Skip to content
CMHC Home Canada Mortgage
and Housing Corporation
  • Sign In or Register
  • Français
  • MENU
MENU
× Français
  • Home
  • Professionals
    • Project funding and mortgage financing
      • Funding programs
        • Affordable Housing Fund
        • Affordable Housing Innovation Fund
        • Apartment Construction Loan Program
        • Canada Greener Affordable Housing
        • Community (social) housing
        • Federal Lands Initiative
        • Funding for Indigenous housing
        • Housing Supply Challenge
        • Innovation and research
        • National Housing Strategy Project Profiles
        • Rapid Housing Initiative
      • Mortgage Loan Insurance Products
        • Homeowner and Small Rental Mortgage Loan Insurance
          • CMHC Purchase
          • CMHC Improvement
          • CMHC Income Property
          • CMHC Refinance
          • CMHC Newcomers
          • CMHC Self-Employed
          • CMHC Portability
          • Eco Products for Lenders
        • Multi-Unit and Rental Housing
          • MLI Select
        • Default, claims and properties for sale
        • Underwriting centre
        • emili
        • NHA approved lenders
        • Calculating GDS / TDS
        • How to recognize and report mortgage fraud
        • Contact mortgage loan insurance
        • Insured Mortgage Purchase Program (IMPP)
      • Securitization
        • NHA Mortgage Backed Securities
        • Canada Mortgage Bonds
        • Canadian registered covered bonds
        • Blockchain in the housing industry
    • Housing markets, data and research
      • CMHC Reports Calendar
      • Housing markets
        • Housing market reports
        • Mortgage market and consumer reports
        • Fall 2024 Rental Market Report
      • Housing research
        • Consultations
          • Prohibition on the Purchase of Residential Property by Non-Canadians Act
            • Prohibition on the Purchase of Residential Property by Non-Canadians Act – Frequently asked questions
        • Housing research reports
        • Housing surveys
          • Mortgage consumer surveys
        • Research awards and scholarships
        • Understanding core housing need
        • Collaborative Housing Research Network
      • Housing data
        • Data tables
          • Household characteristics data
          • Housing market data
          • Mortgage and debt data
          • Rental market data
        • Housing market information portal
        • Residential Mortgage Industry Data Dashboard
        • CMHC licence agreement for the use of data
        • Housing Knowledge Centre
    • Industry innovation and leadership
      • Housing innovation
      • Our Partners
        • Partnerships
        • Federal, Provincial and Territorial Forum on Housing
      • Industry collaboration
        • Expert Community on Housing (ECoH)
      • Industry expertise
        • Affordable housing
        • Indigenous housing
        • Senior housing
        • Accessible and adaptable housing
        • Developing sustainable housing
        • Resources for mortgage professionals
        • CMHC newsletters
    • Events and speakers
      • Conferences
        • 2024 National Housing Conference
          • About
          • National Housing Conference - Agenda
          • Location
          • InnoZone
          • Details for participants
      • Speakers’ bureau
        • Kevin Hughes
  • Consumers
    • Buying a home
      • Homebuying calculators
        • Mortgage calculator
        • Affordability calculator
        • Debt service calculator
      • Buying guides
        • Homebuying step by step
        • CMHC's condominium buyer's guide
      • Mortgage loan insurance for consumers
        • What is CMHC mortgage loan insurance?
        • Do I qualify for mortgage loan insurance?
        • CMHC mortgage loan insurance costs
        • CMHC's Eco Products
          • CMHC’s Eco Improvement
          • CMHC Eco Plus
        • CMHC — home renovation financing options
        • FAQs — mortgage loan insurance
      • Incentives for homebuyers
      • Newcomers
      • The First-Time Home Buyer Incentive
    • Owning a home
      • Manage your mortgage
        • Mortgage fraud
        • Mortgage planning tips
        • Plan and manage your mortgage
        • Your credit report
        • Your home value
      • Aging in place
        • Housing options for Seniors
        • Housing and finance tips
        • Mortgage financing options for people 55+
        • Preventing fraud and financial abuse
    • Renting a home
      • I want to rent
        • Things to consider before renting
        • Types of housing for rent in Canada
        • Finding or advertising a rental property
        • Visiting the rental property
        • Lease and rental agreements
        • Signing the lease
        • Credit checks and bad credit
        • Rental payments and deposits
        • Roommates and pets
      • I am renting
        • Moving day
        • Landlord/Tenant responsibilities
        • Inspections
        • Maintenance and repairs
        • Complaints and evictions
        • Rent increases
        • When you can't pay rent
        • Renewing or terminating the lease
        • Moving out
      • One-Time Top-Up to the Canada Housing Benefit
      • COVID‑19: eviction bans and suspensions to support renters
  • About CMHC
    • CMHC’s goals, values and commitment to housing
    • Discover Life at CMHC
    • Management and governance
      • Speakers’ bureau
      • CMHC's Annual Public Meeting
      • CMHC’s board of directors and committees
      • Our management committee
      • Pension governance
        • Pension overview
        • Key roles and responsibilities
        • Annual reports
    • Corporate reporting
      • CMHC’s 2023 Annual Report
      • Program evaluation
      • Quarterly financial reports
      • Joint auditors special examination report to CMHC board 2018
      • CMHC’s Insured Mortgage Deferral
      • Corporate Plan Summary
      • Transparency
        • Access to information and privacy protection
        • Accessibility at CMHC
        • Accessibility feedback process
        • Briefing materials
        • Procurement
          • Vendor Diversity Program
        • Travel, hospitality and conference expenditures
    • Contact us
      • Contact mortgage loan insurance
      • Regional offices
      • Granville lsland
      • Indigenous and the North Housing Solutions
      • National office
      • Holiday service hours
  • Media Newsroom
  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
      • How to apply
      • Help and resources
      • Priority areas for action
      • The National Housing Strategy Glossary of Common Terms
      • The Strategy in Action
    • Federal/Provincial/Territorial housing agreements
    • Other funding and financing opportunities
  • The Housing Observer
  • Canada’s Housing Podcast
  • Careers
  • Housing Knowledge Centre
 
