Lending programs

Loans and contributions that support the National Housing Strategy.

CMHC provides loans and contributions under various programs that support the National Housing Strategy on/off reserve to the following providers:

Federally subsidize social housing providers
First Nations
Provinces / Territories / Municipalities
Non-subsidized housing support loans

Once an approved loan has been fully advanced, the CMHC Lending Team is responsible for the administration of the loan until it fully matures and is paid in full.

The CMHC Lending Programs team plays an important role at CMHC. We work collaboratively with many internal and external partners to ensure our clients’ needs are met and we are dedicated to provide efficient and reliable service.

Already have an existing loan with CMHC? We provide the following administrative services:

Administrative Services
Service we offer	Province	Contact
Direct Lending — Loan Renewals	ALL	dlfunding@cmhc-schl.gc.ca
Default and Arrears Management	ALL	lendingdm@cmhc-schl.gc.ca
Mortgage Deferral	ALL	defaultmgmt@cmhc-schl.gc.ca
Fire insurance	ALL	fireinsurance@cmhc-schl.gc.ca
First-Time Home Buyer Incentive (FTHBI) Discharge inquiries Payout statement requests Loan security requests / loan administrative activities All other FTHBI-related inquiries	ALL	fthbiops@cmhc-schl.gc.ca
Fiscal Year-End Statements Payments (principal, interest and taxes) Property Discharges (upon maturity/Paid in Full) Payout Statements English Correspondence	Ontario Saskatchewan Alberta British Columbia Manitoba Northern Territory Nunavut New Brunswick Nova Scotia NFL PEI	loansadm@cmhc-schl.gc.ca
Fiscal Year-End Statements Payments (principal, interest and taxes) Property Discharges (upon maturity/Paid in Full) Payout Statements French Correspondence	Quebec	admpretmtl@cmhc-schl.gc.ca
Existing NHS loan administration such as Co-Investment, Innovation Fund, SEED, etc	ALL	lending-prets@cmhc-schl.gc.ca