Residential Rehabilitation Assistance Program (RRAP) – regular

Everybody deserves a place to live that protects both their health and safety. So when major repairs are needed to bring on-reserve housing up to minimum health and safety standards, we’re here to help. Through our Residential Rehabilitation Assistance Program (RRAP) On-Reserve, we help First Nations cover the costs of major repairs to substandard homes.

Residential Rehabilitation Assistance Program in action: Find out how organizations in London, Ontario are using RRAP funding to renovate affordable housing in their community. Find other similar success stories here.

Who is eligible for financial support?

This program is open to all First Nations or individual First Nation members who need major repairs to their homes. The occupants’ total household income must be at or below the established limit which is based on the location of the community.

What work is eligible?

Financial support is available for homes that lack basic facilities or need major repairs to keep the occupants safe. Structural, electrical, plumbing, heating and fire safety work are just some of the areas covered by this program. Support may also be available to address problems of overcrowding.

PRO TIP:  For more details on the repairs covered by this program, see the list of eligible repairs.

Important: Have you done any of these repairs before getting your application approved in writing? If so, they won’t be eligible for funding under this program.

How much financial support is available?

We will provide up to $60,000 for each unit that needs major home repairs. If your property is located on-reserve in northern or remote areas, the maximum amount may be increased by 25%. This is a forgivable loan, meaning it doesn’t have to be repaid if you meet all the terms and conditions.

PRO TIP:  Download and save the Residential Rehabilitation Assistance Program – regular fact sheet for key details.

What if I need funding for a different kind of project?

You may be eligible for one of our other on-reserve housing programs. For example, we have a program to help with emergency repairs to on-reserve housing. There are also programs to fund accessibility modifications for people with disabilities and adaptations for seniors.

Please contact your Indigenous and the North Housing Solutions Specialist for more information on the applications process.

Still have questions about the Residential Rehabilitation Assistance Program – regular?

Contact your CMHC Housing Solutions Specialist – Indigenous and the North.