Skip to content
site logo Canada Mortgage
and Housing Corporation
  • Sign In or Register
  • FRANÇAIS
  • Search Icon
  • Hamburger Icon
× FRANÇAIS
  • Home
  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
      • How to apply
      • Help & Resources
      • Priority areas for action
      • Glossary
    • The First-Time Home Buyer Incentive
    • Shared Equity Mortgage Provider Fund
      • Preconstruction Loans
        Stream 1
      • Shared Equity Mortgages (SEM)
        Stream 2
    • Federal Community Housing Initiative
    • Federal Lands Initiative
    • A CMHC-SSHRC Joint Initiative: Collaborative Housing Research Network
    • National Housing Co-Investment Fund
    • Rental Construction Financing
    • Federal/Provincial/Territorial Housing Agreements
    • Other funding and financing opportunities
    • Community-Based Tenant Initiative
    • Solutions Labs
      • Social Innovation Labs Resources
      • Solution Lab Consultant Information
    • The Collaborative Housing Research Network
    • NHS Research and Planning Fund
    • CMHC Housing Research Scholarship Program
    • Affordable Housing Innovation Fund
    • The Community Housing Transformation Centre
    • NHS Demonstrations Initiative
    • CMHC Housing Research Awards
    • Housing Supply Challenge
    • National Housing Conference
    • NHS Housing Needs Data
    • College of Reviewers
  • Buying
    • Homebuying Step by Step
      • Decide if Homeownership is Right for You
      • Check if You are Financially Ready to Own a Home
      • Finance Your Home
      • Find the Right Home
      • Make an Offer and Close the Deal
      • Maintain Your Home and Protect Your Investment
    • Condominium Buyer's Guide
      • Chapter 1: Condominium Basics
      • Chapter 2: Condominium Governance
      • Chapter 3: The Pros and Cons of Condominium Ownership
      • Chapter 4: Buying a Condominium
      • Chapter 5: Checklists, Tips and FAQ's
      • Tips for Buying a New Condominium
      • Tips for Buying a Resale Condominium
      • Checklist for Buying a New Condominium
      • Checklist for Buying a Resale Condominium
      • Condominium Purchase and Recurring Costs
      • Physical Evaluation Checklist (For Resale Units)
      • Questions to Ask Advisors and Condominium Experts
      • Frequently Asked Questions
      • Glossary
      • Provincial and Territorial Fact Sheets
        • Alberta Fact Sheet
        • British Columbia Fact Sheet
        • Manitoba Fact Sheet
        • New Brunswick Fact Sheet
        • Newfoundland and Labrador Fact Sheet
        • Northwest Territories Fact Sheet
        • Nova Scotia Fact Sheet
        • Nunavut Fact Sheet
        • Ontario Fact Sheet
        • Prince Edward Island Fact Sheet
        • Quebec Fact Sheet
        • Saskatchewan Fact Sheet
        • Yukon Fact Sheet
    • Financial Information and Calculators
      • Mortgage Fraud
      • Mortgage Planning Tips
      • Plan and Manage Your Mortgage
      • Your Credit Report
      • Government of Canada Programs to Support Homebuyers
      • Your Home Value
    • Seniors Housing
      • Housing options for Seniors
      • Housing and Finance Tips
      • Mortgage Financing Options for People 55+
      • Preventing Fraud and Financial Abuse
    • Newcomers
    • Mortgage Loan Insurance for Consumers
      • CMHC Green Home
      • CMHC — Home Renovation Financing Options
      • FAQs — Mortgage Loan Insurance
      • What are the General Requirements to Qualify for Homeowner Mortgage Loan Insurance?
      • What is CMHC Mortgage Loan Insurance?
      • CMHC Mortgage Loan Insurance Costs
  • Renting
    • COVID-19: Eviction Bans and Suspensions to Support Renters
    • I Want to Rent
      • Things to Consider Before Renting
      • Types of Housing for Rent in Canada
      • Finding or Advertising a Rental Property
      • Visiting the Rental Property
      • Lease and Rental Agreements
      • Signing the Lease
      • Credit Checks and Bad Credit
      • Rental Payments and Deposits
      • Roommates and Pets
    • I Am Renting
      • Moving Day
      • Landlord/Tenant Responsibilities
      • Inspections
      • Maintenance & repairs
      • Complaints & evictions
      • Rent Increase
      • When you can't pay Rent
      • Renewing or terminating the lease
      • Moving Out
  • Developing and Renovating
    • Funding Opportunities
      • First Nations Development Funding
        • Direct Lending Program for First Nation Communities
        • Funding Opportunities Tool for Indigenous Housing
        • Insured Loans for On-Reserve First Nation Housing
        • On-Reserve Non Profit Housing Program (Section 95)
        • Proposal Development Funding (PDF) for First Nation Communities
      • On-Reserve Renovation Programs
        • Emergency Repair Program (ERP)
        • Home Adaptations for Seniors' Independence (HASI)
        • Residential Rehabilitation Assistance Program (RRAP) – Regular
        • Shelter Enhancement Program (SEP)
      • Seed Funding
      • Preservation Funding for Community Housing
    • Testimonials
    • Develop New Affordable Housing
      • Manufactured Housing: Affordable Quality Homes
      • Programs and Information
        • About Affordable Housing in Canada
        • Affordable Housing in Canada's North
        • Affordable Housing Programs Across Canada
        • Reno/Retro 2016: Funding for Existing Social Housing
        • Housing Action Plans: A Guide for Municipalities
        • Development Checklist for Affordable Housing
        • Housing Development Resources
    • First Nation Housing
      • Housing Internship Initiative for First Nation and Inuit Youth (HIIFNIY)
      • Our Work With First Nation Communities
      • Keeper of My Home
    • Developing Sustainable Housing
      • Maintenance and Resource Efficiency for Buildings
      • Webcast: Advancing Sustainable and Affordable Housing in Canada
      • Energy and Water Savings Case Studies
