mortgage Loan Insurance
          • CMHC Purchase
          • CMHC Improvement
          • CMHC Income Property
          • CMHC Refinance
          • CMHC Newcomers
          • CMHC Self-Employed
          • CMHC Portability
          • Eco Products for Lenders
        • Multi-Unit and Rental Housing
          • MLI Select
        • Default, claims and properties for sale
        • Underwriting centre
        • emili
        • NHA approved lenders
        • Calculating GDS / TDS
        • How to recognize and report mortgage fraud
        • Contact mortgage loan insurance
        • Insured Mortgage Purchase Program (IMPP)
      • Securitization
        • NHA Mortgage Backed Securities
        • Canada Mortgage Bonds
        • Canadian registered covered bonds
        • Blockchain in the housing industry
    • Housing markets, data and research
      • CMHC Reports Calendar
      • Housing markets
        • Housing market reports
        • Mortgage market and consumer reports
        • Fall 2024 Rental Market Report
      • Housing research
        • Consultations
          • Prohibition on the Purchase of Residential Property by Non-Canadians Act
            • Prohibition on the Purchase of Residential Property by Non-Canadians Act – Frequently asked questions
        • Housing research reports
        • Housing surveys
          • Mortgage consumer surveys
        • Research awards and scholarships
        • Understanding core housing need
        • Collaborative Housing Research Network
      • Housing data
        • Data tables
          • Household characteristics data
          • Housing market data
          • Mortgage and debt data
          • Rental market data
        • Housing market information portal
        • Residential Mortgage Industry Data Dashboard
        • CMHC licence agreement for the use of data
        • Housing Knowledge Centre
    • Industry innovation and leadership
      • Housing innovation
      • Our Partners
        • Partnerships
        • Federal, Provincial and Territorial Forum on Housing
      • Industry collaboration
        • Expert Community on Housing (ECoH)
      • Industry expertise
        • Affordable housing
        • Indigenous housing
        • Senior housing
        • Accessible and adaptable housing
        • Developing sustainable housing
        • Resources for mortgage professionals
        • CMHC newsletters
    • Events and speakers
      • Conferences
        • 2024 National Housing Conference
          • About
          • National Housing Conference - Agenda
          • Location
          • InnoZone
          • Details for participants
      • Speakers’ bureau
        • Kevin Hughes
  • Consumers
    • Buying a home
      • Homebuying calculators
        • Mortgage calculator
        • Affordability calculator
        • Debt service calculator
      • Buying guides
        • Homebuying step by step
        • CMHC's condominium buyer's guide
      • Mortgage loan insurance for consumers
        • What is CMHC mortgage loan insurance?
        • Do I qualify for mortgage loan insurance?
        • CMHC mortgage loan insurance costs
        • CMHC's Eco Products
          • CMHC’s Eco Improvement
          • CMHC Eco Plus
        • CMHC — home renovation financing options
        • FAQs — mortgage loan insurance
      • Incentives for homebuyers
      • Newcomers
      • The First-Time Home Buyer Incentive
    • Owning a home
      • Manage your mortgage
        • Mortgage fraud
        • Mortgage planning tips
        • Plan and manage your mortgage
        • Your credit report
        • Your home value
      • Aging in place
        • Housing options for Seniors
        • Housing and finance tips
        • Mortgage financing options for people 55+
        • Preventing fraud and financial abuse
    • Renting a home
      • I want to rent
        • Things to consider before renting
        • Types of housing for rent in Canada
        • Finding or advertising a rental property
        • Visiting the rental property
        • Lease and rental agreements
        • Signing the lease
        • Credit checks and bad credit
        • Rental payments and deposits
        • Roommates and pets
      • I am renting
        • Moving day
        • Landlord/Tenant responsibilities
        • Inspections
        • Maintenance and repairs
        • Complaints and evictions
        • Rent increases
        • When you can't pay rent
        • Renewing or terminating the lease
        • Moving out
      • One-Time Top-Up to the Canada Housing Benefit
      • COVID‑19: eviction bans and suspensions to support renters
  • About CMHC
    • CMHC’s goals, values and commitment to housing
    • Discover Life at CMHC
    • Management and governance
      • Speakers’ bureau
      • CMHC's Annual Public Meeting
      • CMHC’s board of directors and committees
      • Our management committee
      • Pension governance
        • Pension overview
        • Key roles and responsibilities
        • Annual reports
    • Corporate reporting
      • CMHC’s 2023 Annual Report
      • Program evaluation
      • Quarterly financial reports
      • Joint auditors special examination report to CMHC board 2018
      • CMHC’s Insured Mortgage Deferral
      • Corporate Plan Summary
      • Transparency
        • Access to information and privacy protection
        • Accessibility at CMHC
        • Accessibility feedback process
        • Briefing materials
        • Procurement
          • Vendor Diversity Program
        • Travel, hospitality and conference expenditures
    • Contact us
      • Contact mortgage loan insurance
      • Regional offices
      • Granville lsland
      • Indigenous and the North Housing Solutions
      • National office
      • Holiday service hours
  • Media Newsroom
  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
      • How to apply
      • Help and resources
      • Priority areas for action
      • The National Housing Strategy Glossary of Common Terms
      • The Strategy in Action
    • Federal/Provincial/Territorial housing agreements
    • Other funding and financing opportunities
  • The Housing Observer
  • Canada’s Housing Podcast
  • Careers
  • Housing Knowledge Centre
 