  • Home
  • The Housing Observer
  • Ask an Expert: Universal Design
  • Save
  • Share

Ask a Housing Expert: Universal Design

February 20, 2025

Save Icon

SAVE TO MY FOLDER

Ask a Housing Expert: Universal Design

SAVE
Close this Window   |   Manage my Folder
Save Icon

SAVE TO MY FOLDER

Ask a Housing Expert: Universal Design

Done Done!
Close this Window   |   Manage my Folder
Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

share icon

Mail-blue Share via Email

Did You Know?

You can include an email signature?

Register | Sign In

×
Google Captcha Loader
share icon

Mail-blue Share via Email

Done Done!
Close this window

Canada's population is diverse, including individuals with disabilities and a growing number of seniors. With 27% of Canadians aged 15 and over living with at least one disability and the senior population steadily increasing, the need for accessible and inclusive living spaces has never been greater.

Universal design provides a solution by creating homes that accommodate people of diverse abilities, allowing them to live independently and age in place safely and comfortably. It considers how our needs evolve over time so that we can make our homes more adaptable, functional and accessible for people of all ages and disabilities. Bottom line: it makes homes that work for everyone.

Watch CMHC's Ask an Expert Episode: Universal Design

Your browser does not support the video tag. Transcript

0:00:00

[Audio: Opening music.]

[Visual: Rapid succession of views of residential areas from a large city. Animated transition to the on-screen title "Ask an Expert".]

Joelle Hamilton: Canada is home to people with diverse abilities and an aging population.

0:00:10

[Visual: Animated transition to host Joelle Hamilton speaking to the camera, sitting at a desk on which a laptop computer, a mouse and a mug are placed.]

[On-screen identification in the lower third: Joelle Hamilton, Communications & Marketing, CMHC]

With this in mind, it's more important than ever to create environments that are accessible and inclusive for everyone.

0:00:17

[Visual: Transition to a succession of scenes involving people with reduced mobility: an elderly couple wearing masks in a kitchen. The man is holding a walker with his right hand, the woman is opening a drawer with her left hand while holding a cane with her right hand. A young woman with a white cane is opening a glass door. A young man in a wheelchair is moving from room to room. The young woman with the white cane is setting a thermostat. The elderly couple is in the bathroom, where the man is getting in the shower.]

In this video, we're going to talk about Universal Design. It quickly gained momentum in the housing sector, where it became an important aspect of making homes accessible for people with disabilities and seniors.

But first, let's look at some data!