    • Accessible and Adaptable Housing
      • Universal Design for New Housing Units
      • Secondary Suites
      • Accessible Housing by Design
      • Aging in Place
        • Aging in Place Success Stories
        • Housing a Senior Population: The Economic and Social Benefits
        • Hiring a Contractor
      • Universal Design and Adaptable Housing Models
    • Provincial/Territorial Agreements
      • Bilateral IAH Agreements and Public Reporting
      • National IAH Funding Table
      • Investment in Affordable Housing (IAH)
    • External Links
  • Managing and Maintaining
    • Managing Affordable Housing
      • Connect with a Housing Solutions Specialist – Multi-Unit
      • Affordable Housing Project Profiles
      • Housing Management Hub
        • Contractors and Suppliers
        • Evictions and Expulsions
        • Capital Replacement Planning
        • Governance for Housing Organizations
        • Steps for Managing Vacancies
          • Welcome new residents
        • Policy Information
          • Why are policies important
          • Policy Enforcement
          • Policies Your Housing Organization Needs
          • Developing Effective Policies
        • Tendering Contracts
    • Manage First Nation Properties
      • First Nation Housing Policies Development Guide
        • Decide if You Need a Written Policy
        • Research the Housing Policy
        • Write and Review the Housing Policy
        • Develop the Housing Policy Implementation Plan
        • Get Approval for the Housing Policy
        • Implement and Monitor the Housing Policy
        • Revise or Cancel the Policy as Required
      • Tenant Records
      • Building Code Compliance for First Nation Housing
      • Finances
        • Differences Between the On-Reserve Non-Profit Housing Program Pre-1997 and Post-1996
        • Understanding Operating Agreement Terms
      • Maintenance Solutions
        • How to Maintain a Heat Recovery Ventilator
        • Maintenance Planning Guide for First Nation Communities
        • Mould in Housing
          • Information for Occupants
          • Information for Housing Managers
          • Information for Builders and Renovators
          • Flood Cleanup and Mould Prevention
          • Mould Cleanup at a Glance: Infographic
          • Mould in Housing at Glance
      • Role of a First Nation Housing Manager
    • Maintenance Funding and Information
      • Governance and Finance Information Series
      • Loans Administration and Direct Lending
      • Off-Reserve Aboriginal Social Housing
      • Prepayment Flexibility for Co-operatives and Non-Profits
      • Renovation Programs for On-Reserve Housing
      • Tendering Contracts Information Series
    • Co-operative Housing Guide
  • Data and Research
    • News Releases and Reports Calendar
    • Housing in Canada Online (HiCO)
    • Publications and Reports
    • Housing Market Information Portal
    • CMHC Library
    • Data Tables
      • Household Characteristics
      • Housing Market Data
      • Mortgage and Debt Data
      • Rental Market Data
    • Core Housing Need
    • CMHC Licence Agreement for the Use of Data
    • Survey Notices
    • Consumer Surveys
      • 2019 Mortgage Consumer Survey Results
      • 2018 Mortgage Consumer Survey Results
        • Homebuyers insights
        • Renewers insights
        • Refinancers insights
        • Financial Literacy
        • Affordability
        • Home financing choices
        • MCS blog
    • Survey Methods
  • Finance and Investing
    • Mortgage Loan Insurance
      • Mortgage Loan Insurance Homeownership Programs
        • CMHC Mortgage Loan Insurance Costs
      • Rental Housing Solutions
      • Contact Mortgage Loan Insurance
      • Homebuying Calculators
        • Mortgage Calculator
        • Affordability Calculator
        • Debt Service Calculator
      • The Resource
        • Home Buying Step by Step
      • Default, Claims and Properties for Sale
      • Mortgage Fraud
      • Underwriting Centre
      • Consumer Survey Results
      • NHA Approved Lenders
      • Calculating GDS / TDS
      • emili
        • emiliTRACKER
      • Recent Announcements on Mortgage Loan Insurance
      • Client e-Update
      • Multi-Unit e-Update
      • Regional CMHC Industry Sessions
    • Canada Mortgage Bonds
    • Canadian Registered Covered Bonds
      • How to Become a Registered Issuer
    • NHA Mortgage Backed Securities
  • CMHC E-Newsletters
    • Affordable Housing E-newsletter
      • Affordable Housing E-newsletter Subscription
    • First Nation E-newsletter
      • First Nation E-newsletter Subscription
    • Housing Research E-newsletter
      • Housing Research E-newsletter Subscription
    • Client e-Update
      • Client e-Update Subscription
    • Multi-Unit e-Update
      • Multi Unit eUpdate - Subscription
  • CMHC Library
  • Careers
  • About CMHC
    • CMHC’s Story
    • Management and Governance
      • Board of Directors and Committees
      • Our Management Committee
      • Pension Governance
        • Pension Overview
        • Key Roles and Responsibilities
        • Annual Reports
    • Corporate Reporting
      • CMHC Annual Report
      • Program Evaluation
      • Quarterly Financial Reports
      • Joint Auditors Special Examination Report to CMHC Board 2018
      • Summary of the Corporate Plan
      • Transparency
        • Access to Information and Privacy Protection
        • Briefing Materials
        • Procurement
          • CETA
        • Travel, hospitality and conference expenditures
          • Annual travel, hospitality and conference expenditures
    • Contact Us
      • CMHC Departments
        • Connect with a Housing Solutions Specialist – Multi-Unit
        • Contact Mortgage Loan Insurance
    • Speakers Bureau
    • Careers
  • Housing Observer
  • Media Newsroom
    • Coronavirus (COVID-19) Update
    • Media Relations
 