Save Icon

SAVE TO MY FOLDER

CMHC’s goals, values and commitment to housing

SAVE
Close this Window   |   Manage my Folder
Save Icon

SAVE TO MY FOLDER

CMHC’s goals, values and commitment to housing

Done Done!
Close this Window   |   Manage my Folder
Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

share icon

Mail-blue Share via Email

Did You Know?

You can include an email signature?

Register | Sign In

×
Google Captcha Loader
share icon

Mail-blue Share via Email

Done Done!
Close this window
  • Home
  • About CMHC
  • CMHC’s goals, values and commitment to housing
  • Save
  • Share

We are…

…a financial institution providing housing finance solutions, evidence-based insights backed by the latest research and data, and we deliver the government’s housing programs.

Rising to the Housing Challenges of Today and Tomorrow

Housing can change the lives of people and communities throughout our country. This belief has been embedded into CMHC since we were founded to help returning war veterans find homes after World War II. Drawing from this legacy, our team works every day with a shared purpose.

CMHC contributes to a well-functioning housing system.

Your browser does not support the video tag. Transcript

00:00:00:00 - 00:00:03:00 (Visual: Animated transition out of the CMHC logo. Exterior shot of a house at dawn. The occupant switches on the light of a room on the top floor.)

00:00:03:05 - 00:00:31:03 NARRATOR Housing is more than four walls and a roof. It's a home. It's where we gather, grow and belong. It's a door to a better life.

(Visual: Back shots of a house occupant drawing the curtains open, then going down the stairs. Shots of a dog resting on the floor of a kitchen, followed by a man sitting at a kitchen table for morning coffee. Shots of two children running in a house hallway and waking their parents in the bedroom. Shots of two parents spending quality time with their child. Back shot of a man leaving his residence to go to work.)

(On-screen text: It’s a home, It’s a door to a better life)

At Canada Mortgage and Housing Corporation. Home is at the heart of everything we do.

(Visual: Exterior shot of a woman walking toward a building entrance while looking at her mobile phone. Front shot of two people sitting down at a table to work on a laptop computer, followed by two people browsing the CHMC website on a similar computer.)

We help strengthen the housing market by partnering with lenders so that in good times and bad, they can offer financing when Canadians are ready to buy a home.

(Visual: Close-up shot of two people shaking hands. Frontal shot of a housing expert explaining concepts to a person while pointing at a tablet. Interior shot of a housing expert visiting a home with a couple and their child. Close-up shot of a person handing a set of house keys to a new occupant.)

(On-screen text: Housing finance solutions)

00:00:31:03 - 00:01:08:18 Unknown By insuring millions of mortgages annually, we broaden homeownership opportunities for everyone in Canada.

(Visual: Rapid succession of five front shots of people posed in front of a variety of dwellings. The people represented are a couple and their child, a single woman in her thirties, a single man of First Nations origin, an elderly man and a single woman with darker skin.)

Our trusted team of experts is at the forefront of housing research, data and insights, providing timely, impartial information and unparalleled housing knowledge.

(Visual: Close-up shot of a person working on their tablet and laptop computer. Interior shot of a person presenting to three others, sitting in beanie chairs with their electronic devices. Close-up shot of a woman writing on a board with a felt marker while speaking to another person.)

(On-screen text: Housing knowledge and expertise)

We're giving government, developers, Indigenous partners and others, the tools they need to better navigate the housing market and to take on the challenges of today and tomorrow.

