Professionals Consumers Housing Observer About
Skip to content
CMHC Home Canada Mortgage
and Housing Corporation
  • FR
  • Sign in photo Sign In
  • Insurance and Securitization

    • Homeowner and Small Rental Insurance
    • Multi-Unit Insurance
    • Securitization
    • Claims, Defaults and Risk Management

    Tools and Comparison

    • Calculating GDS/TDS
    • CMHC Default Management Tool Selector
    • How to Recognize and Report Mortgage Fraud
    • NHA Approved Lenders

    Housing Programs

    • Apartment Construction Loan Program
    • Housing Accelerator Fund
    • Federal Lands Initiative
    • View all housing programs

    Contact Us

    Contact details for mortgage loan insurance, underwriting, business development and real estate.

    Learn More

    NHA Approved Lenders

    Institutions approved to lend, underwrite and/or administer CMHC-insured loans.

    Learn More
  • Housing Themes

    • Housing Demand and Supply
    • Housing Finance
    • Indigenous Housing
    • Building Innovation
    • Housing Policies and Rules
    • Rental Markets and Vacancy Rates
    • Affordable and Non-Market Housing
    • Housing Needs and Conditions

    Research and Analysis

    • Housing Market Outlook
    • Housing Supply Report
    • Residential Mortgage Industry Report
    • Rental Market Report
    • Northern Housing Report

    Data and Statistics

    • Residential Mortgage Industry Data Dashboard
    • Canadian Housing Survey Data
    • Household Characteristics Data
    • Rental Market Data

    Reports Calendar

    Find out when we’re releasing our latest housing reports.

    Learn More

    Residential Mortgage Industry Report Spring 2026

    Highlighting mortgage trends, lender activity and housing finance insights to support informed decisions for stable, affordable markets.

    Learn More
  • Professionals
  • Consumers
  • Housing Observer
  • About
Housing Finance Solutions
  • Homeowner and Small Rental Insurance
  • Multi-Unit Insurance
  • Securitization
  • Claims, Defaults and Risk Management
  • Calculating GDS/TDS
  • CMHC Default Management Tool Selector
  • How to Recognize and Report Mortgage Fraud
  • NHA Approved Lenders
  • Apartment Construction Loan Program
  • Housing Accelerator Fund
  • Federal Lands Initiative
  • View all housing programs
Housing Expertise
  • Housing Demand and Supply
  • Housing Finance
  • Indigenous Housing
  • Building Innovation
  • Housing Policies and Rules
  • Rental Markets and Vacancy Rates
  • Affordable and Non-Market Housing
  • Housing Needs and Conditions
  • Housing Market Outlook
  • Housing Supply Report
  • Residential Mortgage Industry Report
  • Rental Market Report
  • Northern Housing Report
  • Residential Mortgage Industry Data Dashboard
  • Canadian Housing Survey Data
  • Household Characteristics Data
  • Rental Market Data
FR
  • Solving housing affordability together
  • Industry innovation and leadership
  • Resources for housing professionals
  • Expand your knowledge of affordable housing
  • Develop new affordable housing
  • Housing development resources
  • Save
  • Share

Housing development resources

Housing-sector organizations, fact sheets and tips for every step of development.

Save Icon

SAVE TO MY FOLDER

Housing development resources

SAVE
Close this Window   |   Manage my Folder
Save Icon

SAVE TO MY FOLDER

Housing development resources

Done Done!
Close this Window   |   Manage my Folder
Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

share icon

Mail-blue Share via Email

Did You Know?

You can include an email signature?

Register | Sign In

×
Google Captcha Loader
share icon

Mail-blue Share via Email

Done Done!
Close this window

1.1 Preparing Our Organization

Group’s Board and senior staff (if any) take the lead. Other specialists can help: insurance broker, organizational experts, experienced housing providers

CMHC Fact Sheet:

  • Building Your Team

Housing sector organizations:

  • Canadian Housing and Renewal Association
  • Co-operating Housing Federation of Canada
  • BC Non-Profit Housing Association
  • Ontario Non-Profit Housing Association
  • New Brunswick Non Profit Housing Association

United Way Ottawa

Local Volunteer Centre

1.2 Building a Professional Team

Board and senior staff take the lead, advised by other local housing providers.

CMHC Fact Sheet:

  • Building Your Team

Housing sector organizations:

  • Canadian Housing and Renewal Association
  • Co-operating Housing Federation of Canada
  • BC Non-Profit Housing Association
  • Ontario Non-Profit Housing Association
  • Royal Architectural Institute of Canada
  • Canadian Institute of Quantity Surveyors
  • New Brunswick Non Profit Housing Association

1.3 Proving Need and Demand

CMHC Fact Sheet:

  • Assessing Housing Need and Demand
  • Need and Demand Checklist

Statistics Canada’s Community Profiles

Municipal waiting lists (see municipality’s website or local co-ordinated access system)

Local newspaper rental ads.

