Balanced, affordable, and stable housing and mortgage markets help foster conditions that provide Canadians with more affordable market housing options. This leaves more government resources available for populations that are vulnerable and need it most.
This research seeks to find solutions for troublesome areas in the housing finance system. It will:
- investigate the drivers and conditions of a balanced housing market to contribute to financial system stability
- propose solutions to sources of friction in the housing finance system that increase financing costs for homeowners and housing providers developing rental units
- identify and evaluate impacts and opportunities of financial industry transformation
- explore new and innovative approaches shaping the housing industry towards achieving social and financial efficiencies