0:00:34

[Visual: Animated transition to the on-screen title "Key Data". Animated transition to: "27% of the Canadian population aged 15 and over have one or more disabilities" ] Include Source: Statistics Canada, Canadian Survey on Disability, 2022

New findings from the 2022 Canadian Survey on Disability (CSD) showed that 27% of the Canadian population aged 15 years and over, or 8.0 million people, had one or more disabilities. That's roughly one quarter of Canadians!

0:00:52

[Visual: Animated transition to host Joelle Hamilton speaking to the camera, sitting at a desk on which a laptop computer, a mouse and a mug are placed.]

Now, although many seniors do not live with a disability, our aging population is growing.

0:00:58

[Visual: Animated transition to the on-screen title "Proportion" and the mention of Statistics Canada as the source of the data.]

[Visual: Transition to animated infographic showing growth in proportion of older Canadians; use of icons, up arrow, and size variations in the text to show this growth

Proportion of Canadians 65+

19% 2022

20% 2025

25% 2059

Source: Statistics Canada]

As of 2022, 7.3 million or about 19% of Canadians were 65 and older — a number that's only growing.

Statistics Canada projects that the proportion of people aged 65 and up could reach 20% by 2025 and 25% by 2059.

0:01:18

[Visual: Animated transition to sentence "85% of Canadians want to 'age in place'". Include the source: National Institute on Ageing. Enabling the Future Provision of Long-Term Care in Canada. Toronto, ON: National Institute on Ageing White Paper; 2019.]

According to the National Institute on Ageing, 85% of Canadians want to "age in place."

0:01:25

[Visual: Animated transition to host Joelle Hamilton speaking to the camera, sitting at a desk on which a laptop computer, a mouse and a mug are placed.]

[Visual: A woman petting her dog. Slow-motion close-up of the lower legs and white cane of a blind person walking. Close-up of an access ramp.]

With so many people, including older adults and individuals living with disabilities, wanting to stay in their homes and communities long term, how do we ensure they can live independently, safely, and comfortably?

0:01:39

[Visual: Animated transition to the on-screen title "What is Universal Design?". Animated transition to a close-up view of an architectural plan being unrolled and annotated. Aerial view of a major street. Close-up of the arms and legs of a person in a wheelchair going up an access ramp. A man helping a woman out of a chaise lounge.]

Enter Universal Design — a concept that focuses on making spaces, products, and environments usable by everyone, regardless of age or ability. It's not just about ramps and wide doorways; it's about creating inclusive, welcoming spaces for all.

0:02:00

[Visual: Animated transition to Camille Farrag addressing the camera.]

[On-screen identification in the lower third: Camille Farrag, Senior Specialist, Housing Research]

Camille Farrag: Universal Design is, in the built environment, that is where Universal Design is applied to housing and homes response to human diversity through thoughtful planning and design. It recognizes that people have a wide range of abilities and preferences and responds to these preferences and needs. Universal Design attempts to anticipate future needs of someone residing in their own home and responds to that anticipated future need.

0:02:14

[Visual: Succession of scenes: Back view of a woman in a wheelchair heading down a corridor and entering an elevator. Close-up of the hands of three housing specialists sitting around a table. Architectural plans are in front of them and two construction helmets, one white, one yellow, are visible at the end of the table. An older man is lifting a baby in the air and kissing them.]

0:02:32

[Visual: Animated transition to the on-screen title "Why is Universal Design Important?"]

Joelle Hamilton: Universal Design isn't just beneficial for people with disabilities — it's good for everyone.

0:02:40

[Visual: Animated transition to Jake Cohen sitting on a sofa in a living room while addressing the camera. Then the camera zooms in on his face.]

[On-screen identification in the lower third: Jake Cohen, Chief Operating Officer, The Daniels Corporation]

[Visual: Time-lapse views of an urban building site. Close-up of fingers running lightly on a braille plate. Back view of a person in a wheelchair going up an access ramp.]

Jake Cohen: The current building code, unfortunately, doesn't quite go far enough in terms of thinking about accessibility. There are small things that can be done in buildings across the city on a consistent basis, that won't cost more money. That won't be more difficult to build, but will lead to a better quality of life.

0:03:00

[Visual: Animated transition to Camille Farrag addressing the camera.]

