Skip to content
CMHC Home Canada Mortgage
and Housing Corporation
  • Sign In or Register
  • Français
  • MENU
MENU
× Français
  • Home
  • Professionals
    • Project funding and mortgage financing
      • Funding programs
        • Affordable Housing Fund
        • Affordable Housing Innovation Fund
        • Apartment Construction Loan Program
        • Canada Greener Affordable Housing
        • Community (social) housing
        • Federal Lands Initiative
        • Funding for Indigenous housing
        • Housing Supply Challenge
        • Innovation and research
        • National Housing Strategy Project Profiles
        • Rapid Housing Initiative
      • Mortgage Loan Insurance Products
        • Homeowner and Small Rental Mortgage Loan Insurance
          • CMHC Purchase
          • CMHC Improvement
          • CMHC Income Property
          • CMHC Refinance
          • CMHC Newcomers
          • CMHC Self-Employed
          • CMHC Portability
          • Eco Products for Lenders
        • Multi-Unit and Rental Housing
          • MLI Select
        • Default, claims and properties for sale
        • Underwriting centre
        • emili
        • NHA approved lenders
        • Calculating GDS / TDS
        • How to recognize and report mortgage fraud
        • Contact mortgage loan insurance
        • Insured Mortgage Purchase Program (IMPP)
      • Securitization
        • NHA Mortgage Backed Securities
        • Canada Mortgage Bonds
        • Canadian registered covered bonds
        • Blockchain in the housing industry
    • Housing markets, data and research
      • CMHC Reports Calendar
      • Housing markets
        • Housing market reports
        • Mortgage market and consumer reports
        • Fall 2024 Rental Market Report
      • Housing research
        • Consultations
          • Prohibition on the Purchase of Residential Property by Non-Canadians Act
            • Prohibition on the Purchase of Residential Property by Non-Canadians Act – Frequently asked questions
        • Housing research reports
        • Housing surveys
          • Mortgage consumer surveys
        • Research awards and scholarships
        • Understanding core housing need
        • Collaborative Housing Research Network
      • Housing data
        • Data tables
          • Household characteristics data
          • Housing market data
          • Mortgage and debt data
          • Rental market data
        • Housing market information portal
        • Residential Mortgage Industry Data Dashboard
        • CMHC licence agreement for the use of data
        • Housing Knowledge Centre
    • Industry innovation and leadership
      • Housing innovation
      • Our Partners
        • Partnerships
        • Federal, Provincial and Territorial Forum on Housing
      • Industry collaboration
        • Expert Community on Housing (ECoH)
      • Industry expertise
        • Affordable housing
        • Indigenous housing
        • Senior housing
        • Accessible and adaptable housing
        • Developing sustainable housing
        • Resources for mortgage professionals
        • CMHC newsletters
    • Events and speakers
      • Conferences
        • 2024 National Housing Conference
          • About
          • National Housing Conference - Agenda
          • Location
          • InnoZone
          • Details for participants
      • Speakers’ bureau
        • Kevin Hughes
  • Consumers
    • Buying a home
      • Homebuying calculators
        • Mortgage calculator
        • Affordability calculator
        • Debt service calculator
      • Buying guides
        • Homebuying step by step
        • CMHC's condominium buyer's guide
      • Mortgage loan insurance for consumers
        • What is CMHC mortgage loan insurance?
        • Do I qualify for mortgage loan insurance?
        • CMHC mortgage loan insurance costs
        • CMHC's Eco Products
          • CMHC’s Eco Improvement
          • CMHC Eco Plus
        • CMHC — home renovation financing options
        • FAQs — mortgage loan insurance
      • Incentives for homebuyers
      • Newcomers
      • The First-Time Home Buyer Incentive
    • Owning a home
      • Manage your mortgage
        • Mortgage fraud
        • Mortgage planning tips
        • Plan and manage your mortgage
        • Your credit report
        • Your home value
      • Aging in place
        • Housing options for Seniors
        • Housing and finance tips
        • Mortgage financing options for people 55+
        • Preventing fraud and financial abuse
    • Renting a home
      • I want to rent
        • Things to consider before renting
        • Types of housing for rent in Canada
        • Finding or advertising a rental property
        • Visiting the rental property
        • Lease and rental agreements
        • Signing the lease
        • Credit checks and bad credit
        • Rental payments and deposits
        • Roommates and pets
      • I am renting
        • Moving day
        • Landlord/Tenant responsibilities
        • Inspections
        • Maintenance and repairs
        • Complaints and evictions
        • Rent increases
        • When you can't pay rent
        • Renewing or terminating the lease
        • Moving out
      • One-Time Top-Up to the Canada Housing Benefit
      • COVID‑19: eviction bans and suspensions to support renters
  • About CMHC
    • CMHC’s goals, values and commitment to housing
    • Discover Life at CMHC
    • Management and governance
      • Speakers’ bureau
      • CMHC's Annual Public Meeting
      • CMHC’s board of directors and committees
      • Our management committee
      • Pension governance
        • Pension overview
        • Key roles and responsibilities
        • Annual reports
    • Corporate reporting
      • CMHC’s 2023 Annual Report
      • Program evaluation
      • Quarterly financial reports
      • Joint auditors special examination report to CMHC board 2018
      • CMHC’s Insured Mortgage Deferral
      • Corporate Plan Summary
      • Transparency
        • Access to information and privacy protection
        • Accessibility at CMHC
        • Accessibility feedback process
        • Briefing materials
        • Procurement
          • Vendor Diversity Program
        • Travel, hospitality and conference expenditures
    • Contact us
      • Contact mortgage loan insurance
      • Regional offices
      • Granville lsland
      • Indigenous and the North Housing Solutions
      • National office
      • Holiday service hours
  • Media Newsroom
  • National Housing Strategy
    • What is the strategy?
      • About the initiatives
      • How to apply
      • Help and resources
      • Priority areas for action
      • The National Housing Strategy Glossary of Common Terms
      • The Strategy in Action
    • Federal/Provincial/Territorial housing agreements
    • Other funding and financing opportunities
  • The Housing Observer
  • Canada’s Housing Podcast
  • Careers
  • Housing Knowledge Centre
 
