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Canadian covered bond program — Fairstone Bank of Canada

Covered bonds that are available from the Fairstone Bank of Canada.

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Issuer Name Fairstone Bank of Canada
Program Name Fairstone Bank of Canada Legislative Covered Bond Programme
Guarantor Entity’s Name [and the name of its general partner(s) or trustees(s)] Guarantor Entity — FBOC Covered Bond (Legislative) Guarantor Limited Partnership
Managing General Partner — FBOC Covered Bond (Legislative) GP Inc.
Liquidation General Partner — FBOC Covered Bond (Legislative) LGP Inc.
Counterparty(s) to the Covered Bond Collateral Hedge Royal Bank of Canada
Eligible Loan Servicer(s) Fairstone Bank of Canada
Cash Manager Fairstone Bank of Canada
Originators Home Trust Company and Home Bank
Cover Pool Monitor Ernst & Young LLP
Bond Trustee, Custodian and Titleholder Computershare Trust Company of Canada
Paying Agent The Bank of New York Mellon
Portfolio Manager None
Account Bank/ Guaranteed Investment Contract Provider Bank of Montreal
Standby Account Bank/Standby Guaranteed Investment Contract Provider Royal Bank of Canada
Minimum Asset Percentage 80.0
Maximum Asset Percentage 95.0

Bond issuance parameters

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Date Published: September 8, 2026

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