Camille Farrag: So Universal Design is something that is potentially marketable. It would be a competitive advantage for any designer or builder when they're trying to sell their homes because they'll be able to argue that it is in fact a forever home that they're selling.

0:03:15

[Visual: A man is using a walker in a kitchen. A woman with a white cane is going down the stairs. Only the lower half of her body is shown.]

0:03:23

[Visual: View of an elevator's braille buttons. An older couple dancing cheek-to-cheek in the kitchen.]

By understanding or anticipating what people will need in the future in terms of their housing design, they're actually preventing really expensive renovation costs. And that's a big sell to people.

0:03:28

[Visual: Animated transition to host Joelle Hamilton speaking to the camera, sitting at a desk on which a laptop computer, a mouse and a mug are placed.]

Joelle Hamilton: Implementing Universal Design features at the planning stage involves little to no additional cost.

0:03:34

[Visual: Close-up of a portion of a white cane with a hand turning the light switch on and off. A man with a walker stepping out on a balcony.]

Features like rocker-style light switches and lever-style door handles are affordable and beneficial for people with varying abilities.

Designers and builders can also include certain Universal Design features to make their homes accessible to everyone.

0:03:43

[Visual: Animated transition to the on-screen title "Universal Design Features". Then the following text is animated on screen as the host speaks]

  • No step entrance
  • Wide doorways
  • Roll-in showers
  • Offset plumbing under sinks
  • Stacked closets that can be converted into elevator shafts
  • Colour contrasting around doorways

0:03:52

[Visual: Animated transition to the on-screen title "Lived Experience", followed by an animated transition to host Joelle Hamilton speaking to the camera, sitting at a desk on which a laptop computer, a mouse and a mug are placed.]

Let's hear from the real experts, those who live with different abilities, as they tour a space designed and built with Universal Design in mind.

0:04:02

[Visual: Animated transition to a man sitting in a wheelchair in an adapted kitchen.]

[On-screen identification in the lower third: Luke  —  Uses power wheelchair]

Luke: Noticing a lot of room to maneuver, feels very spacious. Just noting the underneath clearance of the counter here, which will work well. Have a dance party in here! I'm always up for a kitchen dance party!

0:04:21

[Visual: Neisha, holding a white cane, is scanning the apartment. Succession of images where she is touching a light switch and the oven's push buttons.]

[On-screen identification in the lower third:  Neisha  —  Lives with sight loss

Neisha: A lot of light in here, so it's wonderful. So the outlet is a contrasting colour from the backsplash, so that's really good. So I could easily find the outlets. OK there's dots on here so that's really good. Bump dots, so I'm able to start to select the numbers and hit start. So that's good.

0:04:44

[Visual: Luke looks at a bathroom, admiring all the space to freely move around. Succession of images: Close-up of the wheels of Luke's wheelchair; 180-degree view of the bathroom; Luke spins around in the bathroom.]

Luke: right? Let's check out the bathroom and lots of clearance to get through. A great, great layout. Just in general, I think I did almost 360 turn without a whole lot of maneuvering to allow myself to spin completely around.

0:05:07

[Visual: Neisha is looking at the bathroom. Succession of images: close-up of the floor tiles, her feet and the tip of her white cane; 180-degree view of the bathroom.]

Neisha: This bathroom is very spacious. Lots of light, which I like. Oh, a shower! And you just walk right in. That's awesome, so I don't have to worry about tripping.

0:05:18

[Visual: Kate and Doug walking around in the bathroom.]

[On-screen identification in the lower third: Kate and Doug —  Senior couple]

Kate and Doug: A wheel-in shower. Can I have a little privacy please?

0:05:22

[Visual: View of Neisha's feet and the bottom portion of her white cane. She is opening a glass door.]

Neisha: There's no step up so it makes it easier to get in and out. So that is, that is really good.

0:05:29

[Visual: View of Doug's shoes and the bottom part of his walker. He is joining Kate on the balcony. Portrait view of them looking out.]

Doug: Very low threshold, easy to go over with a walker. So this is great, a breath of fresh air!

0:05:39

[Visual: Luke is in the kitchen addressing the camera. Direct cut to him in close-up.]

Luke: I was really imagining kitchen dance parties and hosting and having guests over. And there's still being ample room to, to maneuver and I felt like I was home. Yeah! I felt like I was home.

