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    Mortgage Loan Insurance for Consumers

    • What is CMHC Mortgage Loan Insurance?
    • Do I Qualify for Mortgage Loan Insurance?
    • CMHC Mortgage Loan Insurance Costs
    • CMHC’s Eco Products
    • CMHC – Home Renovation Financing Options
    • FAQs – Mortgage Loan Insurance

    Information for Homebuyers

    • First-Time Home Buyer Incentive
    • Government of Canada Homebuyer Incentives and Rebates
    • Housing Information for Newcomers to Canada

    Homebuying Step by Step: Guide and Checklist

    Plan, budget, and buy your home with these resources.

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    CMHC’s condominium buyer’s guide

    Everything you need to know when buying a condominium in Canada.

    Learn More
  • Managing Your Mortgage

    • Mortgage Fraud
    • Mortgage Planning Tips
    • Plan and Manage Your Mortgage
    • Your Credit Report
    • Your Home Value

    Aging in Place

    • Housing Options for Seniors
    • Mortgage Financing Options for People 55+
    • Housing and Finance Tips
    • Preventing Fraud and Financial Abuse

    Dealing with Financial Hardships

    Alternative payment arrangements when facing financial difficulties.

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    Mortgage Planning Tips

    By planning your mortgage out in advance, you’ll save money and be better prepared to deal with any financial setbacks.

    Learn More
  • I Want to Rent

    • Things to Consider Before Renting
    • Finding or Advertising a Rental Property
    • Lease and Rental Agreements
    • Credit Checks and Bad Credit
    • Roommates and Pets
    • Types of Housing for Rent in Canada
    • Visiting the Rental Property
    • Signing the Lease
    • Rental Payments and Deposits

    I Am Renting

    • Moving Day
    • Inspections
    • Complaints and Evictions
    • When You Can’t Pay Rent
    • Moving Out
    • Landlord/Tenant Responsibilities
    • Maintenance and Repairs
    • Rent Increases
    • Renewing or Terminating the Lease

    Maintenance and Repairs

    Key responsibilities of tenants and landlords for building maintenance and repairs.

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    Things to Consider Before Renting

    Tips for tenants and landlords. Things to consider when looking for rental housing and evaluating costs.

    Learn More
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Buying a Home
  • Mortgage Calculator
  • Mortgage Loan Insurance Premium Calculator
  • Affordability Calculator
  • Debt Service Calculator
  • What is CMHC Mortgage Loan Insurance?
  • Do I Qualify for Mortgage Loan Insurance?
  • CMHC Mortgage Loan Insurance Costs
  • CMHC’s Eco Products
  • CMHC – Home Renovation Financing Options
  • FAQs – Mortgage Loan Insurance
  • First-Time Home Buyer Incentive
  • Government of Canada Homebuyer Incentives and Rebates
  • Housing Information for Newcomers to Canada
Owning a Home
  • Mortgage Fraud
  • Mortgage Planning Tips
  • Plan and Manage Your Mortgage
  • Your Credit Report
  • Your Home Value
  • Housing Options for Seniors
  • Mortgage Financing Options for People 55+
  • Housing and Finance Tips
  • Preventing Fraud and Financial Abuse
Renting a Home
  • Things to Consider Before Renting
  • Finding or Advertising a Rental Property
  • Lease and Rental Agreements
  • Credit Checks and Bad Credit
  • Roommates and Pets
  • Types of Housing for Rent in Canada
  • Visiting the Rental Property
  • Signing the Lease
  • Rental Payments and Deposits
  • Moving Day
  • Inspections
  • Complaints and Evictions
  • When You Can’t Pay Rent
  • Moving Out
  • Landlord/Tenant Responsibilities
  • Maintenance and Repairs
  • Rent Increases
  • Renewing or Terminating the Lease
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  • Renting or buying. Which option is right for you?
  • Buying a home
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Newcomers

Housing Information for newcomers to Canada.

If you’re new to Canada and looking for a safe and affordable home, we can help.

We offer information in many languages on renting and buying apartments and houses. We can also help you plan for and manage a mortgage.