1.4 Creating a Development Plan

Professional Team members can advise on the pros and cons of the various development options.

CMHC Fact Sheets:

  • Building Your Team
  • Writing a Business Plan
  • Project Costing and Construction Process

Ontario Non-Profit Housing Association, New Affordable Housing

Canadian Construction Documents Committee

1.5 Finding a Site

Professional Team members can advise on such topics as: environmental issues; purchase and sales agreements; and applicability of the site in relation to the proposed development.

CMHC Fact Sheets:

  • Local Planning Process and Approvals
  • Generating Community Support

1.6 Testing Financial Feasibility

Professional Team members will review, assess and make adjustments if required based on financial information developed.

CMHC Fact Sheets:

  • Equity Funding and Financing
  • Project Costing and Construction Process

Ontario Non-Profit Housing Association, Funding Sources

1.7 Planning for Community Engagement

Group takes the lead, with input from Professional Team members, municipal planning staff, local supporters.

CMHC Fact Sheets:

  • Generating Community Support
  • Local Planning Process and Approvals

1.8 Writing a Business Plan

Group takes the lead with input from Professional Team members where applicable,informed by all findings so far. Board approval essential at this stage.

CMHC Fact Sheet:

  • Building Your Team
  • Writing a Business Plan

Business Development Bank of Canada

Canada Business Service for Entrepreneurs (information for starting-up a business)

2.1 Securing Funding

Group and Professional Team members identify and research potential funding sources.

CMHC Fact Sheet:

  • Equity Funding and Financing

Ontario Non-Profit Housing Association, Funding sources for affordable housing

Free Management Library (fundraising)

2.2 Designing the Building

Professional Team members including your lawyer co-ordinate purchase .

When employed by the group, the architect co-ordinates all technical experts.

CMHC Fact Sheets:

  • Local Planning Process and Approvals

2.3 Obtaining Municipal Approvals

Architect (or possibly the builder) takes the lead, assisted by planning lawyer and media advisor (if necessary). Your group’s involvement in the community engagement process is essential.

CMHC Fact Sheets:

  • Generating Community Support
  • Local Planning Process and Approvals

2.4 Seeking a builder

  • Contacting a group that already developed a successful project (see CMHC’s Affordable Housing Project Profiles) can help people find good ideas.
  • Contacting the local home builder association can help people access a member through the association’s directory.
  • Contacting the housing department of your municipality, as well as CMHC’s regional representatives, can also provide useful information as to how to get in touch with a builder.

3.1 Construction Begins

The group must identify a key person from their board or from their Professional Team to take the lead in coordinating activities during the construction phase.

CMHC Fact Sheet:

  • Project Costing and Construction Process

3.2 Marketing Your Homes

Professional Team member and/or member from the group co-ordinates

Marketing specialist can advise.

3.3 Preparing for Management

Canadian Housing and Renewal Association

Co-operating Housing Federation of Canada

BC Non-Profit Housing Association

Ontario Non-Profit Housing Association

3.4 Preparing to Welcome Residents

Property management company or your own staff take the lead.

3.5 Turning Over the Building

Property management company or your own staff take the lead. Excellent communication with architect and developer/contractors essential.

Was this page relevant to your needs?

Thank you for your feedback!

How Can We Help?

What could we improve?

Please select all that apply.
Note: You will not receive a reply. Don't include personal information.

Google Captcha Loader

How Can We Help?

Report a Bug

Please describe the problem.

Google Captcha Loader

Thank you. Your feedback has been submitted.

Date Published: March 31, 2018

By Topic

  • Professionals
    • Project funding and mortgage financing
    • Housing markets data and research
    • Industry innovation and leadership
    • Events and speakers
  • Consumers
    • Home buying
    • Owning a home
    • Renting a home

About Us

  • CMHC's Story
  • Management and Governance
  • Our Partners
  • Corporate Reporting
  • Contact Us
  • Careers

More

  • CMHC Housing Updates
  • CMHC Library
  • Housing Observer
  • Media Newsroom
  • CMHC and Accessible Housing
  • CMHC on Twitter
  • CMHC on LinkedIn
  • CMHC on Facebook
  • CMHC on Instagram
  • CMHC on YouTube
Privacy Policy    |    Terms and Conditions    |    Transparency    |    Accessibility Plan    |    Accessibility Feedback     Canada Mortgage and Housing Corporation (CMHC) ©2026 
Canada
loader icon