Homebuyers’ guide to avoiding mortgage fraud. Learn what homebuying fraud is, how to protect yourself, where to report it, and what a straw buyer is.
Mortgage Planning Tips
Mortgage information including how much to borrow, how interest rate increases will affect your payments and how to pay off your mortgage faster.
Plan and Manage Your Mortgage
Mortgage resources to plan and manage a mortgage. Info on mortgage calculators, credit scores, home value, mortgage fraud and mortgage payment problems.
Your Credit Report
Credit score information to help you get mortgage approval. What a credit score is, how to check your credit report, and steps to improve your credit history.
Government of Canada Programs to Support Homebuyers
Access the First-Time Homebuyers Tax Credit, the Home Buyers' Plan and GST/HST rebates.
Your Home Value
Property value’s role in determining the size of mortgage you’ll be approved for. How value is measured and when to get a professional home appraisal.
Compare rates, payment frequency, amortization and more to find your best mortgage options
Find an estimate of how much mortgage or rent you can afford
Debt Service Calculator
Compare your monthly debt payments and housing expenses to your gross household income