Emergency Repair Program (ERP) On-Reserve

What is the ERP On-Reserve?

ERP On-Reserve offers financial assistance to help low-income households on reserve make emergency repairs required for the continued safe occupancy of their home.

Download Fact Sheet (PDF)

Who is Eligible?

First Nations or individual First Nation members on reserve whose incomes are at or below the established thresholds for the area are eligible to apply for financial assistance.

Eligible repairs

Only emergency repairs immediately required for the continued safe occupancy of a home are eligible for assistance.

Examples include, but not limited to:

  • Repair or replace a non-functioning heating system;
  • Repair structural issues or water infiltration from damaged foundation, roof, or exterior walls;
  • Repair plumbing so adequate supply of potable water is available;
  • Electrical repairs necessary to correct health and safety hazards;
  • Repair or replace damaged flooring to correct safety hazards.

Important: any work carried out before application is approved in writing is not eligible. Once approved, all work must commence within 30 days and be completed within 90 days.

What assistance is available?

Assistance is in the form of a contribution which does not have to be repaid. The maximum contribution amount is $20,000* per unit.

*For northern or remote areas the maximum total amount may be increased by an additional 25 percent.

Other CMHC programs, such as the Residential Rehabilitation Assistance Program (RRAP) and Home Adaptations for Seniors’ Independence (HASI) program, are available on-reserve to assist with repairs to substandard housing, accessibility modifications and adaptations for persons with disabilities and seniors.

Where can I get more information?

Contact your CMHC Consultant or local CMHC office. You can also contact CMHC at 1-800-668-2642.



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