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    Contact details for mortgage loan insurance, underwriting, business development and real estate.

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    Institutions approved to lend, underwrite and/or administer CMHC-insured loans.

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  • Professionals
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Housing Finance Solutions
  • Homeowner and Small Rental Insurance
  • Multi-Unit Insurance
  • Securitization
  • Claims, Defaults and Risk Management
  • Calculating GDS/TDS
  • CMHC Default Management Tool Selector
  • How to Recognize and Report Mortgage Fraud
  • NHA Approved Lenders
  • Apartment Construction Loan Program
  • Housing Accelerator Fund
  • Federal Lands Initiative
  • View all housing programs
Housing Expertise
  • Housing Demand and Supply
  • Housing Finance
  • Indigenous Housing
  • Building Innovation
  • Housing Policies and Rules
  • Rental Markets and Vacancy Rates
  • Affordable and Non-Market Housing
  • Housing Needs and Conditions
  • Housing Market Outlook
  • Housing Supply Report
  • Residential Mortgage Industry Report
  • Rental Market Report
  • Northern Housing Report
  • Residential Mortgage Industry Data Dashboard
  • Canadian Housing Survey Data
  • Household Characteristics Data
  • Rental Market Data
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Contact mortgage loan insurance

Contact details for mortgage loan insurance, underwriting, business development and real estate.

For First-Time Home Buyer Incentive (FTHBI) inquiries:

1-877-884-2642

For our Homeowner Underwriting Centre:

1-888 GO emili (1-888-463-6454)

For mortgage industry professionals:

Homeowner (1 – 4 units)

Find support for our full range of homeowner mortgage loan insurance products, tools and trainings.

Client relationship management (by region)

Our team provides industry-leading client service throughout the life of mortgages, as well as training and information on our full range of mortgage loan insurance products, tools, housing market insight and more.

Ontario and Atlantic

Monica Guido
Manager, Client Relations

Contact Information

P: 365-509-2237
E: mguido@cmhc.ca

Québec

Michel Martial
Manager, Client Relations

Contact Information

P: 514-283-1383
E: mmartial@cmhc.ca

Western Canada

Cathy Tompkins
Manager, Client Relations

Contact Information

P: 250-618-0051
E: ctompkin@cmhc.ca

Underwriting

Our Homeowner Underwriting Centre is backed by our dedicated team of emili Professionals to provide mortgage loan, policy, and application information.

Monday to Friday, 8:00 a.m. ‐ 9:00 p.m. ET
Saturday, 10:00 a.m. ‐ 6:00 p.m. ET
1-888 GO emili (1-888-463-6454)

Facsimiles

Atlantic: 1-888-560-2642 or 902-426-4663
Quebec: 1-866-585-0161
Ontario: 1-866-285-0819 or 416-218-3311
Prairies: 1-800-527-9241 or 403-515-2933
British-Columbia: 1-877-329-3654 or 604-737-4122

Default Management

Our Homeowner Default Management team is available to assist Approved Lenders at any time, including before a default occurs and during early stages of payment delinquency.

The team has the expertise to help you manage unusual or complex accounts.

Monday to Friday, 8:00 a.m. – 6:00 p.m. ET
Saturday, 10:00 a.m. – 6:00 p.m. ET
File specific inquiries:
Monday to Friday, 9:00 a.m. – 5:00 p.m. ET
cpc@cmhc.ca
1-866-358-9999

Multi-Unit (5+ units)

Find support related to mortgage loan insurance for the construction, purchase and refinancing of multi-unit residential properties.

Client Relationship Management

Our team provides industry-leading client service throughout the life of mortgages, as well as training and information on our full range of mortgage loan insurance products, tools, housing market insight and more.

CMHC Financial Institutions Client Relationship Management Team
Monday to Friday: 8:30 am - 4:30 pm ET
1-877-Multi-GO (1-877-685-8446)
fimulti@cmhc.ca

Underwriting

Our team is available to assist clients with their application for our multi-unit (5+ units) mortgage loan insurance products.

CMHC Financial Institutions Client Relationship Management Team
Monday to Friday: 8:30 am - 4:30 pm ET
1-877-Multi-GO (1-877-685-8446)
fimulti@cmhc.ca

Submission 

  1. Multi mailbox: MUINSURANCEOPS@cmhc.ca

Insurance Servicing

Our Insurance Servicing team is available to assist Approved Lenders from the moment when an insured loan is fully disbursed. You can contact us for a question or a request during the repayment period of the multi-unit (5+ units) mortgage loan.

Insurance Servicing
MUIS-ICAA@cmhc.ca
Telephone: 1-877-Multi-Go (1-877-685-8446)

Default Management

Multi-Unit Default Management team provides support to the Approved Lender in resolving default situations, evaluating possible workout alternatives, managing and marketing properties in a cost-effective manner. Default situations include arrears, rick of imminent default, non-compliance with terms and conditions of the insured loan agreement and circumstances which might negatively impact the project’s viability.

For initial default notifications and monthly reporting of rental loans in default, please submit the Arrears/Default reports (Form 19 or 02) to: cpcdocs@cmhc.ca

For inquiries on submitted arrears and defaults, or general inquiries related to defaults, please direct your questions to our Multi-Unit Default Management email: MUDM-ICGD@cmhc.ca

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Date Published: March 31, 2018
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