| Issuer Name | Fairstone Bank of Canada |
| Program Name | Fairstone Bank of Canada Legislative Covered Bond Programme |
| Guarantor Entity’s Name [and the name of its general partner(s) or trustees(s)] | Guarantor Entity — FBOC Covered Bond (Legislative) Guarantor Limited Partnership Managing General Partner — FBOC Covered Bond (Legislative) GP Inc. Liquidation General Partner — FBOC Covered Bond (Legislative) LGP Inc. |
| Counterparty(s) to the Covered Bond Collateral Hedge | Royal Bank of Canada |
| Eligible Loan Servicer(s) | Fairstone Bank of Canada |
| Cash Manager | Fairstone Bank of Canada |
| Originators | Home Trust Company and Home Bank |
| Cover Pool Monitor | Ernst & Young LLP |
| Bond Trustee, Custodian and Titleholder | Computershare Trust Company of Canada |
| Paying Agent | The Bank of New York Mellon |
| Portfolio Manager | None |
| Account Bank/ Guaranteed Investment Contract Provider | Bank of Montreal |
| Standby Account Bank/Standby Guaranteed Investment Contract Provider | Royal Bank of Canada |
| Minimum Asset Percentage | 80.0 |
| Maximum Asset Percentage | 95.0 |
Bond issuance parameters
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Date Published: September 8, 2026
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