Debt Service Calculator
Compare your monthly debt payments and housing expenses to your gross household income.
Click the export button to export this calculation as an PDF document
Your Gross Debt Service Ratio (GDS)GDS must not exceed 39%
Your Total Debt Service Ratio (TDS)TDS must not exceed 44%
Did You Know?Based on these results, you have exceeded one or both of the debt service thresholds. You’ll need to increase your income or reduce your monthly expenses to qualify for a mortgage. ×
Save to my folder
Was this page relevant to your needs?
Date Published: March 5, 2018