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Report on annual travel, hospitality and conference expenditures

Information on total expenditures for travel, hospitality and conference fees incurred by CMHC.

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As required by the Treasury Board Directive on Travel, Hospitality, Conference and Event Expenditures, this report provides information on total expenditures for travel, hospitality and conference fees incurred by Canada Mortgage and Housing Corporation (CMHC) for the fiscal year ended December 31, 2025.

Expenditures on travel, hospitality and conference fees incurred by CMHC are related to activities that support our mandate and corporate strategy. For more information on CMHC’s mandate and corporate strategy, see the Summary of the Corporate Plan.

This disclosure does not contain information withheld under the Access to Information Act or the Privacy Act.

Expenditure Category Expenditures for the year ended December 31, 2025 (in thousands of dollars) Expenditures for the year ended December 31, 2024 (in thousands of dollars) Variance (in thousands of dollars)
Travel      
Operational activities 3,629 4,622 (993)
Key Stakeholders 595 208 387
Internal governance 245 303 (58)
Training 304 745 (441)
Other 25 32 (7)
Total travel 4,798 5,910 (1,112)
Hospitality 222 231 (9)
Conference fees 176 175 1
Total 5,196 6,316 (1,120)

Significant variances compared to the previous period

Travel — Travel expenditures decreased by $1,112,000 (19%) compared to 2024 driven by enhanced oversight and active management of travel expenses, implementation of a strict out-of- country travel policy and a shift toward more environmentally conscious travel choices. In addition, additional guidance on expenditure categories was provided to employees in 2025 leading to movements between categories.

Hospitality — there was no significant variance in hospitality expenditures compared to fiscal year 2024.

Conference fees — there was no significant variance in travel expenditures compared to fiscal year 2024.

2024

Expenditure Category Expenditures for the year ended December 31, 2024 (in thousands of dollars) Expenditures for the year ended December 31, 2023 (in thousands of dollars) Variance (in thousands of dollars)
Travel      
Operational activities 4,622 4,722 (100)
Key Stakeholders 208 272 (64)
Internal governance 303 385 (82)
Training 745 548 197
Other 32 30 2
Total travel 5,910 5,957 (47)
Hospitality 231 280 (49)
Conference fees 175 228 (53)
Total 6,316 6,465 (149)

Significant variances compared to the previous period

Travel — there was no significant variance in travel expenditures compared to fiscal year 2023.

Hospitality — there was no significant variance in hospitality expenditures compared to fiscal year 2023.

Conference fees — there was no significant variance in conference fees expenditures compared to fiscal year 2023.

2023

Expenditure Category Expenditures for the year ended December 31, 2023 (in thousands of dollars) Expenditures for the year ended December 31, 2022 (in thousands of dollars) Variance (in thousands of dollars)
Travel      
Operational activities 4,722 2,518 n/a
Key Stakeholders 272 157 n/a
Internal governance 385 272 n/a
Training 548 154 n/a
Other 30 17 n/a
Total travel 5,957 3,118 2,839
Hospitality 280 109 171
Conference fees 228 113 115
Total 6,465 3,340 3,125

Significant variances compared to the previous period

Travel — Compared with fiscal year 2022, travel expenditures increased due to the removal of travel restrictions brought on by the global pandemic. 2023 is the first full calendar year of post pandemic travel. There has been an overall decrease of travel expenditures compared to 2019 pre-pandemic numbers.

Hospitality — Compared with fiscal year 2022, hospitality expenditures increased due to the removal of travel restrictions brought on by the global pandemic. 2023 is the first full calendar year of post pandemic activities.

Conference fees — Compared with fiscal year 2022, conference fees increased due to the removal of travel restrictions brought on by the global pandemic. 2023 is the first full calendar year of post pandemic activities.

2022

Expenditure Category Expenditures for the year ended December 31, 2022 (in thousands of dollars) Expenditures for the year ended December 31, 2021 (in thousands of dollars) Variance (in thousands of dollars)
Travel      
Operational activities 2,518 958 n/a
Key Stakeholders 157 4 n/a
Internal governance 272 1 n/a
Training 154 88 n/a
Other 17 11 n/a
Total travel 3,118 1,062 2,056
Hospitality 109 1 108
Conference fees 113 55 58
Total 3,340 1,118 2,222

Significant variances compared to the previous period

Travel — There was significant variance in travel expenditures compared to fiscal year 2021 due to the removal of travel restrictions brought on by the global pandemic. Travel has resumed in 2022 and is consistent with 2020 travel figures.

Hospitality — There was significant variance in hospitality expenditures compared to fiscal year 2021 due to the resumption of activities after the removal of COVID-19 restrictions.

Conference fees — There was significant variance in conference fees compared to fiscal year 2021 due to the resumption of activities after the removal of COVID-19 restrictions.