  • Home
  • National Housing Strategy
  • National Housing Strategy Project Profiles
  • Developing a localized urban Indigenous Community Land Trust
  • Save
  • Share

Developing a localized urban Indigenous Community Land Trust

The Calgary Urban Indigenous Community Land Trust Development Project

Calgary has a large and diverse urban Indigenous population. Housing affordability and access for Indigenous people, however, continues to be a challenge. There also is a lack of Indigenous-specific affordable housing that reflects the cultural needs of Indigenous people. A community land trust (CLT) specifically created for urban Indigenous populations could help alleviate barriers to housing access. It also could provide opportunities to accelerate rental housing and affordable home ownership.

The Calgary Urban Indigenous Community Land Trust Development Project will identify and develop a localized Indigenous CLT model. The model will be co-designed with the community, including Indigenous Elders and urban Indigenous community stakeholders. The resulting model will help address the limited stock of culturally relevant affordable housing options for urban Indigenous peoples in Calgary.

3 Key Innovations

  • ✔

    The project uses a community land trust to increase Indigenous-specific affordable housing stock in perpetuity for urban Indigenous populations.

  • ✔

    It focuses on cultural designs, community-based development and land-based connections to create opportunities to address on- and off-reserve housing shortages.

  • ✔

    The model will be co-designed with Indigenous Elders and stakeholders to address the unique needs of the local Indigenous community.

Project scope and expected outcomes

Housing affordability is a challenge, particularly for Indigenous populations

Calgary has a focus on developing affordable housing solutions, and it has some notable achievements in that area. Housing affordability, however, continues to be a challenge, particularly for Indigenous populations. That is why the development of Indigenous affordable housing is considered the highest priority among local stakeholders, government and communities.

A CLT offers an opportunity to increase community-owned affordable housing options in a way that is in keeping with Indigenous values. For Indigenous peoples, the concept of “home” reflects safety, stability, community and connections to the land. CLTs—non-profit corporations that hold land in trust to help provide affordable access to land and housing for community residents—fit that.

A CLT could remove barriers to access and provide opportunities for rental and affordable home ownership. This would help address Indigenous housing and homelessness and help Indigenous peoples gain access to stable affordable housing. CLTs are also membership-based organizations, governed by an elected board of directors and made up of community members and non-profit organizations. This may contribute to a sense of community for Indigenous people who have chosen urban living.

Highlighting and developing promising urban Indigenous community land trust solutions for affordable housing

With support from the National Housing Strategy’s Demonstrations Initiative, this project will highlight promising urban Indigenous CLT models and develop a local model. Community collaboration will be an important part of that process. The Aboriginal Standing Committee on Housing and Homelessness (ASCHH) will mobilize community stakeholders to establish a diverse cultural and local perspective. This includes Indigenous Elders and community stakeholders, governments, funding agencies, housing providers and support programs.

