Mortgage loan insurance for homeowner and small rental loans

An overview of CMHC’s homeowner mortgage loan insurance programs and eligibility requirements.

Mortgage loan insurance premium options for homeowner and small rental loans.

Enables buyers to purchase a home with a minimum down payment of 5%.

Access more financing options for new construction and home improvements.

Improves housing choice for newcomers to Canada.

Facilitating access to mortgage loan insurance for business owners.

Provide flexibility and financing choice for borrowers who are relocating.

Offers a partial premium refund to homeowners who purchase climate friendly housing.

Financing options for investors in all markets.

Learn how to calculate rental income.

For 1-4 Unit properties.