Skip to content
CMHC Home Canada Mortgage
and Housing Corporation
  • Sign In or Register
  • Français
  • MENU
MENU
× Français
  • Home
  • Professionals
    • Project funding and mortgage financing
      • Funding programs
        • Affordable Housing Fund
        • Affordable Housing Innovation Fund
        • Apartment Construction Loan Program
        • Canada Greener Affordable Housing
        • Community (social) housing
        • Federal Lands Initiative
        • Funding for Indigenous housing
        • Housing Supply Challenge
        • Innovation and research
        • National Housing Strategy Project Profiles
        • Rapid Housing Initiative
      • Mortgage Loan Insurance Products
        • Homeowner and Small Rental Mortgage Loan Insurance
          • CMHC Purchase
          • CMHC Improvement
          • CMHC Income Property
          • CMHC Refinance
          • CMHC Newcomers
          • CMHC Self-Employed
          • CMHC Portability
          • Eco Products for Lenders
        • Multi-Unit and Rental Housing
          • MLI Select
        • Default, claims and properties for sale
        • Underwriting centre
        • emili
        • NHA approved lenders
        • Calculating GDS / TDS
        • How to recognize and report mortgage fraud
        • Contact mortgage loan insurance
        • Insured Mortgage Purchase Program (IMPP)
      • Securitization
        • NHA Mortgage Backed Securities
        • Canada Mortgage Bonds
        • Canadian registered covered bonds
        • Blockchain in the housing industry
    • Housing markets, data and research
      • CMHC Reports Calendar
      • Housing markets
        • Housing market reports
        • Mortgage market and consumer reports
        • Fall 2024 Rental Market Report
      • Housing research
        • Consultations
          • Prohibition on the Purchase of Residential Property by Non-Canadians Act
            • Prohibition on the Purchase of Residential Property by Non-Canadians Act – Frequently asked questions
        • Housing research reports
        • Housing surveys
          • Mortgage consumer surveys
        • Research awards and scholarships
        • Understanding core housing need
        • Collaborative Housing Research Network
      • Housing data
        • Data tables
          • Household characteristics data
          • Housing market data
          • Mortgage and debt data
          • Rental market data
        • Housing market information portal
        • Residential Mortgage Industry Data Dashboard
        • CMHC licence agreement for the use of data
        • Housing Knowledge Centre
    • Industry innovation and leadership
      • Housing innovation
      • Our Partners
        • Partnerships
        • Federal, Provincial and Territorial Forum on Housing
      • Industry collaboration
        • Expert Community on Housing (ECoH)
      • Industry expertise
        • Affordable housing
        • Indigenous housing
        • Senior housing
        • Accessible and adaptable housing
        • Developing sustainable housing
        • Resources for mortgage professionals
        • CMHC newsletters
    • Events and speakers
      • Conferences
        • 2024 National Housing Conference
          • About
          • National Housing Conference - Agenda
          • Location
          • InnoZone
          • Details for participants
      • Speakers’ bureau
        • Kevin Hughes
  • Consumers
    • Buying a home
      • Homebuying calculators
        • Mortgage calculator
        • Affordability calculator
        • Debt service calculator
      • Buying guides
        • Homebuying step by step
        • CMHC's condominium buyer's guide
      • Mortgage loan insurance for consumers
        • What is CMHC mortgage loan insurance?
        • Do I qualify for mortgage loan insurance?
        • CMHC mortgage loan insurance costs
        • CMHC's Eco Products
          • CMHC’s Eco Improvement
          • CMHC Eco Plus
        • CMHC — home renovation financing options
        • FAQs — mortgage loan insurance
      • Incentives for homebuyers
      • Newcomers
      • The First-Time Home Buyer Incentive
    • Owning a home
      • Manage your mortgage
        • Mortgage fraud
        • Mortgage planning tips
        • Plan and manage your mortgage
        • Your credit report
        • Your home value
      • Aging in place
        • Housing options for Seniors
        • Housing and finance tips
        • Mortgage financing options for people 55+
        • Preventing fraud and financial abuse
    • Renting a home
      • I want to rent
        • Things to consider before renting
        • Types of housing for rent in Canada
        • Finding or advertising a rental property
        • Visiting the rental property
        • Lease and rental agreements
        • Signing the lease
        • Credit checks and bad credit
        • Rental payments and deposits
        • Roommates and pets
      • I am renting
        • Moving day
        • Landlord/Tenant responsibilities
        • Inspections
        • Maintenance and repairs
        • Complaints and evictions
        • Rent increases
        • When you can't pay rent
        • Renewing or terminating the lease
        • Moving out
      • One-Time Top-Up to the Canada Housing Benefit
      • COVID‑19: eviction bans and suspensions to support renters
  • About CMHC
    • CMHC’s goals, values and commitment to housing
    • Discover Life at CMHC
    • Management and governance
      • Speakers’ bureau
      • CMHC's Annual Public Meeting
      • CMHC’s board of directors and committees
      • Our management committee
      • Pension governance
        • Pension overview
        • Key roles and responsibilities
        • Annual reports
    • Corporate reporting
      • CMHC’s 2023 Annual Report
      • Program evaluation
      • Quarterly financial reports
      • Joint auditors special examination report to CMHC board 2018
      • CMHC’s Insured Mortgage Deferral
      • Corporate Plan Summary
      • Transparency
        • Access to information and privacy protection
        • Accessibility at CMHC
        • Accessibility feedback process
        • Briefing materials
        • Procurement
          • Vendor Diversity Program
        • Travel, hospitality and conference expenditures
    • Contact us
      • Contact mortgage loan insurance
      • Regional offices
      • Granville lsland
      • Indigenous and the North Housing Solutions
      • National office
      • Holiday service hours
  • Media Newsroom
  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
      • How to apply
      • Help and resources
      • Priority areas for action
      • The National Housing Strategy Glossary of Common Terms
      • The Strategy in Action
    • Federal/Provincial/Territorial housing agreements
    • Other funding and financing opportunities
  • The Housing Observer
  • Canada’s Housing Podcast
  • Careers
  • Housing Knowledge Centre
 
