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    Mortgage Loan Insurance for Consumers

    • What is CMHC Mortgage Loan Insurance?
    • Do I Qualify for Mortgage Loan Insurance?
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    Information for Homebuyers

    • First-Time Home Buyer Incentive
    • Government of Canada Homebuyer Incentives and Rebates
    • Housing Information for Newcomers to Canada

    Homebuying Step by Step: Guide and Checklist

    Plan, budget, and buy your home with these resources.

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    CMHC’s condominium buyer’s guide

    Everything you need to know when buying a condominium in Canada.

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  • Managing Your Mortgage

    • Mortgage Fraud
    • Mortgage Planning Tips
    • Plan and Manage Your Mortgage
    • Your Credit Report
    • Your Home Value

    Aging in Place

    • Housing Options for Seniors
    • Mortgage Financing Options for People 55+
    • Housing and Finance Tips
    • Preventing Fraud and Financial Abuse

    Dealing with Financial Hardships

    Alternative payment arrangements when facing financial difficulties.

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    Mortgage Planning Tips

    By planning your mortgage out in advance, you’ll save money and be better prepared to deal with any financial setbacks.

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  • I Want to Rent

    • Things to Consider Before Renting
    • Finding or Advertising a Rental Property
    • Lease and Rental Agreements
    • Credit Checks and Bad Credit
    • Roommates and Pets
    • Types of Housing for Rent in Canada
    • Visiting the Rental Property
    • Signing the Lease
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    I Am Renting

    • Moving Day
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    • Renewing or Terminating the Lease

    Maintenance and Repairs

    Key responsibilities of tenants and landlords for building maintenance and repairs.

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    Things to Consider Before Renting

    Tips for tenants and landlords. Things to consider when looking for rental housing and evaluating costs.

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Buying a Home
  • Mortgage Calculator
  • Mortgage Loan Insurance Premium Calculator
  • Affordability Calculator
  • Debt Service Calculator
  • What is CMHC Mortgage Loan Insurance?
  • Do I Qualify for Mortgage Loan Insurance?
  • CMHC Mortgage Loan Insurance Costs
  • CMHC’s Eco Products
  • CMHC – Home Renovation Financing Options
  • FAQs – Mortgage Loan Insurance
  • First-Time Home Buyer Incentive
  • Government of Canada Homebuyer Incentives and Rebates
  • Housing Information for Newcomers to Canada
Owning a Home
  • Mortgage Fraud
  • Mortgage Planning Tips
  • Plan and Manage Your Mortgage
  • Your Credit Report
  • Your Home Value
  • Housing Options for Seniors
  • Mortgage Financing Options for People 55+
  • Housing and Finance Tips
  • Preventing Fraud and Financial Abuse
Renting a Home
  • Things to Consider Before Renting
  • Finding or Advertising a Rental Property
  • Lease and Rental Agreements
  • Credit Checks and Bad Credit
  • Roommates and Pets
  • Types of Housing for Rent in Canada
  • Visiting the Rental Property
  • Signing the Lease
  • Rental Payments and Deposits
  • Moving Day
  • Inspections
  • Complaints and Evictions
  • When You Can’t Pay Rent
  • Moving Out
  • Landlord/Tenant Responsibilities
  • Maintenance and Repairs
  • Rent Increases
  • Renewing or Terminating the Lease
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  • Renting or buying. Which option is right for you?
  • Owning a home
  • Tips and resources to help you manage your mortgage like a pro
  • Plan and manage your mortgage
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Plan and manage your mortgage

Take the time to plan and review your mortgage options, terms and conditions and prepare yourself for managing your mortgage.

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Whether you are buying a home or refinancing an existing home, it is important to make informed housing finance decisions. Take the time to plan and review your mortgage options, terms and conditions and prepare yourself for managing your mortgage.

Mortgage Planning Tips
Use these tips to help you to save money and provide for greater economic stability in the event of financial challenges down the road.

Homebuying Calculators
Easy to use mortgage tools to help you establish your financial situation, determine how much house you can afford and the maximum price that you should be considering.

  • Mortgage Affordability Calculator
  • Mortgage Payment Calculator
  • Debt-Service-Calculator

Your Credit Report
Here are some simple steps you can take to maintain a good credit score and history and improve your chances of being approved for a mortgage.

Your Home Value
Determining a property’s value is an essential step in the mortgage application process. You can help by providing precise and accurate information about your property to your Mortgage Professional.

Mortgage Fraud
Find out how to protect yourself when purchasing or refinancing a home.

Dealing-with-Mortgage-Payment-Difficulties

Learn how you can work with your lender to find the best solution for your mortgage payment problems. 

Related CMHC Information

  • Check-if-You-are-Financially-Ready-to-Own-a-Home
  • Which Home is Right for You?
  • Home Renovation Financing Options
  • CMHC Mortgage Loan Insurance

Related Links

  • Mortgages 101: Buying Your First Home — Financial Consumer Agency of Canada (FCAC)

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Date Published: March 31, 2018

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