Residential Rehabilitation Assistance Program (RRAP) On-Reserve

RRAP On-Reserve offers financial assistance to First Nations and First Nation members to repair substandard homes to a minimum level of health and safety.

Who is Eligible?

First Nations or individual First Nation members that require repairs to their homes may be eligible to apply. The total household income must be at or below the established income threshold for their area.

How does it Work?

The house must lack basic facilities or is in need of major repair in one or more of the following categories:

  • Structural
  • Electrical
  • Plumbing
  • Heating or
  • Fire safety

Assistance may also be available to address a problem with overcrowding. Dwellings must be a minimum of five years old.

Loan Assistance available according to geographic location

  Maximum total loan
Zone 1: Southern Areas of Canada $16,000
Zone 2: Northern Areas of Canada $19,000*
Zone 3: NWT, Yukon, Labrador and Northern Quebec $24,000*

*For remote areas the maximum total loan may be increased by an additional 25 percent.

IMPORTANT: Work carried out before the loan is approved in writing is not eligible for funding under this program.

Where Can I get More Information?

Contact your Band Council;

Contact your local CMHC office.

Other CMHC programs are available on-reserve to assist with repairs to substandard housing, accessibility modifications and adaptations for persons with disabilities and seniors.

Information on affordable housing programs available off-reserve in each province and territory is provided under links to Affordable Housing Programs Across Canada.



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