The project will be informed by existing CLT experience in Calgary. That knowledge will be crucial to creating an urban Indigenous CLT. Twenty-eight other CLTs were also reviewed before the project to identify potential networks and gather information on possible models.

Working together to create an urban Indigenous community land trust for the local community

The project will begin by working with Calgary’s existing CLTs, community housing partners and Indigenous-specific CLTs. They will collaborate to uncover relevant knowledge, strategies and best practices. The project will also identify things to adopt, adapt or replicate to meet the needs of the local community. An Indigenous researcher will work on identifying existing policies around land acquisition in Calgary and best practices in other cities.

A subcommittee of community stakeholders will work together throughout the project on a model for a localized urban Indigenous CLT. They will be guided by the Elder’s Advisory Council, a group of Elders who will help guide the project and ensure its cultural integrity. The localized urban Indigenous CLT model will be created by the end of the project.

The completed model will be presented to the community through a Tea Dance ceremony. The Tea Dance is a traditional Blackfoot ceremony used to support community feedback and establish consensus. Elders and community stakeholders will then review the model and the decision-making will be finalized.

Improving accessibility to housing for urban Indigenous Peoples in Calgary

In the short term, the project will build the capacity of Calgary’s Indigenous affordable housing sector. This will align with existing housing strategies, such as the National Housing Strategy and the City of Calgary’s affordable housing strategy.

It will also help to improve access to stable, safe and culturally-appropriate Indigenous housing through rental options and first-time home ownership. This includes culturally flexible opportunities that allow for traditional ceremonies and practices, or places to gather for feasts and other activities. Importantly, the CLT will make sure those housing and community opportunities are preserved in perpetuity.

Over the longer term, the project will offer an approach to urban Indigenous CLTs that can be adapted/replicated elsewhere in Canada. This could help CLTs developed and implemented by other urban Indigenous stakeholders and communities. It also offers a social return on investment, such as lower health costs or justice involvement for urban Indigenous people. This would be done in a community-based manner, improving Indigenous autonomy and sense of community.

Program: NHS Demonstrations Initiative

Demonstration Title: Calgary Urban Indigenous Community Land Trust Development Project

Lead organization: Elizabeth Fry Society of Calgary

Collaborators and Partners:

  • Elizabeth Fry Society of Calgary
  • Aboriginal Standing Committee on Housing and Homelessness (ASCHH)
  • The City of Calgary
  • HomeSpace
  • United Way of Calgary

Location: Calgary, Alberta

Get more information:
Email Innovation-Research@cmhc.ca or visit our website to learn more about the initiatives under the National Housing Strategy.

Interested to learn more about Community land trusts solutions for affordable housing? Join the Expert Community on Housing (ECOH) CLT/Land assembly virtual community of practice!

Feeling inspired?

See how you can apply for a Demonstrations Initiative grant.

Date Published: March 2, 2022
Save Icon

SAVE TO MY FOLDER

Developing a localized urban Indigenous Community Land Trust

SAVE
Close this Window   |   Manage my Folder
Save Icon

SAVE TO MY FOLDER

Developing a localized urban Indigenous Community Land Trust

Done Done!
Close this Window   |   Manage my Folder
Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

Share icon

Share via

  • Facebook
  • LinkedIn
  • Mail
  • print
  • CopyLink

SuccessCopyLinkVersionLink copied

share icon

Mail-blue Share via Email

Did You Know?

You can include an email signature?

Register | Sign In

×
Google Captcha Loader
share icon

Mail-blue Share via Email

Done Done!
Close this window

By Topic

  • Professionals
    • Project funding and mortgage financing
    • Housing markets data and research
    • Industry innovation and leadership
    • Events and speakers
  • Consumers
    • Home buying
    • Owning a home
    • Renting a home

About Us

  • CMHC's Story
  • Management and Governance
  • Our Partners
  • Corporate Reporting
  • Contact Us
  • Careers

More

  • CMHC Newsletters
  • CMHC Library
  • Housing Observer
  • Media Newsroom
  • CMHC and Accessible Housing
  • CMHC on Twitter
  • CMHC on LinkedIn
  • CMHC on Facebook
  • CMHC on Instagram
  • CMHC on YouTube
Privacy Policy    |    Terms and Conditions    |    Transparency    |    Accessibility Plan    |    Accessibility Feedback     Canada Mortgage and Housing Corporation (CMHC) ©2025 
Canada
loader icon