Exploring the RDSP for Homeownership and Housing Stability

This Solutions Lab is led by Inclusion Canada (formerly the Canadian Association for Community Living). It will explore how to use Registered Disability Savings Plans (RDSPs) to address housing challenges for people with disabilities. Funds from RDSP long-term savings plans could help people access better housing and lead to financial security and housing stability. The Lab brings together policymakers and people with different physical and developmental disabilities. Together, they will try to understand:

• how policies related to the RDSP would need to be changed, and
• how these funds would be used for stable housing.

Project scope and expected outcomes

How will the Lab be conducted?

 To solve the problem of housing stability through the use of RDSPs, the team will do the following activities:

Definition phase

1. A kick-off meeting will take place.
2. Stakeholders and contributors will be identified.
3. The plan to engage people in the process will be refined.

Discovery phase (studies)

1. Market analysis
2. Lived experience interviews
3. Technical aspects of RDSPs
4. Key informant interviews
5. Legal and regulation
6. Options paper

Development phase

1. The financial model will be developed
2. The chosen product or program will be designed

Prototyping and testing phase

1. Consultations with the stakeholders and contributors
2. Progressive refinements of the solution
3. Solution paper

Roadmap

1. A roadmap describing how the solution can be actioned