  • Home
  • National Housing Strategy
  • National Housing Strategy Project Profiles
  • Affordable Housing for African Canadians
  • Save
  • Share

Affordable Housing for African Canadians

Identifying affordable housing solutions for African Canadians

This Solutions Lab takes an innovative approach to addressing housing affordability issues that African Canadians experience disproportionately. The Lab combines traditional housing models that are centred around family, community and home with long-term supports. These include skills and information services such as in-home mental health and community wellness support. Residents will be offered opportunities to graduate out of affordable housing, through rent-to-own options for long-term renters and other programs aimed at improving housing affordability. The solutions in this Lab strive to lift residents out of poverty while strengthening their connection to culture.

3 Key Findings

  • ✔

    Co-develop a housing model that provides people who are part of the African Canadian community with stable-long term housing solutions.

  • ✔

    Facilitate wrap-around services that will lift residents out of housing need and support people experiencing additional barriers to accessing affordable housing.

  • ✔

    Identify ways to support newcomers and housing-insecure Canadians with a roadmap to build capacity for more support and representation of housing advocacy across the country.

Project scope and expected outcomes

When working on affordable housing for African Canadians, many issues often go unaddressed. While issues like low income and lack of affordable housing are common across the housing sector, the lack of specific programs for African Canadian communities is widespread. This lack of advocacy leaves people behind – not just from finding a home but also navigating challenges of racism and discrimination, language barriers and mental health.

Creating affordable multigenerational housing

Creating multigenerational affordable housing will offer traditional family, home and communal experiences and a sustainable environment for community members. It will also give residents tools and support systems to strengthen the community housing sector. This Lab’s findings will be transferable across the housing sector among communities with similar values and challenges.

Developing Partnerships in Housing

The proposed African Canadian Affordable Housing Lab will create opportunities for collaboration and partnerships between African Canadian stakeholders and partners. It will also be possible for continental African Canadian members to participate in the affordable community housing sector as housing providers. The 55 African Canadian communities, which each have specific local languages and cultures, are underserved due to a lack of capacity, representation and discrimination.

