CMHC in partnerships with Aboriginal communities and others, offers programs, innovative financing techniques and information on building practices which work under cold climate conditions.
Programs and Initiatives
- CMHC Loan Insurance On-Reserve
CMHC offers lenders innovative loan insurance options to help First Nation members on-reserve buy, build or renovate homes.
- On-Reserve Non Profit Housing Program
This program assists First Nations in the construction, purchase and rehabilitation, and administration of suitable, adequate and affordable rental housing on-reserve.
- Aboriginal Capacity Development
Helps First Nations work towards self-sufficiency in housing through the acquisition of knowledge, skills, training and other resources.
- Direct Lending
CMHC's Direct Lending Program provides financing and renewals for eligible social housing projects, offering the lowest average financing rate available.
- Housing Internship Initiative for First Nations & Inuit Youth (HIIFNIY)
An initiative providing on-the-job training for First Nations and Inuit youth to assist them in pursuing employment in the housing industry.
- Proposal Development Funding
PDF loans assist with the initial costs of proposal development for projects that offer housing for seniors, the disabled and low-income Canadian households including First Nations.
- Programs and Financial Assistance
Under agreements for the Investment in Affordable Housing (IAH), federal funding is provided to provinces and territories through a single envelope, which combines the Government of Canada’s funding for off-reserve affordable housing and renovation programs. Initiatives may include new construction, renovation, homeownership assistance, rent supplements shelter allowances and accommodations for victims of family violence.
Training and Information
- Housing Quality Matters
A comprehensive series of information and training sessions having the objective of enhancing skills and knowledge with respect to housing quality. While there is a focus on Indoor Air Quality (IAQ) including mold prevention and remediation, the sessions cover better building techniques, inspecting existing dwellings, property management and basic home maintenance.
- Moisture and Mold
Useful information about humidity and moisture problems and outlines a number of different solutions to ensure satisfactory humidity levels in the home.