Mortgage Consumers and Housing Affordability

Housing affordability is a top concern for home buyers, as shown in this year’s Mortgage Consumer Survey results. Here are the key facts you need to know.

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  • Price/affordability was the #1 factor considered when buying a home.
  • 23% of respondents were renting because they could not afford to purchase a home.
  • 58% of first-time buyers with concerns or uncertainty about buying a home were concerned about unforeseen costs.
  • About 1/5 of home buyers paid more than they had planned.
Date Published: October 18, 2018