The result, once implemented, will improve housing conditions for African Canadians, especially those dealing with isolation and lack of access to resources and mental health support. At scale, the Lab anticipates further mobilization and engagement with housing providers from the African Canadian community across Canada. It is also anticipated that in collaboration with CMHC, the Lab will encourage other projects similar to the African Canadian Affordable Housing solution in other Canadian communities.

The Lab has 5 phases:

  1. The Definition Phase will establish the Lab procedures including governing processes, training with participants, establishing engagement tools, co-developing a community map and conducting interviews and surveys. This will establish a summary of trends, engagement and network updates.
  2. The Discovery Phase will generate insights through big data and user insights. This phase will also include an analysis of the current options and opportunities, a sensemaking workshop and the co-development problem map.
  3. The Development Phase will welcome new ideas through stakeholder input. This phase will include training with creativity, ideation and systems mapping. It will articulate the desired future state and tools to be used. It also includes extensive community workshops and a community survey.
  4. The Prototype and Test Phase is intended to test and refine the shared ideas and potential solutions through feedback, prototype testing and community feedback.
  5. The Roadmap Phase will communicate a clear path to realize the preferred solution and create program replication. This phase is set to conduct training for public advocacy planning, will finalize and integrate the prototypes and establish a roadmap.

Sharing the future of community growth

If the Lab is maintained at scale, the project team anticipates:

  • a reduction of poverty levels and discrimination cases towards African tenants
  • an increase in skills and wages
  • decreased levels of language barriers for newcomers, making it easier for African Canadians to integrate into their community

To achieve this outcome, the Lab will create a platform for knowledge sharing through a website. The website will share:

  • lessons
  • new ideas
  • design principles
  • reports that will apply to a wide variety of housing solutions across Canada

Project Team:

  • Kizito Musabimana – Rwandan Canadian Healing Centre (RCHC)
  • Nicole Francoeur – Overlap Associates
  • Ryan Voisin – Overlap Associates
  • Lesley Drago – Overlap Associates
  • Jonathan Okubay – New Nakfa - Eritrean Canadian Community Network
  • Jacqueline Nyiramukwende – Rwandan Canadian Healing Centre (RCHC)
  • Emmanuel KB.Quaye – Ghanaian-Canadian Association of Ontario (GCAO)
  • Ephraim Mwaura – Kenyan Canadian Association – KCA

Get More Information:
Email: Innovation-Research@cmhc-schl.gc.ca.
Visit the National Housing Strategy’s Innovation page.
Search our Housing Knowledge Centre for important updates on the progress of this lab.

Feeling inspired?

See how you can apply for a Solutions Lab grant.

Date Published: April 21, 2023
Save Icon

SAVE TO MY FOLDER

Affordable Housing for African Canadians

SAVE
Close this Window   |   Manage my Folder
Save Icon

SAVE TO MY FOLDER

Affordable Housing for African Canadians

Done Done!
Close this Window   |   Manage my Folder
Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

share icon

Mail-blue Share via Email

Did You Know?

You can include an email signature?

Register | Sign In

×
Google Captcha Loader
share icon

Mail-blue Share via Email

Done Done!
Close this window

By Topic

  • Professionals
    • Project funding and mortgage financing
    • Housing markets data and research
    • Industry innovation and leadership
    • Events and speakers
  • Consumers
    • Home buying
    • Owning a home
    • Renting a home

About Us

  • CMHC's Story
  • Management and Governance
  • Our Partners
  • Corporate Reporting
  • Contact Us
  • Careers

More

  • CMHC Newsletters
  • CMHC Library
  • Housing Observer
  • Media Newsroom
  • CMHC and Accessible Housing
  • CMHC on Twitter
  • CMHC on LinkedIn
  • CMHC on Facebook
  • CMHC on Instagram
  • CMHC on YouTube
Privacy Policy    |    Terms and Conditions    |    Transparency    |    Accessibility Plan    |    Accessibility Feedback     Canada Mortgage and Housing Corporation (CMHC) ©2025 
Canada
loader icon