What does CMHC do?
CMHC exists for a single reason: to make housing affordable for everyone in Canada. We know that housing helps people stay employed, do better in school and participate more fully in society. Housing affordability and a stable housing finance system support a stronger, safer Canada where everyone can live with dignity.
Affordable housing for all is an ambitious goal, and we can’t do it alone. We’re mobilizing the expertise and energy of governments, non-profits, lenders, developers, social entrepreneurs and co-ops to create the future of housing. Canada’s first-ever National Housing Strategy is just one example. Together, we’re removing barriers to ensure that no one is left behind.
Our Aspiration

Read our 2021 – 2025 Summary of the Corporate Plan
Learn more about our plan to ensure that by 2030, everyone in Canada has a home that they can afford and that meets their needs.
We help make housing affordable in many ways
You can count on CMHC for the housing information and support you need.
-
Canada’s National Housing Strategy
A 10-year, $70+ billion plan to fuel the economy and give more Canadians a place to call home.
-
Funds to create or improve rental units
Financial assistance options and mortgage insurance products for affordable and market rental housing.
-
Mortgage loan insurance for buyers
Learn about mortgage insurance and how it can help you buy a home with a lower down payment.
-
Data and research
Current and archived research, data, trends, surveys and insights on housing in Canada.
-
Develop First Nation housing
Funding and partnership opportunities to develop, maintain and enhance First Nation housing.
-
Housing resources for newcomers
Information in 8 different languages on renting, buying and getting a mortgage in Canada.