Buying a homeBuying a Home

For over 65 years, CMHC has helped millions of Canadians meet their housing needs. CMHC provides mortgage loan insurance that enables you to buy a home sooner with a minimum down payment of 5%. And CMHC is there with you every step of the way — with information before, during and after your home purchase.

Everything you need to open new doors.


Information contained on this page does not take into account changes to mortgage insurance parameters announced by the Government of Canada on December 11, 2015. These changes will come into effect on February 15, 2016.

In this Section:

Download our mobile app: Ready Set Home

Get House Smart and make an informed decision

Planning and managing your mortgage

Easy-to-use calculators

Watch our homebuying video

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