0:05:55

[Visual: Animated transition to the on-screen title "Encourager l'action"

0:05:59

[Visual: Animated transition to Jake Cohen addressing the camera, followed by a close-up of his face.]

Jake Cohen: The time to act is now! The time to start building and developing these accessible homes is today. We need developers and builders to take this up right now and start delivering more homes that have more accessible features.

0:06:11

[Visual: Animated transition to host Joelle Hamilton speaking to the camera, sitting at a desk on which a laptop computer, a mouse and a mug are placed.]

Joelle Hamilton: Universal Design creates inclusive, accessible environments that benefit everyone. It's essential for supporting those with disabilities and those that want to age in place.

0:06:17

[Visual: Direct cut to a succession of various scenes: Neisha wiping the top of the stove. Doug and Kate in the kitchen. Kate is opening the door to the freezer. Aerial view of a residential neighbourhood. Back view of Luke exiting the unit.]

Whether you're a builder planning your next construction project or a homebuyer searching for your dream home, why not think about Universal Design?

0:06:30

[Visual: Animated transition to host Joelle Hamilton speaking to the camera, sitting at a desk on which a laptop computer, a mouse and a mug are placed.]

It's about creating adaptable, future-proof homes for everyone.

0:06:35

[Visual: Animated transition to the on-screen title "Subscribe on YouTube".]

Make sure to subscribe to our YouTube channel to get the latest videos from our new "Ask an Expert" series.

0:06:42

[Visual: Animated transition to the text "This video was created using footage from the Accelerating Accessibility Coalition and their partners." and the logos of ULI Toronto, the Daniels Corporation and Confound Films.]

0:06:47

[Visual: Animated transition to the Canada and CMHC logos.

[Audio: Closing music.]

At a Glance

In this video, we break down:

What is universal design?

Universal design ensures that spaces, products and environments are usable by all people, regardless of age or ability. It goes beyond wheelchair ramps and wide doorways. It includes thoughtful planning that anticipates future needs. These needs include no-step entrances, wide doorways, roll-in showers and color contrast around doorways make homes more accessible.

The growing demand for accessibility

As of 2022, 7.3 million Canadians — 19% of the population — were 65 and older. This number is projected to reach 20% by 2025 and 25% by 2059. While not all seniors have disabilities, aging naturally brings mobility challenges, making accessible homes essential for long-term independence.

Why it matters for everyone

Universal design benefits everyone, not just individuals with disabilities. Experts note that current building codes often fall short in terms of accessibility, but incorporating universal design features at the planning stage is cost-effective and enhances the quality of life for all residents. Additionally, universal design can provide a market advantage for builders, as homes designed with accessibility in mind can be marketed as "forever homes," appealing to buyers looking for long-term solutions.

Whether you're a builder planning your next project or a homebuyer searching for a dream home, universal design ensures that spaces are adaptable, accessible and future-proof for everyone.

Watch Ask an Expert for more insights and hear industry leaders discuss Universal Design!

Was this page relevant to your needs?

Thank you for your feedback!

How Can We Help?

Suggest an Improvement

Report a Bug

How Can We Help?

Suggest an Improvement

Please share your suggestion.

Google Captcha Loader

How Can We Help?

Report a Bug

Please describe the problem.

Google Captcha Loader

Thank you. Your feedback has been submitted.

Date Published: February 20, 2025

Discover related content using the tags below:

  • New Construction
  • Renovation
  • Housing Needs and Conditions
  • Research

By Topic

  • Professionals
    • Project funding and mortgage financing
    • Housing markets data and research
    • Industry innovation and leadership
    • Events and speakers
  • Consumers
    • Home buying
    • Owning a home
    • Renting a home

About Us

  • CMHC's Story
  • Management and Governance
  • Our Partners
  • Corporate Reporting
  • Contact Us
  • Careers

More

  • CMHC Newsletters
  • CMHC Library
  • Housing Observer
  • Media Newsroom
  • CMHC and Accessible Housing
  • CMHC on Twitter
  • CMHC on LinkedIn
  • CMHC on Facebook
  • CMHC on Instagram
  • CMHC on YouTube
Privacy Policy    |    Terms and Conditions    |    Transparency    |    Accessibility Plan    |    Accessibility Feedback     Canada Mortgage and Housing Corporation (CMHC) ©2025 
Canada
loader icon