The Ministry of Municipal Affairs and Housing is responsible for affordable housing programs in Ontario. Housing programs are delivered by local service managers as they know best the housing needs in their communities. You may wish to  contact your service manager for more information on the housing programs they have chosen to offer.

Affordable Housing Programs in Ontario

The following programs are included under the CMHC — Ontario Agreement for Investment in Affordable Housing.

Programs to Increase the Supply of Affordable Housing

  • Rental Housing Component
    Forgivable loans to create new affordable rental units. This program serves: Renters including seniors, persons with disabilities, recent immigrants, Aboriginal people, victims of family violence, working poor, singles and families.
  • Off-Reserve Aboriginal Housing — Rental Component
    Forgivable loans to create new affordable rental units for Aboriginal people living off-reserve. This program serves: Aboriginal renters living off-reserve
  • Ontario Renovates
    Forgivable loans to homeowners and landlords for major repairs, to add habitable living space to remediate overcrowding, for accessibility modifications, to create secondary/garden suites or repair and rehabilitate shelter units that assist victims of family violence. This program serves: Homeowners; Renters; Seniors; Persons with disabilities; Victims of family violence

Programs to Improve Housing Affordability

Programs to Renovate and Repair Housing

  • Ontario Renovates
    Forgivable loans to homeowners and landlords for major repairs, to add habitable living space to remediate overcrowding, for accessibility modifications, to create secondary/garden suites or repair and rehabilitate shelter units that assist victims of family violence. This program serves: Homeowners; Renters; Seniors; Persons with disabilities; Victims of family violence
  • Off-Reserve Aboriginal Housing — Homeowner Repair
    Forgivable loans for Aboriginal homeowners living off-reserve to undertake repairs and accessibility modifications. This program serves: Aboriginal homeowners living off-reserve

Programs to Foster Safe Independent Living

  • Ontario Renovates
    Forgivable loans to homeowners and landlords for major repairs, to add habitable living space to remediate overcrowding, for accessibility modifications, to create secondary/garden suites or repair and rehabilitate shelter units that assist victims of family violence. This program serves: Homeowners; Renters; Seniors; Persons with disabilities; Victims of family violence
  • Off-Reserve Aboriginal Housing — Homeowner Repair
    Forgivable loans for Aboriginal homeowners living off-reserve to undertake repairs and accessibility modifications. This program serves: Aboriginal homeowners living off-reserve

The following are links to housing programs in Ontario that are not included under the CMHC — Ontario Agreement for Investment in Affordable Housing.

Canada

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