The Seed Funding program supports affordable housing through interest-free loans and non-repayable contributions. There are two funding streams: one for new construction/conversions, and one to preserve existing community housing projects.

For full details, see the information below and the Product Highlight Sheet (PDF).

FUND DETAILS

Interest-free loans
Available under the New Construction Stream, loans offer a 3-year period to complete and advance all activities. They can be combined with non-repayable contributions.

Non-repayable contributions
Available under both the New Construction and Preservation Streams, contributions offer a 2-year period to complete and advance all activities.

Maximum funding amounts are decided during the scoring and prioritization process. For more information, see “Application and Approval Process” below and the Product Highlight Sheet (PDF).

NEW CONSTRUCTION STREAM

The New Construction Stream provides interest-free loans and/or non-repayable contributions to help with costs related to pre-development activities. This can include business plans, preliminary designs, development permits and more.

Who can apply?

  • community housing providers
  • municipalities, provinces and territories
  • Indigenous governments and organizations
  • private sector groups

Eligible project types

  • Indigenous community housing
  • community and affordable housing
  • mixed-used market / affordable rental
  • shelters, transitional housing and supportive housing
  • conversion of non-residential buildings to affordable multi-residential
  • renovation of existing affordable units at risk of being abandoned or demolished

Minimum requirements
Your project must:

  • be primarily residential
  • have a minimum of 5 affordable units/beds
  • be considered affordable, as determined by the Municipality, Province or Territory, or as accepted under other CMHC programs

PRESERVATION STREAM

The Preservation Stream provides non-repayable contributions to support costs related to preservation activities. This can include a Building Condition Audit/Assessment, capital replacement reserve planning, an operating viability analysis and more.

Who can apply?
The Preservation Stream is open to community housing sector groups who were previously under a federally administered operating agreement or to those transferred under a Social Housing Agreement whose federal operating agreements have ended.

If you hold an active federally administered operating agreement and need this type of funding, please visit Preservation Funding for Community Housing.

Minimum Requirements
Your project must:

  • be primarily residential
  • have a minimum of 5 affordable units/beds
  • be considered affordable, as determined by the Municipality, Province or Territory, or as accepted under other CMHC programs

APPLICATION AND APPROVAL PROCESS

We accept applications on a continuous basis, and we review and prioritize them every 30 days. Once this process is complete, you will be informed whether your application was approved or declined.

Prioritization and scoring
Applications are prioritized and scored on the application content and on how well the proposed project supports the following focus areas:

  • housing for those in greatest need (vulnerable Canadians)
  • housing for those in the North (Yukon, Northwest Territories and Nunavut)
  • partnerships and collaborations
  • social sustainability
  • economic sustainability
  • environmental sustainability

RESOURCES

APPLY TODAY

Download and complete one (1) of the following forms, depending on the relevant stream:

Important: For Chrome users to access this interactive PDF, right click (Ctrl + click on Mac) the link to save the file, and then open it in Adobe Acrobat.

Please submit your completed application to SF-PFintake@cmhc.ca.

You will need to download the Seed Funding Application (New Construction) – Document Requirements (PDF), or the Preservation Funding Application – Document Requirements (PDF) to help prepare your application.

Note: All fields in the application are mandatory.

CONTACT

For help completing your application, please contact the Affordable Housing Specialist for your region.

For general inquiries or technical support, call 1-800-668-2642 (7:30 a.m. to 7:30 p.m. ET) or email contactcentre@cmhc.ca.

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Date Published: September 4, 2018