On November 30, 2016 our website content will be updated to reflect these changes:

  • High ratio loans (> 80% loan-to-value) submitted for mortgage loan insurance, must be qualified using the Mortgage Rate Stress Test.
  • New eligibility requirements for low ratio loans (≤ 80% loan-to-value) come into effect on November 30, 2016.

Homebuying Tools — Calculators

Easy to use mortgage tools to help you establish your financial situation, determine how much house you can afford and the maximum price that you should be considering.

  • Debt Service Calculator

    A tool that allows homebuyers to evaluate their financial situation and understand how much they can comfortably afford to spend on a mortgage.

  • Premium Calculator

    A tool to help you estimate the premium payable when you are purchasing a home. Simply enter the purchase price, down payment and the amortization period.

  • Household Budget Calculator

    Compare your income with your current or planned expenses and debt payments and see what you can afford.



Print(opens in a new window)