What CMHC Does

CMHC helps Canadians meet their housing needs. As Canada’s authority on housing, we contribute to the stability of the housing market and financial system, provide support for Canadians in housing need, and offer objective housing research and advice to Canadian governments, consumers and the housing industry. Prudent risk management, strong corporate governance and transparency are cornerstones of our operations.

The heart of a world-leading housing system.

  • Mortgage Loan Insurance
    Supporting Canada’s housing finance through our housing finance tools.
  • Affordable Housing
    Helping Canadians in housing need by assisting Canadians access suitable, quality and affordable housing.
  • First Nation Housing
    Improving living conditions for First Nations people on reserve by working closely with Aboriginal Affairs and Northern Development Canada and First Nations organizations.
  • Policy and Research
    Supporting a competitive and innovative housing system through our market analysis, housing research and information transfer activities.
  • Securitization
    Supporting Canada's housing finance system by helping ensure that financial institutions have access to an adequate supply of funds for mortgage lending.
  • Consumers
    Helping Canadians make informed housing decisions by providing timely, relevant and reliable information.



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