  • Home Breadcrumb Chevron
  • Finance and Investing

Mortgage Loan Insurance

Tools and information for mortgage professionals.

Subscribe Save page to My Folder Share this page

  • Mortgage Loan Insurance Homeownership Programs

    Mortgage loan insurance tools for homeowner and small rental loans. Find the best mortgage loan insurance options for your clients

  • Rental Housing Solutions

    Funding opportunities and mortgage loan insurance products for rental properties.

  • Contact Mortgage Loan Insurance

    Contact details for mortgage loan insurance, underwriting, business development and real estate.

  • Homebuying Calculators

    Use the mortgage calculator, affordability calculator and debt service (GDS and TDS) calculator.

  • The Resource

    Housing-related articles you can share to build referrals and your business.

  • Default, Claims and Properties for Sale

    Tools and insurance options to manage loan situations effectively.

  • Mortgage Fraud

    Fraud information, prevention and reporting procedures.

  • Underwriting Centre

    Hours of service, contact information and details on the emili decisioning system.

  • Consumer Survey Results

    CMHC consumer survey results on housing trends and issues.

  • NHA Approved Lenders

    Institutions approved to lend, underwrite and/or administer CMHC-insured housing loans.

  • Calculating GDS / TDS

    How key inputs calculate a borrower’s debt service ratios.

