CMHC-Eligible Energy-Efficient Building Programs

CMHC encourages the development of more energy-efficient homes by making eligible a broader range of home building programs. Homes built under the following programs qualify for a 10 per cent mortgage loan insurance premium refund, and a premium refund for a longer amortization period (if applicable) when CMHC Mortgage Loan Insurance is used to finance their purchase or construction.

Other energy-efficient homes can also qualify

If the home you are purchasing or building does not belong to one of these programs, it may still be eligible.

*Depending on the closing date of your purchase, the Natural Resources Canada (NRCan) Energy-Efficiency Rating required differs:

For purchases with a closing date… EnerGuide Rating Required
On or after January 1st, 2013 82
From April 1st, 2010 to December 31st, 2012 80
From July 27th, 2005 to March 31st, 2010 77

Visit Natural Resources Canada (NRCan) to find out how to obtain a home energy evaluation and rating.

Applying for the refund is easy

To apply for your refund, complete CMHC's Energy-efficient Premium Refund Form and send it to CMHC for processing.



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