Building affordable, sustainable and inclusive communities
Creating inclusive, integrated and truly mixed communities in Ottawa, Ontario
Centretown Citizens Ottawa Corporation: 143-153 Arlington Ave in Ottawa, ON
For a growing number of developers across the country, affordable housing is
about more than bricks and mortar. It’s about creating inclusive, integrated
and truly mixed communities, where all residents can take pride in the place
they call home.
Units: 16 units of affordable rental housing (two- and
three-bedrooms)
Tenants: Mixed (incl. moderate and low-income families and
individuals)
Cost to build: $5,091,000 (not including value of land)
Rents: Affordable rents at or below 70% of 30% of Median
Household Income
Funding partners: CMHC Rental Construction Financing
initiative (RCFi) ($3.97 million loan); CCOC equity investment ($600,000);
City of Ottawa – Section 37 grant ($500,000); CMHC SEED funding ($23,000)
Renovate or build new?
“Our mission is to create mixed housing in every sense of the word,” explains
CCOC Executive Director, Ray Sullivan. “Mixed incomes, singles, families and
seniors, people with accessibility requirements – all living together in a
true community.”
“Our mission is mixed housing in every sense of the word. Mixed incomes,
singles, families and seniors, people with accessibility requirements –
all living together in a true community.”
Centretown Citizens Ottawa Corporation (CCOC) is a community-based, private
non-profit housing organization that creates, maintains and promotes housing
for low-and moderate-income people. Currently, they own and manage some 50
properties providing 1,600 units of affordable housing.
For Arlington Avenue, CCOC chose to tear down an existing 12-unit building
they had been operating for decades and build an entirely new structure from
scratch. According to Ray, the motive behind the teardown was simple
economics.
“We’ve owned the older building since the late 1970s,” he says. “After 35
years, it needed a lot of work. To renovate these 12 units, we realized we
would have to invest up to 2 million dollars. Alternatively, with support from
the Rental Construction Financing initiative, we could invest $600,000 and end
up with 16 new and much higher-quality homes.”
A win-win-win for residents, the community and the environment
As part of its mission, CCOC is committed to building homes that are as
environmentally friendly as they are affordable. For Arlington Avenue, they
decided to use a
Passive House approach to get the best
results for the lowest cost.
Pioneered in the early 1970s, Passive House focuses on simple and inexpensive
techniques like improved insulation and airtight building envelopes to enhance
energy efficiency, reduce operating expenses and create a healthier living
environment.
“The great thing about Passive House is it doesn’t take a lot of money to have
a big impact,” Ray explains. “It’s really simple technology. What it all comes
down to is paying lots of attention to the details at every stage of the
design and construction process. If done properly, with a Passive House
design, you could theoretically heat an entire building with a candle and cool
it with an ice cube.”
“The great thing about Passive House is it doesn’t take a lot of money to
have a big impact…. with a Passive House design, you could theoretically
heat an entire building with a candle and cool it with an ice cube.”
For Arlington Avenue, this included features like:
super-insulated (12”) walls and roofs
triple-glazed windows with solar shading
airtight building envelope with minimal thermal bridges
ENERGY STAR® appliances and low-flow water features
high-efficiency Energy Recovery Ventilation (ERV) system
energy-efficiency savings of 56% relative to the 2015
National Energy Code for Buildings
“Our investment in Passive House added around 7% or 8% to our budget,” Ray
says. “But the energy savings will more than recoup that cost. Plus, it
dramatically reduces our tenants’ monthly utility bills, which is what
affordable housing is all about.”
Putting the pieces together
In terms of affordability, under CCOC’s contribution agreement with the City
of Ottawa, the Arlington Avenue project meets or exceeds all of the
municipality’s affordability criteria.
To launch the project, the CCOC sold a 4-unit building they owned nearby. The
City of Ottawa awarded them a Section 37 grant of $500,000. For the rest of
the budget, CCOC turned to CMHC and the federal government’s
Rental Construction Financing initiative (RCFi).
Rental Construction Financing initiative (RCFi)
The
Rental Construction Financing initiative (RCFi) provides
low-cost loans to help build affordable and sustainable rental housing for
middle-and low-income Canadians. Part of the federal government’s
10-year, $70-billion National Housing Strategy (NHS), RCFi
loans offer:
10-year terms and up to a 50-year amortization period
fixed interest rates during the riskiest stages of
development
interest-only payments during construction through to
occupancy permit
up to 100% loan to cost for residential space
“The RCFi funds were a real make-or-break for us,” Ray says. “Coming up with
equity for new projects is a challenge for any non-profit provider and the low
rates offered through the RCFi drastically reduced that hurdle. The RCFi loan
made this entire project possible.”
Arlington Avenue also offers its tenants a number of other advantages. These
include:
central location with access to services, public transit
and employment
barrier-free design including two adaptable suites and two
fully accessible units
16 bicycle parking spots in addition to five vehicle spots
an integrated design that blends into the surrounding
neighbourhood
An eye towards the future
According to Ray, CCOC is already making plans to adapt some of the lessons
they learned at Arlington Avenue for their future projects.
“The use of Passive House and accessing the RCFi funding, will definitely be
part of our future decision-making,” he says. “There’s no question this is an
approach that works for us, for the community and for keeping housing
affordable for our tenants for decades to come.”
“There’s no question this is an approach that works for us, for the
community, and for keeping housing affordable for our tenants for decades
to come.”