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Housing Finance Solutions
  • Homeowner and Small Rental Insurance
  • Multi-Unit Insurance
  • Securitization
  • Claims, Defaults and Risk Management
  • Calculating GDS/TDS
  • CMHC Default Management Tool Selector
  • How to Recognize and Report Mortgage Fraud
  • NHA Approved Lenders
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  • Housing Accelerator Fund
  • Federal Lands Initiative
  • View all housing programs
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Mortgage Loan Insurance for Affordable Multi-unit and Market Rental Housing

As the only provider of mortgage loan insurance for multi-unit residential properties in Canada, CMHC supports the construction, purchase and refinancing of a variety of multi-unit rental properties.

Standard Rental Housing

Provides greater financing choices to borrowers offering standard rental housing accommodations in multi-unit residential buildings.

Retirement Housing

Provides greater financing options to borrowers offering retirement housing for seniors.

Supportive Housing

Provides financing choices to borrowers providing supportive housing to help tenants stabilize their lives, enhance their independent living skills, and reconnect with their communities.

Student Housing

Provides financing choices to borrowers offering purpose-built student housing both on- and off-campus.

Single Room Occupancy

Provides greater financing choices to borrowers providing single private room accommodations within a multiple tenant building.

MLI Select

Access reduced premiums and longer amortization periods based on your client’s level of commitment to affordability, accessibility and climate compatibility.

Modular Rental Housing Insurance

Explore CMHC mortgage loan insurance for modular rental housing.

Get in touch

Contact us for more details on our full range of programs, tools and upcoming training.

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Why Choose CMHC?

  • Access preferred interest rates, reducing borrowing costs for multi-unit residential property construction, purchase and refinancing.
  • Get reduced premiums and longer amortization periods based on your level of commitment to affordability, accessibility and climate compatibility using MLI Select.
  • Rely on CMHC as Canada's only provider of mortgage loan insurance for multi-unit residential properties.

Valuable Market Insights

We have the data, research and insights you need today to make sound business decisions for tomorrow.

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