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What CMHC does


To facilitate access to housing and contribute to financial stability in order to help Canadians meet their housing needs.


We help Canadians meet their housing needs.


The heart of a world-leading housing system.

  • Mortgage Loan Insurance

    Supporting Canada’s housing finance through our housing finance tools.

  • First Nation Housing

    Improving living conditions for First Nations people on reserve by working closely with Indigenous and Northern Affairs Canada and First Nations organizations.

  • Securitization

    Supporting Canada's housing finance system by helping ensure that financial institutions have access to an adequate supply of funds for mortgage lending.

  • Affordable Housing

    Helping Canadians in housing need by assisting Canadians access suitable, quality and affordable housing.

  • Policy and Research

    Supporting a competitive and innovative housing system through our market analysis, housing research and information transfer activities.

  • Consumers

    Helping Canadians make informed housing decisions by providing timely, relevant and reliable information.



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