Mortgage fraud is an industry-wide problem requiring an industry-wide response. CMHC is committed to being a partner in fraud prevention, working with mortgage professionals as well as others in the industry to combat mortgage fraud. CMHC proactively works with mortgage professionals to prevent fraud at initiation.
Mortgage Fraud Prevention — Tools, Training and Awareness
If you are interested in obtaining training related to mortgage fraud prevention, contact your local CMHC Account Manager, Client Relations or call 1 888 GO emili.
Reporting Suspected Fraud or Misrepresentation
Lenders are required to immediately report to CMHC if false or misleading information has been provided or is suspected in relation to a CMHC-insured mortgage application, even when there is no intention to approve the loan.
This will help prevent fraudsters from using similar schemes elsewhere, and enhance CMHC tools and training aimed at fraud prevention. CMHC investigates every report received. Note that CMHC cannot share the outcome of investigations due to Federal Privacy Legislation.
You can also report by e-mail or fax using form 65555. If possible, attach a copy of the application documents.