2021

Expenditure Category Expenditures for the year ended Dec. 31, 2021 (in thousands of dollars) Expenditures for the year ended Dec. 31, 2020 (in thousands of dollars) Variance (in thousands of dollars)
Travel    
Operational activities 958 2,710 n/a
Key Stakeholders 4 50 n/a
Internal governance 1 257 n/a
Training 88 282 n/a
Other 11 19 n/a
Total travel 1,062 3,318 (2,256)
Hospitality 1 93 (92)
Conference fees 55 161 (106)
Total 1,118 3,572 (2,454)

Significant variances compared to the previous period

Travel — there was significant variance in travel expenditures compared to fiscal year 2020 due to travel restrictions brought on by the global pandemic.

Hospitality — there was significant variance in hospitality expenditures compared to fiscal year 2020 due to the COVID-19 pandemic.

Conference fees — there was significant variance in conference fees compared to fiscal year 2020 due to the COVID-19 pandemic.

2020

Expenditure Category Expenditures for the year ended Dec. 31, 2020 (in thousands of dollars) Expenditures for the year ended Dec. 31, 2019 (in thousands of dollars) Variance (in thousands of dollars)
Travel    
Operational activities 2,710 10,053 n/a
Key Stakeholders 50 260 n/a
Internal governance 257 1,188 n/a
Training 282 1.077 n/a
Other 19 62 n/a
Total travel 3,318 12,640 (9,322)
Hospitality 93 331 (238)
Conference fees 161 326 (165)
Total 3,572 13,297 (9,725)

Significant variances compared to the previous period

Travel — there was significant variance in travel expenditures compared to fiscal year 2019 due to travel restrictions brought on by the global pandemic in early 2020.

Hospitality — there was significant variance in hospitality expenditures compared to fiscal year 2019 due to the COVID-19 outbreak in early 2020.

Conference fees — there was significant variance in conference fees compared to fiscal year 2019 due to the COVID-19 outbreak in early 2020.

2019

Expenditure Category Expenditures for the year ended Dec. 31, 2019 (in thousands of dollars) Expenditures for the year ended Dec. 31, 2018 (in thousands of dollars) Variance (in thousands of dollars)
Travel    
Operational activities 10,053 10,931 n/a
Key Stakeholders 260 307 n/a
Internal governance 1,188 1,332 n/a
Training 1,077 1.076 n/a
Other 62 45 n/a
Total travel 12,640 13,691 (1,051)
Hospitality 331 585 (254)
Conference fees 326 302 24
Total 13,297 14,578 (1,281)

Significant variances compared to the previous period

Travel — there was no significant variance in travel expenditures compared to fiscal year 2018.

Hospitality — there was no significant variance in hospitality expenditures compared to fiscal year 2018.

Conference fees — there was no significant variance in conference fees compared to fiscal year 2018.

2018

Expenditure Category Expenditures for the year ended Dec. 31, 2018 (in thousands of dollars) Expenditures for the year ended Dec. 31, 2017 * (in thousands of dollars) Variance (in thousands of dollars)
Travel    
Operational activities 10,931   n/a
Key Stakeholders 307   n/a
Internal governance 1,332   n/a
Training 1,076   n/a
Other 45   n/a
Total travel 13,691 12,870 821
Hospitality 585 832 (247)
Conference fees 302 272 30
Total 14,578 13,974 604

* Effective April 1, 2017, total annual travel expenditures must be disclosed per travel category (see above) and an explanation of significant variance be provided on total travel expenditures. Previously, total travel expenditures were disclosed using travel categories of employees and non-employees.

Significant variances compared to the previous period

Travel — compared with fiscal December 31, 2017, travel expenditures have increased as CMHC continues with its technology and business transformation, all project work has been outsourced to external consultants and their costs for travel and accommodation reflect the efforts and are in alignment with the project costs.

Hospitality — there was no significant variance in hospitality expenditures compared to fiscal year 2017.

Conference fees — there was no significant variance in conference fees compared to fiscal year 2017.

2017

This report provides information on total expenditures for travel, hospitality and conference fees for the five-month period ending December 31, 2017.

Expenditure Category Expenditures for the year ended Dec. 31, 2017 Expenditures for the period from Aug. 1, 2016, to Dec. 31, 2016 Variance
Travel — employees 7,359 3,738 3,621
Travel — non-employees 5,511 1,097 4,414
Total travel 12,870 4,835 8,035
Hospitality 832 380 452
Conference fees 272 82 190
Total 13,974 5,297 8,677

Aug. 2016 – Dec. 2016

This report provides information on total expenditures for travel, hospitality and conference fees for the five-month period ending December 31, 2016.

Expenditure Category Expenditures for the Five-Month Period from Aug. 1, 2016, to Dec. 31, 2016 (in thousands of dollars)
Travel — employees 3,738
Travel — non-employees 1,097
Total travel 4,835
Conference fees 82
Hospitality 380
Total 5,297

Note: Expenditures are provided only for the five-month period as the new Directive was implemented in stages, starting August 1, 2016. No comparison to previous year’s expenditures is provided as this is CMHC’s first year of disclosure.

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Date Published: May 8, 2026

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