On-Reserve Residential Rehabilitation Assistance Program

Financial support is offered directly to First Nations to support housing projects with the following provisions:

1. Maximum Funding: Up to $60,000 is provided for each unit.
2. Enhanced Funding: If your property is located on-reserve in northern or remote areas or if the project includes accessibility work for persons with disabilities or minor adaptations for seniors, the maximum funding amount may be increased by 25%.
3. Contribution-Based Funding: The financial support is provided in the form of a contribution. This means that if all the approved repairs are completed within 12 months, the funds do not need to be repaid.

By taking advantage of this funding opportunity, you can receive the necessary financial assistance to support your housing project.

Eligibility for Financial Support

The program is open to all First Nations, who may apply for funding on-reserve projects for First Nation or occupant-owned homes. To qualify, the total household income of the occupants must be at or below the established limit, which is determined based on the location of the community. All approved funding goes directly to the First Nation only.

Financial support is available for the following types of homes:

• Major or Emergency Repairs: Homes that require significant repairs to ensure the continued health and safety of the occupants, including mould remediation.
• Accessibility Modifications: Homes that need modifications to improve accessibility for persons with disabilities or minor adaptations for seniors.
• Secondary/Garden Suites for seniors or adults with disabilities: Homes that require modifications to create additional space, such as secondary or garden suites, to address overcrowding.
• Conversion Projects: Non-residential properties that need to be converted into residential units.
• Affordability Measures: Initiatives that ensure the affordability of housing, where applicable.

Important Notice Regarding Repairs

You must follow these guidelines to ensure eligibility for funding:

1. Prior Repairs: If you have already completed any of the repairs listed in your application before receiving written approval, they will only be eligible for funding if the work began after you submitted your application.
2. Timelines for Work: Once you receive approval, it’s important to note the following timelines:
   • All approved work must commence within 3 months from the date of approval.
   • The entire scope of work must be completed within 12 months from the date of approval.
3. Final Inspections: CMHC may request a final inspection. For monitoring purposes, please take photos before starting your repairs and retain all invoices and quotes.
4. Project Updates: CMHC will reach out to you every quarter to request updates on the status of your project. You are required to respond to all CMHC communications.

By adhering to these guidelines, you can maximize your chances of receiving funding for the necessary repairs.

Please contact your  Indigenous and the North Housing Solutions Specialist  for more information on the application process. Your specialist can help you:

• Determine program eligibility
• Confirm that your project aligns with this program
• Explain the application, approval, and funding process
• Understand the required documents by:
  • Assisting you to gather and complete the CMHC application documents
  • Assisting you with the application portal
  • Supporting you through the approval process

• Fact Sheet (PDF)
• On-Reserve Residential Rehabilitation Assistance Program (RRAP) Project Delivery Guide (PDF)
• Booklet for Repairs & Adaptations (PDF)
• Checklist for Repairs & Adaptations (PDF)
• Applicant Guide (PDF)