Find our information and tools in the language of your choice:

ENGLISH

Renting

Renting in Canada: What Newcomers Need to Know (PDF)

Signing a Lease (PDF)

Keeping Your Home in Good Condition (PDF)

Checking Out a Home or Apartment (PDF)

How to Find and Rent a Home if You Have a Large Family (PDF)

Buying

Buying your First Home in Canada (PDF)

Homebuyers Checklist — A Newcomers’ Guide and Workbook (PDF)

What to Look for When Buying a Home (PDF)

Making an Offer and Closing the Deal (PDF)

Planning & Managing Your Mortgage

Choosing the Right Mortgage for You (PDF)

What To Do If You Are Having Trouble Making Your Mortgage Payments (PDF)

FRENCH

Logement locatif

Louer un logement au Canada – Ce que les nouveaux arrivants doivent savoir (PDF)

La signature d’un bail (PDF)

Comment garder votre logement en bon état (PDF)

Visiter un logement locatif (PDF)

Trouver et louer un logement pour une famille nombreuse (PDF)

Achat

L'achat de votre première maison au Canada (PDF)

Aide-mémoire sur l'achat d'une maison – Guide pratique pour le nouvel arrivant (PDF)

Les choses à vérifier lors de l’achat d’une maison (PDF)

Présenter une offre et conclure une transaction (PDF)

Planifier et gérer son prêt hypothécaire

Choisir le prêt hypothécaire qui vous convient (PDF)

Quoi faire si vous peinez à rembourser votre prêt hypothécaire (PDF)

简化字 (MANDARIN)

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TAGALOG

Pangungupahan ng Apartment

Pangungupahan Sa Canada — Ano ang Kailangang Malaman ng mga Bagong Dating (PDF)

Pagpirma sa isang Kontrata ng Pagpapaup (PDF)

Pagpapanatili ng Inyong Bahay sa Mabuting Kondisyon (PDF)

Pagsuri para sa isang Bahay o Apartment (PDF)

Paano Maghanap at Mangupahan ng Bahay kung Kayo ay May Malaking Pamilyay (PDF)

Pagbili ng Bahay

I-download ang Pagbili ng Iyong Unang Bahay sa Canada. Sasagutin nito ang lahat ng iyong mga katanungan tungkol sa pagbili ng bahay at kung papaano pondohan ang pagbili nito (PDF)

Tseklist sa Pagbili ng Bahay - Workbook at Gabay ng mga Baguhan (PDF)

Ano ang Titingnan Sa Pagbili ng isang Bahay (PDF)

Pag-aalok at Pagsasara ng Kasunduan (PDF)

Kinaroroonan, Kinaroroonan, Kinaroroonan — Paano Hanapin ang Bahay na Sarili Ninyo (PDF)

Planuhin at Isaayos ang Iyong Mortgage

Pagpili ng Tamang Mortgage Para Sa Inyo (PDF)

Mga Tip Para Sa Pagpaplano ng Mortgage (PDF)

ਪੰਜਾਬੀ (PUNJABI)

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العَرَبِيَ (Arabic)

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اُردُو (URDU)

ESPAÑOL (SPANISH)

El alquiler de un apartamento

El alquiler de una vivienda en Canadá: Lo que necesita saber todo recién llegado (PDF)

La firma de un contrato de alquiler (PDF)

Cómo mantener su vivienda en buenas condiciones (PDF)

¿Busca alquilar una casa o apartamento? (PDF)

Cómo buscar y alquilar una vivienda, si tiene una familia numerosa (PDF)

La compra de una casa

Descargue la Guía sobre la compra de una vivienda en Canadá y encontrará respuestas a todas sus preguntas sobre cómo comprar y financiar una vivienda. (PDF)

Listas de verificación para compradores de casas – Guía y cuaderno para recién llegados (PDF)

Qué debe buscar al comprar una casa (PDF)

Cómo hacer una oferta y cerrar el trato (PDF)

Ubicación, Ubicación, Ubicación — Cómo encontrar la casa de sus sueños (PDF)

Planificación y manejo de su hipoteca

Cómo elegir la hipoteca adecuada para usted (PDF)

What To Do If You Are Having Trouble Making Your Mortgage Payments (PDF)

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Date Published: December 27, 2017

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