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Mortgage Loan Insurance

Tools and information for mortgage professionals.

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  • Mortgage Loan Insurance Homeownership Programs

    Mortgage loan insurance tools for homeowner and small rental loans. Find the best mortgage loan insurance options for your clients

  • Rental Housing Solutions

    Funding opportunities and mortgage loan insurance products for rental properties.

  • Contact Mortgage Loan Insurance

    Contact details for mortgage loan insurance, underwriting, business development and real estate.

  • Homebuying Calculators

    Use the mortgage calculator, affordability calculator and debt service (GDS and TDS) calculator.

  • The Resource

    Housing-related articles you can share to build referrals and your business.

  • Default, Claims and Properties for Sale

    Tools and insurance options to manage loan situations effectively.

  • Mortgage Fraud

    Fraud information, prevention and reporting procedures.

  • Underwriting Centre

    Hours of service, contact information and details on the emili decisioning system.

  • Consumer Survey Results

    CMHC consumer survey results on housing trends and issues.

  • NHA Approved Lenders

    Institutions approved to lend, underwrite and/or administer CMHC-insured housing loans.

  • Calculating GDS / TDS

    How key inputs calculate a borrower’s debt service ratios.

  • emili

    Canada’s leading online decision system for mortgage insurance applications

  • Client e-Update

    The monthly newsletter for housing finance professionals.

  • Multi-Unit e-Update

    Subscribe to quarterly updates on multi-unit residential housing and related topics.

  • Regional CMHC Industry Sessions

    Regional sessions to cover current industry topics and share CMHC insights.

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Housing Observer

Housing Starts
July 9, 2020

June housing starts increased

Learn more.
A similar modular housing project in Vancouver, British Columbia
June 30, 2020

Building housing for people experiencing homelessness during COVID-19

Modular housing: A fast and flexible solution during a pandemic.
June 23, 2020

Overview of the Summer 2020 Housing Market Outlook Report

Housing activity forecasts for Vancouver, Calgary, Edmonton, Toronto, Ottawa and Montreal.
June 11, 2020

2020 Seniors Housing Survey results are in

Seniors’ Housing: Different situations in different provinces.
Housing Starts
June 8, 2020

May Housing Starts varied regionally

Learn more.
Spring 2020 Update
June 1, 2020

Mortgage market relatively steady in 2019

Get the Spring 2020 Residential Mortgage Industry Quarterly Dashboard.
May 27, 2020

Updated housing market forecasts for Canada

New housing indicator scenarios including preliminary economic impacts from the COVID-19 pandemic.
Housing Starts
May 8, 2020

April Housing Starts diverged regionally

Learn more.
May 7, 2020

Housing characteristics and staying at home

A useful housing lens through which issues relevant to Covid-19 can be viewed.
Evan Siddall — President & CEO
May 5, 2020

Annual Report — A word from Evan

Evan Siddall, president and CEO of CMHC reminisces on our 2019 performance.
April 17, 2020

Early release: Proximity Measures Database

Affordable housing solutions that contribute to building more inclusive Canadian communities.
April 14, 2020

COVID-19: What does the IMPP Emergency Measure do?

How the Insured Mortgage Purchase Program helps stabilize the economy and financial system.
Housing Starts
April 8, 2020

March Housing Starts trend down

Learn more.
March 30, 2020

Canada’s 2019 Rental Market Report on affordability

Why barriers to first-time homeownership are helping drive rental demand in Vancouver and Toronto.
CMHC President and CEO Evan Siddal, and representatives for the President's Medal winner and Housing Research Excellence winner.
March 24, 2020

Apply for housing research funding for up to $20,000

Learn about our Housing Research Awards and apply for 2020.
Key takeaways
March 10, 2020

10 key takeaways from the Marché de l’habitation conference

What you need to know about the Greater Montréal housing market from the 2019 conference.
SHOW MORE
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