(Visual: Frontal shot of a man mindfully reading on a laptop computer. Close-up shot of a man pointing out the various parts of a residential building on a miniature model. Close-up shot of a hand being placed on a computer mouse, followed by a worker using the same computer. Close-up shot of an architect working on the plans of a residential building. Interior shot of two children drawing while sitting at a kitchen table, followed by a drawing placed on the refrigerator, depicting a house and a happy family.)

(On-screen text: Housing programs)

00:01:08:21 - 00:01:31:28 Unknown Each year, we help partners build and repair thousands of homes from shelters and community housing for those most in need to market rentals and houses.

(Visual: Side view of a worker piercing a hole in a wooden wall. Exterior shot of two workers collaborating on the roof of a building under construction. Bird’s-eye view of a large city at dusk. Exterior shot of a man on the sidewalk in his wheelchair, accompanied by a friend. Back shot of a child using a tricycle on a paved walkway surrounded by grass. Side view of an elderly man gazing out of a window while smiling.)

It's all part of our work to deliver federal government programs to make housing more affordable, and to build a stronger economy for all of us.

(Visual: Front-facing shot of a worker walking in a warehouse while carrying construction materials. Exterior shot of a housing unit under construction on a lot surrounded by trees. Close-up shot of a child placing a triangular block on three wooden cubes.)

00:01:32:01 - 00:01:44:25 Let's work together. Let's open more doors to housing.

(Visual: Back shot of a man returning home after work, then going up the interior stairs. Interior shot of two people opening the door to an apartment while carrying a cake. Interior shot of a man opening the door to his apartment while carrying a bicycle. Interior shot of a woman entering her apartment. Interior shot of a child opening the door to her father.)

(On-screen text: Let’s open more doors to housing)

00:01:44:28 - 00:01:48:11 Find out more at CMHC.ca

(Visual: Animated transition to the logos of CHMC and Government of Canada.)

Working Together

Meeting this challenge requires collaboration. Everyone needs to work together – all orders of government, Indigenous partners, the private and non-profit sectors – to develop lasting solutions across the entire housing system. Through our people, partnerships and programs delivered on behalf of the Government of Canada, CMHC is rising to meet Canada’s housing challenges.

Together, we strive to ensure more Canadians have access to what they deserve:
a home they can afford that meets their needs.

Contributing to the well-being of the housing system

CMHC offers housing finance solutions, such as mortgage loan insurance and provides lenders with reliable access to mortgage funding.

Driving informed decisions with housing research and data

CMHC’s research, data and forecasting offer essential housing system expertise and fills knowledge gaps.

Helping deliver the Government of Canada’s commitment to make housing more affordable

CMHC supports housing programs for people whose housing needs aren’t being met by the market.

Our Strategic Objectives

We aim to be a high performing organization through sound risk, financial, people, knowledge and technology management to effectively and efficiently deliver on our mandate.

Housing finance solutions

We offer solutions to enable access to housing financing and ensure housing finance system stability through all economic cycles.

Housing knowledge and expertise

We build and share our knowledge and expertise of the housing system to drive informed decision making, stimulate dialogue and improve outcomes in the housing sector.

Housing programs

We deliver housing programs to increase housing supply, preserve stock and to contribute to affordable housing.

CMHC’s Values

Our identity matters. Culture drives CMHC to champion diversity and fairness in housing. Focused on courage, community and impact, we strive to make meaningful changes for Canadians.

    Get Housing Information Delivered to Your Inbox!

    Sign up to get regular updates on Canada’s housing industry sent to your inbox.

    Sign Up

    By Topic

    • Professionals
      • Project funding and mortgage financing
      • Housing markets data and research
      • Industry innovation and leadership
      • Events and speakers
    • Consumers
      • Home buying
      • Owning a home
      • Renting a home

    About Us

    • CMHC's Story
    • Management and Governance
    • Our Partners
    • Corporate Reporting
    • Contact Us
    • Careers

    More

    • CMHC Newsletters
    • CMHC Library
    • Housing Observer
    • Media Newsroom
    • CMHC and Accessible Housing
    • CMHC on Twitter
    • CMHC on LinkedIn
    • CMHC on Facebook
    • CMHC on Instagram
    • CMHC on YouTube
    Privacy Policy    |    Terms and Conditions    |    Transparency    |    Accessibility Plan    |    Accessibility Feedback     Canada Mortgage and Housing Corporation (CMHC) ©2025 
    Canada
    loader icon