  • emili

    Canada’s leading online decision system for mortgage insurance applications

  • Recent Announcements on Mortgage Loan Insurance

    A list of relevant articles and related releases.

  • Client e-Update

    The monthly newsletter for housing finance professionals.

  • Multi-Unit e-Update

    Subscribe to quarterly updates on multi-unit residential housing and related topics.

  • Regional CMHC Industry Sessions

    Regional sessions to cover current industry topics and share CMHC insights.

Save Icon

SAVE TO MY FOLDER

Mortgage Loan Insurance

SAVE
Close this Window   |   Manage my Folder
Save Icon

SAVE TO MY FOLDER

Mortgage Loan Insurance

Done Done!
Close this Window   |   Manage my Folder
Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • Twitter
  • print
Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • Twitter
  • print
share icon

Mail-blue Share via Email

Did You Know?

You can include an email signature?

Register | Sign In

×
Google Captcha Loader
share icon

Mail-blue Share via Email

Done Done!
Close this window

RELATED REPORTS

  • Housing Market Insight — Canada

  • Financing Models to Facilitate Access to Homeownership

  • Research Insight: Impact of Credit Unions and Mortgage Finance Companies on the Canadian Mortgage Market

See More Related Reports

Housing Observer

CMHC President and CEO Evan Siddal, and representatives for the President's Medal winner and Housing Research Excellence winner.
March 24, 2020

Apply for housing research funding for up to $20,000

Learn about our Housing Research Awards and apply for 2020.
Key takeaways
March 10, 2020

10 key takeaways from the Marché de l’habitation conference

What you need to know about the Greater Montréal housing market from the 2019 conference.
Housing Starts
March 9, 2020

February housing starts trend moves down

Learn more.
March 6, 2020

Canada rental vacancy rates are down while rent continues to increase

Survey results are in for Canada’s 2019 Secondary Rental Condo Market, check them out.
February 28, 2020

4 ways Mortgage professionals can best serve clients in 2020

To prepare for 2020, find out what homebuyers were the most concerned about in 2019.
February 20, 2020

Evidence of overvaluation remains moderate

Find out which markets eased from moderate to low degree of vulnerability.
Housing Starts
February 10, 2020

January Housing Starts trend unchanged

Learn more.
February 10, 2020

Average Rent in Canada Increases

Rental Market Survey finds that the average cost of renting across Canada is increasing.
Winter 2019 Update
February 7, 2020

Mortgage market growing slowly, showing good performance

Get the latest Residential Mortgage Industry Report Quarterly Dashboard.
January 30, 2020

Row houses: a suitable rental option for larger households

See how purpose-built rental row houses stack up against other housing options.
January 28, 2020

Canada’s housing market: Top 5 lessons learned in 2019

A look at the Mortgage Consumer Survey and Housing Market Outlook to prepare you for 2020.
January 24, 2020

Canada’s rental vacancy rate declines

Findings from our Rental Market Survey outline a need for rental housing supply.
January 21, 2020

CMHC introduces a measure of housing hardship

New metric provides new information on housing affordability.
January 15, 2020

National vacancy rate declined for the third year in a row

CMHC’s 2019 Rental Market Reports examine the latest trends on Canada’s rental housing market.
Housing waitlist - Liste d'attente logement
January 13, 2020

Canada’s new survey delivers insights on housing waitlists

Learn more.
Housing Starts
January 9, 2020

December Housing Starts trend lower

Learn more.
SHOW MORE
Alarm Icon

SUBSCRIBE

SECTION: Finance and Investing

Select your notification options to receive an email when new content is available.

Done!

Already Subscribed

Close this window | Manage my Subscriptions
.
By Topic
  • National Housing Strategy
  • Buying
  • Rental Housing
  • Developing and Renovating
  • Managing and Maintaining
  • Data and Research
  • Finance and Investing
About Us
  • CMHC's Story
  • Management and Governance
  • Corporate Reporting
  • Contact Us
  • Careers
  • CMHC on Twitter
  • CMHC on LinkedIn
  • CMHC on Facebook
  • CMHC on Instagram
  • CMHC on YouTube
Privacy Policy    |    Terms and Conditions    |    Transparency     Canada Mortgage and Housing Corporation (CMHC) ©2020 
Canada
loader icon

Monitor our most recent coronavirus (COVID-19) updates.