Total Outstanding Debt, Schedule Payment and Financial Obligation, Canada and CMAs

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Data for Total Outstanding Debt, Schedule Payment and Financial Obligations by Canada and small, medium and large Census Metropolitan Areas can aid with research. This adapted Equifax data is displayed by mortgages, HELOCs, lines of credit, auto loans, credit cards and all other credit.

Quarterly housing finance research is available from 2019 to 2025. Economists, housing finance researchers, mortgage and financial specialists can use this table for their research and analysis.

Author:: CMHC
Document Type:: Excel
Date Published:: July 9, 2025

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Note: In January 2023, we saw an unusual increase in the total outstanding mortgage balances for the third quarter of 2022 compared to previous quarters. We removed the Mortgage and Debt Data tables in question from our website in the same month to investigate.

We discovered differences in the way financial institutions are reporting their mortgage data to Equifax. This impacts the figures related to outstanding mortgages like the number of trades, number of consumers, HELOCs and installment loans.

Data tables from 2019 to 2022 have been revised.

Total Outstanding Debt, Schedule Payment and Financial Obligation, Canada and CMAs

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