Homeownership Products (1 – 4 units)

Find and compare the best mortgage insurance products for your clients:

  • CMHC Purchase

    Enables homebuyers to purchase a home with a minimum down payment starting at 5 per cent.

  • CMHC Portability

    Allows borrowers to port the CMHC Mortgage Loan Insurance from an existing home to a new home and in some cases save money by reducing or eliminating the premium on the financing of the new home.

  • CMHC Newcomer

    Provides newcomers to Canada, with permanent or non-permanent residence status, access, to CMHC mortgage loan insurance products through Approved Lenders.

  • CMHC Green Home

    CMHC Mortgage Loan Insurance helps lenders offer borrowers more affordable financing choices when purchasing an energy-efficient home or purchasing an existing home and making energy-efficient improvements. Borrowers may be eligible for a refund of up to 25% of the CMHC Mortgage Loan Insurance premium. 

  • CMHC Income Property

    CMHC’s mortgage loan insurance for 2 - 4 unit rental (non-owner occupied) properties provides investors with more housing finance choice when purchasing a rental property.

  • CMHC Self-Employed

    Allows self-employed borrowers, with traditional third-party validation income, to realize their dreams of homeownership.

  • CMHC Improvement

    Offers greater choice to borrowers who are building new homes or who want to undertake small or large scale improvements to existing homes.



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